NZ Everyday Investor

Recently, I attended a conference which centered on what I suspect will be the future of money in a more digital world. One of the best presentations I sat through was from author (of a book called 'Broken Money') and macro-analyst Lyn Alden - 'Nothing stops this train'. The current form of money we use (fiat currency) is tethered to a leveraged system with no easy way to deleverage. Ironically, the strategy we can use as households to build wealth (leverage to buy scarcity) is what may help our governments survive the train wreck coming. Read more [https://ungaro.co.nz/the-money-we-cant-outrun/]. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Has New Zealand lost its way? If so, the only path forward is to honestly acknowledge what we once were, understand how and why we’ve changed, and then chart a course for the future we want. It’s a tough question, no doubt, but like any hard problem, there’s a reward waiting on the other side. I’m joined today by Mike Grimshaw, a self-confessed ‘intellectual mongrel’ and Associate Professor of Sociology at the University of Canterbury, whose eclectic work spans radical theology, cultural theory, and New Zealand’s identity. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

In a perfect world, housing would be for lifestyle, and investments for long term planning - regardless, we live in an imperfect world. The real question becomes - what's your response to it? Jump in for number go up? If so, now's looking really, really good. *Just keep a lazy eye some of the bigger changes a foot. Read more here [https://ungaro.co.nz/is-the-nz-property-market-dead/]. Check out the work of Ashley Church here [https://www.ashleychurch.com]. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Special Thank You to show partner, Provincia: Whether you're looking to invest or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links*! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. *Some links create a financial benefit. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

From neoliberal globalization to neo-mercantilism – This is happening, and it might not be a simple transition. Why? Because the digital transformation of money is occurring at the exact same time. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Sign up to Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Special Thank You to show partner, Provincia: Whether you're looking to invest or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links*! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. *Some links create a financial benefit. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

For everyday people struggling to get ahead in a system that feels rigged, the path to financial security does not in fact, come from getting the degree, working hard, and trying to be liked. That’s the old world. In the new world, to build new wealth, we have to quest for objective truth. Really? Sounds a bit full on [https://ungaro.co.nz/how-to-get-ahead-when-youre-an-everyday-person/]. Check out Cody Ellingham [https://www.thetransformationofvalue.com/] on the Transformation of Value Podcast [https://www.thetransformationofvalue.com/]. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Brought to you in partnership with Icehouse Ventures [https://www.icehouseventures.co.nz/startupinvesting?utm_source=NZEDI+Newsletter&utm_medium=email&utm_campaign=NZEDI], Provincia [https://www.provincia.co.nz/], UGRO Wealth [https://ungaro.co.nz], and Gorilla Technology [https://gorillatechnology.com/]. Affiliate Links*! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. *Some links create a financial benefit. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!