The calidollars2007’s Podcast

Non-QM 101: Unlock Deals Outside the Fannie/Freddie Box

6 min · 29. aug. 2025
episode Non-QM 101: Unlock Deals Outside the Fannie/Freddie Box cover

Description

Will Clark introduces Non-QM Street and explains what non-QM loans are, how they differ from QM loans, and why Ability to Repay (ATR) still matters. He covers alternative income documentation—bank statements, 1099s, P&Ls, and asset utilization—and dispels the subprime myth. Geared toward loan officers and brokers, this episode shows how non-QM can rescue deals conventional guidelines reject, expand your business, and previews upcoming deep dives into bank statement loans, DSCR, and asset-based lending.

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