Ep 41| From Broke to Comfortable: Our Money Stories

Ep 41| From Broke to Comfortable: Our Money Stories

Money isn't just about numbers. It's about the beliefs, experiences, and stories we carry with us from childhood.In this episode, Cathy and Mel share their personal journeys with money—from struggling financially as young moms to building more stability and confidence with their finances over time. They talk about the money habits they learned growing up, the mistakes they made, and the lessons that helped them create a healthier relationship with money.✨ In this episode, we talk about:✨ Growing up with very different money stories✨ How childhood experiences shape financial habits✨ Scarcity vs. abundance mindsets✨ Credit cards, debt, and learning money management the hard way✨ Why financial independence became so important✨ Balancing saving money and enjoying life✨ The emotional side of money that nobody talks about✨ Creating a healthier relationship with financesThis episode is for anyone who:* Feels stressed or overwhelmed about money* Grew up with unhealthy money beliefs* Wants to become more financially confident* Is working toward financial freedom and stabilityBecause where you start financially doesn't determine where you end up.There is hope. There is growth. And there are skills you can learn along the way.👉 Reflection question:What's one money belief you learned growing up that you're actively trying to change today?🫂 Come hang out with us here:Instagram → @the_limitlesstribeFacebook → The Limitless Tribe🎵 Music:https://www.bensound.comLicense code: XYPETIBMIJUEIVVSArtist: Benjamin TissotChapters00:00 - Intro 00:53 - Budgeting Through Personal Stories02:46 - Money Lessons From Childhood10:34 - The Importance of Having Your Own Money12:09 - Mel’s First Relationship Experience16:45 - Cathy’s First Relationship Experience21:00 - Their First Understanding of Budgeting22:10 - Finding Financial Guidance Before the Internet22:48 - How Mel Started Budgeting and Lessons From Court25:04 - How Budgeting Brings Financial Clarity25:49 - How Cathy Began Her Budgeting Journey27:05 - Understanding Credit Status27:23 - Working Multiple Jobs and Growing Your Career28:25 - Why a Zero-Based Budget Can Help29:50 - Cathy’s Career Move to T-Mobile30:40 - What to Look for in a Company Before Working There33:54 - You Set Your Own Limitations34:34 - Using Company Benefits to Earn Certifications and Build Your Resume35:58 - Stop Limiting Yourself and Look for Bigger Opportunities37:50 - Apply Anyway and Learn Along the Way39:39 - Finding Financial Mentors Online41:25 - What to Know About Buying a House and Balloon Loans43:19 - Saving Money Through Garage Sales45:16 - Mel’s Home Buying Journey47:27 - Helping Mom Pay Off Debt48:00 - Remembering Dave Ramsey’s Money Advice and the First Emergency Fund50:02 - Planning Ahead for Expected Expenses51:22 - Getting Out of Debt Using the Snowball Method53:52 - Understanding Debt Consolidation54:50 - Building a Three to Six Month Emergency Fund55:35 - Saving for College and Retirement57:21 - Paying Off Your Home57:35 - Learning the Basics of Investing57:37 - More Thoughts on Paying Off Your Home1:00:15 - Why His Financial Tips Are Worth Following1:00:12 - Wrapping Up the Baby Steps1:01:56 - Becoming More Financially Stable1:02:25 - Who Spends More and Who Saves More1:05:39 - Forgetting the Water Bill and Why Autopay Helps1:06:14 - Their Experience With Credit Cards1:07:20 - Financing Appliances1:07:41 - Keeping Your Cost of Living Low1:08:31 - Saving for the Things You Want1:11:01 - Choosing Savings Accounts With Better Interest Rates#HASHTAGS#MoneyMindset #FinancialFreedom #BudgetingTips #PersonalFinance #WomenAndMoney #FinancialLiteracy #MoneyHabits #MindsetShift #PodcastForWomen #TheLimitlessTribe

Ep 40 | Books That Shifted the Way We Think

Some books entertain you. Others stay with you for years and completely change the way you see yourself, your life, and the decisions you make.In this episode, Cathy and Mel share some of the books that had the biggest impact on them and the lessons they still carry today. From learning how to let go of control to saying yes to opportunities that feel uncomfortable, these are the books that created real shifts in their mindset, personal growth, and life journey.✨ In this episode, we talk about:✨ The books that changed the way we think✨ The powerful lessons from The Surrender Experiment✨ Letting go of control and trusting the process✨ Why some opportunities are worth saying yes to—even when they scare you✨ The connection between growth and discomfort✨ Learning to work with your thoughts instead of fighting them✨ How books can create life-changing perspective shiftsThis episode is for anyone who:Loves personal development booksIs looking for their next meaningful readWants to grow but feels stuckIs learning to trust themselves and life a little moreBecause sometimes one idea, one chapter, or one sentence can completely change the direction of your life.👉 Reflection question:What's one book that changed the way you see yourself or the world?🫂 Come hang out with us here:Instagram → @the_limitlesstribeFacebook → The Limitless TribeChapters:00:00 - Intro 00:38 - Books that changed us 02:33 - The Surrender Experiment 09:12 - The Happiness Advantage 11:41 - Let Them Theory 16:33 - You're A Badass20:44 - Girl Stop Apologizing20:58 - Rich Dad Poor Dad25:38 - The Boy Called It26:16 - Midnight Library30:06 - Worthy34:49 - Speak40:22 - Wedding People42:53 - How Books Shifts Our Mindset🎵 Music:https://www.bensound.comLicense code: XYPETIBMIJUEIVVSArtist: Benjamin Tissot#HASHTAGS#BookRecommendations #PersonalGrowth #TheSurrenderExperiment #MindsetShift #SelfDevelopment #WomenSupportingWomen #PersonalDevelopmentBooks #GrowthMindset #PodcastForWomen #TheLimitlessTribe

Ep 39 | Behind the Podcast: Cathy & Mel Unfiltered

How well do you really know us?In this special episode, Cathy and Mel switch things up with a fun round of This or That questions. From coffee vs. matcha and texting vs. voice notes to saving money vs. spending on experiences, they share their honest answers, personal stories, and a few things that might surprise you.If you've ever wondered what they're really like outside of the deeper conversations about growth, mindset, and life transitions, this episode gives you a peek behind the scenes.✨ In this episode, we talk about:✨ Night owl vs. early bird✨ Coffee, matcha, and morning routines✨ Texting vs. voice notes✨ Heels, sneakers, and comfort over fashion✨ Staying in vs. going out✨ Saving money vs. spending on experiences✨ Small circles, friendships, and building community✨ Funny stories, weekend habits, and Costco adventuresThis episode is for anyone who:Loves getting to know the people behind the podcastEnjoys lighthearted conversations and personality-driven contentWants a break from serious self-improvement topicsHas strong opinions about voice notes, Costco, or coffeeBecause sometimes the best conversations aren't about growth plans or life lessons...They're about discovering how much we actually have in common.👉 Reflection question:Which answer surprised you the most and which one did you completely agree with?🫂 Come hang out with us here:Instagram → @the_limitlesstribeFacebook → The Limitless Tribe🎵 Music:https://www.bensound.comLicense code: XYPETIBMIJUEIVVSArtist: Benjamin Tissot#HASHTAGS#ThisOrThat #GetToKnowUs #WomenSupportingWomen #PodcastForWomen #CoffeeOrMatcha #FriendshipGoals #LifeConversations #TheLimitlessTribe #BehindThePodcast #PersonalGrowthPodcast

Ep 38 | The Thoughts We Have But Never Say Out Loud

Have you ever had a thought pop into your head and immediately wondered, “Why would I even think that?”In this episode, Cathy and Mel dive into the thoughts we all have but rarely talk about. The random thoughts, intrusive thoughts, overthinking, replaying conversations, comparing ourselves to others, and the constant inner dialogue that seems to run 24/7.They explore what happens when we judge ourselves for our thoughts, why not every thought deserves our attention, and how learning to observe your mind instead of fighting it can bring more peace and clarity.In this episode, we talk about:✨ Intrusive thoughts and why they happen✨ The constant conversations happening inside our heads✨ Why overthinking can feel so exhausting✨ Comparing yourself to others vs. comparing yourself to your past self✨ How meditation can help create space between you and your thoughts✨ Why not every thought needs to be fixed, analyzed, or acted on✨ Learning to observe your thoughts without getting stuck in themThis episode is for the woman who:Replays conversations long after they happenStruggles with overthinking and mental noiseJudges herself for thoughts she doesn't even believeWants to feel more peace inside her own mindBecause having a thought doesn't mean it's true.And it definitely doesn't mean it defines who you are.👉 Reflection question:What's a thought you've judged yourself for having—even though you know it doesn't reflect who you really are?🫂 Come hang out with us here:Instagram → @the_limitlesstribeFacebook → The Limitless Tribe🎵 Music:https://www.bensound.comLicense code: XYPETIBMIJUEIVVSArtist: Benjamin Tissot#HASHTAGS#Overthinking #IntrusiveThoughts #MindsetShift #MentalWellness #PersonalGrowth #SelfAwareness #WomenSupportingWomen #HealingJourney #Meditation #PodcastForWomen

Ep 37 | Unpopular Opinions About Self-Improvement

Self-improvement is supposed to help you grow… so why does it sometimes feel exhausting?In this episode, Cathy and Mel talk about the pressure behind constantly trying to improve yourself, your mindset, habits, routines, productivity, body, healing journey, business, relationships… everything.They dive into the unpopular side of self-improvement and how personal growth can quietly turn into self-criticism when you feel like you’re never “enough” as you are. In this episode, we talk about:✨ The pressure to constantly improve yourself✨ When self-growth starts feeling overwhelming✨ Why healing and growth are not linear✨ The difference between growth and self-rejection✨ Feeling like you always need to “fix” something✨ Learning to appreciate yourself while still evolving✨ Why rest and peace matter just as much as growthThis episode is for the woman who:Feels exhausted trying to become a “better version” of herselfConsumes a lot of self-help or growth contentFeels like she’s constantly working on herself but never arrivingWants personal growth without losing herself in the processBecause growth should expand your life… not make you feel like a constant project.👉 Reflection question:Have you been growing lately… or just criticizing yourself in the name of growth?🫂 Come hang out with us here:Instagram → @the_limitlesstribeFacebook → The Limitless Tribe🎵 Music:https://www.bensound.comLicense code: XYPETIBMIJUEIVVSArtist: Benjamin Tissot#SelfImprovement #PersonalGrowth #HealingJourney #MindsetShift #SelfAwareness #WomenSupportingWomen #GrowthMindset #MentalWellness #SelfHelp #PodcastForWomen