SUMMER REWIND Ep. 70: Five Money Moves to Kickstart Your 2025

SUMMER REWIND Ep. 70: Five Money Moves to Kickstart Your 2025

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] ☀️ Summer Rewind! We're spending the month traveling Europe, so we're bringing back one of our most-listened-to episodes. The advice is fully evergreen and hits just as hard now as it did when it first dropped. If you've been meaning to get your finances in order but keep putting it off, this episode is for you. Jessica and Brandon walk you through 5 money moves that can change how you manage, save, and grow your money, no matter where you're starting from. In this episode: * Why your financial goals need to be specific, measurable, and said out loud * How to review your budget without dreading it (and the mindset shift that makes it stick) * Avalanche vs. snowball: the two debt payoff strategies and how to pick the right one for you * Why automating your savings removes the willpower problem entirely * The real reason most people don't build wealth (hint: it's not knowledge) The one line that never gets old: it's not a lack of ability. It's a lack of action. New episodes every Wednesday. Subscribe so you never miss one. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

140: College Funds, Ultimatums, and $13K Monthly Bills: Social Media Posts That Got Us Talking

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] What happens when the internet gets honest about money, and people start showing their whole hand? This week's episode explores three viral social media posts as a jumping-off point for some real financial conversations. First: a husband who demanded $10,000 from his wife's daughter's medical school fund to buy a truck, and threatened divorce when she said no. Then: a grieving father who wants to give his late daughter's college fund to her best friend instead of a blood relative, dividing the comments. And finally: a gut-punch of an article about families moving aging parents to Mexico because $13,000-a-month memory care facilities in the US are financially impossible for most people. Topics covered in this episode: • Why financial entitlement is one of the loudest red flags in a relationship • How to protect dedicated savings in blended families (prenups, post-nups, separate accounts) • When it's your money, it's your call, the limits of family obligation • The long-term care crisis quietly threatening the retirement plans of sandwich-generation millennials • Why most people have no idea what their parents' finances actually look like, and what that costs them • Long-term care policies: who needs them, when to get them, and why waiting is the most expensive mistake If you've been avoiding the money conversation with your aging parents, this episode is the sign to stop waiting. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

139: We're Skipping Summer Camp and Spending a Month in Europe Instead

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] What if instead of summer camp, you just took your family to Europe for a month? Jessica and Brandon are taking their family to Europe for four weeks this summer, and in this episode they walk through exactly how they pulled it off. From stalking flight portals for months to find 120,000 points worth of flights across four countries, to building a five-tab spreadsheet to keep every confirmation number, address, and ticket organized, this episode is the full behind-the-scenes of planning an international family trip. They cover the tools they actually use: Point.me for finding the best points and miles deals, Airbnbs with washers, dryers, and AC over hotels, bulk public transit passes, and the free Smart Traveler Enrollment Program that sends real-time safety alerts from the nearest US embassy. They also get into the stuff that catches travelers off guard, like booking major attraction tickets weeks in advance before they sell out, spotting scam sites that mimic official museum pages, ordering foreign currency from your home bank before you leave, and knowing which credit cards to carry internationally and why. If you are planning a big international trip and want to know how to actually prepare for it, this one is worth a listen. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

138: The 20% Raise You're Not Getting by Staying at Your Job

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] The data is clear: staying loyal to one employer rarely keeps pace with what strategic career moves can do for your income. But what does "smart" job hopping actually look like, and when does loyalty still win? In this episode, Jessica and Brandon get real about the job hopping vs. loyalty debate. They share firsthand experience navigating layoffs, negotiate their way through six-figure compensation packages, and break down the framework listeners can use to make career decisions that actually build wealth. Topics covered: * Why piddly 1.5–3% annual raises are costing you serious long-term wealth * How to use competing offers to negotiate with your current employer without quitting * The right and wrong reasons to make a lateral move * Vesting schedules, RSUs, and benefits you should never leave on the table * The 15–20% rule: the number that makes a job switch worth the disruption * Why interviewing is a skill you must keep sharp — even when you're happy * How to build a network that works for you before you need it * What a client negotiated by simply asking ($30K base increase + doubled equity) * Beyond salary: education stipends, PTO, remote work, fertility benefits, and more Closed mouths don't get fed. This episode gives you the tools to start asking. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...

137: My Mom Gifted Me a $400K Property and Won't Include My Boyfriend. Am I the A-hole?

Send us Fan Mail [https://www.buzzsprout.com/2019100/fan_mail/new] A woman on Threads wrote that she is being gifted a $400,000 rental property by her mother, but only in her name, with a legal agreement keeping it separate from any future marriage. Her boyfriend of three years is furious. He wanted to sell it and use the money toward a bigger place for them both. When she explained her mom's conditions, he packed a bag and moved in with a friend. In this episode, Jessica and Brandon break down why the mom's conditions are not just reasonable, they are smart. They also dig into what the boyfriend's reaction actually reveals about his character, why inheritance and asset protection are conversations every couple should be having, and what their own postnuptial agreement says about inherited wealth. Their verdict? Take the property. And seriously reconsider the relationship. Get a $5 month for Point.Me our favorite way to find the best flights [https://share.point.me/77Sljj] Get 50% off of Monarch Money for one year with this link [https://monarch.com/referral/efi38xe7ed?r_source=copy] Subscribe to The Sugar Daddy Podcast newsletter [https://www.thesugardaddypodcast.com/] Explore The Sugar Daddy Podcast Stan Store — Downloadables, tools, and more to level up your money game together! [https://stan.store/TheSugarDaddyPodcast] Head over to our YouTube channel to catch this episode in full video form. [http://www.youtube.com/@TheSugarDaddyPodcast] You can also email us at: hello@thesugardaddypodcast.com Connect with us on Instagram We’re most active over at @thesugardaddypodcast [https://www.instagram.com/thesugardaddypodcast] Chat with Brandon Want to work together? Learn more about Brandon [https://www.oakcityfinancial.us/] Book a free 30-min call [https://calendly.com/oakcityfinancial/introconvo] to see if it's a fit. Show us some love, hit subscribe, leave a five star rating, and drop a quick review! Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...