Episode 1: Part 1 - Personal Financial Management

Episode 4: Manifesting Wealth & Abundance: The difference between a Scarcity vs Abundance Mindset

On this episode we engage on manifesting a life of abundance by exploring the differences between an abundance mindset and a scarcity mindset. My guest on the episode is I Fhumulani Tshivhase, Finance Well-being Professoional & Co-Founder of She Reigns NPO from Venda, Limpopo.  Fhumu holds a Bcom Accounting degree from the University of Venda as well as a Wealth Management qualification. She was the Deputy Secretary of the Enactus Univen branch and was instrumental in writing scripts for the national competition presentations. She also co-founded a Non-Profit organization that empowers young girls whilst at University.  Today she works for for one of key industry players in the South African financial services sector.

Episode 3 - How do young professionals and business adapt and thrive in the post-pandemic economy?

"Even prior to COVID-19, companies were envisaging the future as a survival struggle. Hard-to-digitize and people-dependent sectors are the least resilient. The crisis is an opportunity for companies and employees to reinvent themselves.” (World Economic Forum, 2020) Our guest Panel Speakers unpack and share key insights to on how young professionals and businesses adapt and thrive in the post-pandemic economy. Find us on Instragram ; @themillenialdisruptor & Twitter ; @MillenialDisrpt.  Disclaimer: All panelists here today speak in their own capacity. Nothing they say is or should be in any way construed as representative of the views of the companies/organisations they work for. Nothing that the panelists say is or should be construed as financial advice. Disclaimer from Nkanyiso: All mention of company information is derived purely from public information and personal financial analysis. No analysis is derived from nonpublic sources, Melville Douglas Asset Management or Corporate and Investment Banking division of the Standard Bank Group Disclaimer from Solomon: All mention of company information is derived purely from public information and personal financial analysis. No analysis is derived from nonpublic sources or the Standard Bank Group

Episode 2: Part 2 - Savings & Investments

In this episode we continue the conversation with Masonwabe Tshobonga. We look at the trending question on South African social media as of late as to whether you should buy Sasol shares or not. We take on an in-depth analysis of Sasol’s performance over the last year and I must say things get heated up when we really get to rigorously discuss macro-economic factors, industry factors, trade tensions between the US and China as well as the Brent Crude oil price drop and their effect on Sasol’s share price. We also briefly highlight the various options one can use to start investing which is ETFs and how they work. We wrap things up by discussing rating agency Moody's announcement to downgrade South Africa’s (SA’s) sovereign rating into junk status and what this means for the average consumer. Lastly, my guest and I share a bit on what factors we look at when choosing which sectors to invest in and why.

Episode 1: Part 1 - Personal Financial Management

Welcome to the first episode of the Millenial Disruptor. In this episode, we chat to BCom Accounting Graduate and Founder of Vuka Sakhe Capital, Masonwabe Tshobonga. We talk about his entrepreneurial roots and what inspired this journey. We then explore money dynamics in relationships and whether you really need money in order for a relationship to flourish. We also introduce the concept of interest rates and what a repo rate (interest rate) cut means for your personal finances.