Episode 292 - Modern Authentication and the Impact on Payments Cost and Performance, with Amandeep Batra, Stripe and Dewald Nolte, Entersekt

Episode 292 - Modern Authentication and the Impact on Payments Cost and Performance, with Amandeep Batra, Stripe and Dewald Nolte, Entersekt

This episode is a follow-up to our 2024 discussion with Stripe and Entersekt [https://glenbrook.com/payments_on_fire/episode-249-3-d-secure-strong-customer-authentication-stripe-entersekt/] on the use of 3-D Secure (3DS) in markets where strong customer authentication is not mandated, particularly the United States. That earlier conversation was grounded in Stripe's analysis of US 3DS transactions and explored a counterintuitive but important finding: when 3DS is deployed selectively in unregulated markets, its presence can become correlated with higher-risk transactions, limiting its effectiveness and in some cases negatively impacting authorization outcomes. Since that episode, several developments have occurred, including new analysis by Stripe examining 3DS usage and performance in markets where authentication is required by regulation, a substantial increase in the use of EMVCo "network" tokenization, and research and messaging developed by Entersekt regarding the continued use of authentication in conjunction with tokenization. Chris Uriarte is delighted to welcome back Amandeep Batra from Stripe and Dewald Nolte from Entersekt to address these developments and to explore how authentication and tokenization interact in practice across different regulatory environments.

Episode 291 - The Complex and Growing World of Platform Payments, with Blake Breathitt, Adyen

In this episode, Chris Uriarte speaks with Blake Breathitt, Senior Vice President of Platforms and Financial Services at Adyen, about one of the biggest growth engines in the industry over the past few years - platform payments. Listen in as they discuss the nature of this interesting segment of the industry, the nuance behind platform payments, and just what's driving this platform payment phenomenon.

Episode 290 - The Evolution of VAMP and Card Network Fraud Monitoring, with Keith Briscoe, MRC, and Allan Shearer, J.P. Morgan

In this episode, Chris Uriarte welcomes Keith Briscoe, VP, Advocacy and Education at the Merchant Risk Council, and Allan Shearer, Executive Director, Head of TMT Relationship Management at J.P. Morgan, to focus on the evolution of card network fraud monitoring programs, and in particular, VAMP, Visa's Acquirer Monitoring Program, which combines fraud and dispute metrics to better manage risk at both merchant and acquirer levels. Listen in as the group discusses industry reactions, data transparency and reporting challenges, and implications for enforcement of new thresholds.

Episode 289 - Stablecoin Infrastructure in Emerging Markets, with Chris Maurice, Yellow Card

Over the past several episodes, we've been building a conversation about how stablecoins are reshaping the global payments landscape. These conversations surfaced something important: this isn't just a technology story. It's a story about access. And there's another critical piece of the puzzle: the infrastructure that makes stablecoin payments actually work on the ground in emerging markets. In this episode, Chris Maurice, the CEO and co-founder of Yellow Card, joins Drew Edmond to explore how stablecoins are transforming global payments, especially in emerging markets, by addressing liquidity issues, reducing costs, improving compliance transparency, and enabling faster cross-border transactions. Listen in as they highlight the challenges of legacy infrastructure, regulatory evolution, interoperability, and the evolving role of banks and technology platforms in this ecosystem.

Episode 288 - The First 25 Years of Glenbrook - Fanning the Flames with our Founders

It's an auspicious year and month for us at Glenbrook as on March 1, 2026 we mark the 25th anniversary of the founding of our firm, celebrating a quarter-century of pushing forward the frontiers of payments knowledge and strategy and our continuing efforts to build the broader global payments community. A lot has happened in payments over the last 25 years and there could be no better way to celebrate the progress of the industry and the firm than to talk to the people who played such seminal roles in shaping both: In this episode, we speak with Glenbrook's three founding partners - Carol Coye Benson, Scott Loftesness, and Allen Weinberg. Listen in as they recall the early days of the firm, discuss how Glenbrook's strategy work expanded to form our education and global practices, consider the evolution of the "payments professional", and reflect on payments industry shifts over their years both in and out of Glenbrook.