The Dear Money Podcast
Sometimes the fear isn’t that we won’t have money… but who we might become if we do. Transcript Hi. I’m Miata.This is Dear Money. Here, we tell the truth about our relationship with money—the parts we usually keep private. No fixing. No pressure to change anything. Just to see what’s there. Let’s begin. Reflection Here are some of the things I thought about after reading today’s letter. There’s a fear that I’m not sure we talk about enough. Yes, we’re often afraid that we won’t have enough money. But we’re also afraid that if we do… we might become someone we don’t recognize. Someone we don’t like. We’ve seen it before. People who became rigid, or entitled, or disconnected. Or just more focused on keeping money than on living their lives. And somewhere along the way, we made a decision: I don’t want to be that. So we create distance. We tell ourselves we’re not motivated by money. We downplay what we want. We keep our lives just small enough to feel safe. Because wanting more starts to feel risky. Not financially risky… personally risky. What if having money changes me? What if I lose something essential? What if I become less generous… less grounded… less myself? So instead of asking: How do I build a healthy relationship with money? We ask: How do I make sure money doesn’t have too much power over me? And that question shapes how much we allow ourselves to earn and how much we’re willing to receive. Sure, we may still have ambition. But larger than that ambition is our desire to protect our identity and values and our actual sense of who we are. That protection makes sense AND it creates a tension: You can’t build a strong relationship with money while also insisting on holding it at a distance. So what if the question shifts from Will money change me? to Who do I trust myself to be if it does? Because money doesn’t create character. It reveals it. It amplifies what’s already there and in some ways it puts pressure on the parts of us that we haven’t examined. And that can feel confronting. But it can also be so clarifying. Because the goal isn’t to stay exactly the same. The goal is to grow without abandoning yourself. To expand your life… without losing your values inside of that expansion. To let yourself have more… and still recognize the person holding that abundance. For many of us, that’s the real work. Becoming someone we trust… no matter how our circumstances evolve. If something in this brings up your own relationship with money here’s… A prompt, if you want it Write a letter to money that begins with: “I’m afraid of who I might become if I had more of you…” or “The version of me I never want to be with money is…” Let it be honest. Even if it feels uncomfortable. Even if it contradicts what you think you’re “supposed” to say. The anonymous letter that shaped today’s reflection Letters may be lightly edited for privacy and clarity. Dear Money— You’ve shaped more of my life than I’d like to admit. Long before I understood you, you were already influencing where I grew up, what my family worried about, and the choices that they made. And even now, it still feels like you have a say in everything. What I do for work.What I say yes to.What I have to think about every single day. There’s a part of me that resents that. When I think about you, my first reaction isn’t excitement — it’s tension. Frustration. Even anger. Because I’ve seen what people do in your name. I’ve seen how easily you get tied to greed, to power, to decisions that don’t feel human. And I don’t want to become that. I don’t want my life to revolve around you in that way. But I also know I can’t just push you away. Whether I like it or not, you’re part of this life. You affect what’s possible. What’s available. What I can create. And pretending you don’t matter doesn’t actually change that. So I’m trying to find a different way to relate to you. Not from fear. Not from resentment. But also not from blind trust. I want something more grounded than that. I don’t believe you’re inherently bad. But I do think you amplify what’s already there? And that makes me careful with you. I don’t want to lose myself chasing you.I don’t want to measure people by how much of you they have.I don’t want you to change what I value. At the same time… I do want to use you. To take care of myself.To [http://myself.To] support the people I love.To [http://love.To] build a life that actually feels meaningful. And I’m starting to see that those two things have to coexist. The resistance… and the reality. I may never feel completely at ease with you. But I don’t want to keep reacting to you the way I have been. I don’t want you to take up this much emotional space in my life. I want something steadier than that. Something where you’re present… but not in control. Where I can work with you — without feeling like I’m working against myself. I don’t know exactly what that looks like yet. But I know I don’t want to keep living in this tension. So I’m here. Trying to figure out what a different relationship with you could be. Thank you to the writer for trusting me with this letter.And thank you for listening. Dear Money is a space for honesty, not answers.You don’t need to do anything with what came up today. If you find yourself holding a truth you haven’t named yet, you’re welcome to write your own letter to money [https://forms.gle/foinKU6Z6QGbagGL7]. I’ll be here. New episodes are published every Thursday. Until next time. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit miataedoga.substack.com [https://miataedoga.substack.com?utm_medium=podcast&utm_campaign=CTA_1] This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit miataedoga.substack.com [https://miataedoga.substack.com?utm_medium=podcast&utm_campaign=CTA_1]
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