Worth Beyond Wealth | Ep 8: This Is a Human, Not a Transaction

Worth Beyond Wealth | Ep 8: This Is a Human, Not a Transaction

If something happened to you tomorrow, would the people you love know what to do with the money? Would they even know who to call? A historic amount of wealth is moving to women right now. Many of them have never been asked what they actually want. Kim Jaques got into this business before she even finished college. She earned her Series 7 while she was still taking classes and working full time, and more than thirty years later she still has no interest in leaving. She is a CFP and a principal at R|W. Before she moved into advising she built and ran operations and worked in compliance, so she has seen this industry from just about every seat there is. A lot of what Kim does comes back to one simple idea. The money is never really the point. She takes all the industry jargon and brings it down to plain language, so someone who is new to all of this can finally relax and start asking questions. The way she puts it, when a person trusts you with their money, they end up trusting you with their life. Most of her real conversations are about the things people will not even say to their own family. In this episode, Ryan, Shannon, and Kim talk about why both spouses belong in the room, why no question is ever too small, and what it really means to be a good steward of someone else's life savings. They get into how people actually learn and hold onto hard information, why a balance sheet was never the whole story, and the question almost every family ends up asking... are we going to be okay? They also talk about the wave of wealth moving to women, why so many women got left out of the money conversation for so long, and why real wisdom often means knowing when to bring in help instead of pretending to have all the answers. Kim shares what has kept her in this work for thirty years, and why she still treats every client as a person and never as a number. If you have ever caught yourself thinking your family would have no idea where to start, this is the episode for you. 🎧 Follow Worth Beyond Wealth Podcast Redefining what it means to live well — beyond money, beyond success. Join Ryan and Shannon as they help families, founders, and leaders discover fulfillment through purpose, peace, and legacy. 💬 Let’s Connect: 🌐 RW Investment Website [https://www.investrw.com/] 📩 Questions? Email us! [worthbeyondwealth@gmail.com] 🪙 Because real wealth isn’t measured in dollars — it’s measured in impact. ⚠️  DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. © 2026 Worth Beyond Wealth. All rights reserved.

Worth Beyond Wealth | Ep 7: The Money Talk Most Couples Never Have

What if the family finances suddenly became your job? Would you know where to start, or who to call? A historic amount of money is moving to women right now. A lot of those women have never been asked a single question about any of it. Raleigh Ann Vachek never planned to work in finance. A college professor told her to go job-shadow an industry she was curious about, she picked investments, and a conversation she had back in the spring of 2000 turned into a job. She's now a CFP and a principal at R|W, and she's spent more than twenty years walking families through big life transitions, the planned ones and the ones nobody sees coming. That includes the phone call no one wants to make. A lot of her work is something she calls life raft drills. She sits couples down and talks through the what-ifs before anything goes wrong: what could happen, how likely it really is, and what you'd actually do about it. Shannon knows that feeling firsthand. She's married to a wealth advisor, she trusted Ryan completely, and she still couldn't have answered basic questions about their own money. One day Ryan asked her what she wanted to do with their next investment, and she cried, because no one had ever asked her that before. In this episode, Ryan, Shannon, and Raleigh talk about why both spouses need to be in the room, why money is never just numbers, and where our beliefs about money come from. They get into the hard switch from saving to spending in retirement, why a balance sheet was never enough on its own, and the question almost every family ends up asking... are we going to be okay? They also talk about the wave of wealth moving to women, why so many women have been left out of the money conversation, and how to start small. One meeting a year. No question too basic. Nobody expects you to know everything on day one. If you've ever told yourself you'll get to it later, this is the episode. 🔔 Subscribe for more conversations on wealth, legacy, and family 💬 Comment: Have you and your spouse ever had the "what if something happened to you" conversation? 📤 Share this with someone who needs to hear it ⏱️  TIMESTAMPS: 0:00 Cold Open 0:54 Welcome to Worth Beyond Wealth 1:37 Introducing Raleigh Vachek 2:32 How Raleigh Fell Into Finance 5:03 Being the First Phone Call 6:40 What Money Can't Buy 9:50 What Is a Life Raft Drill? 12:44 "It's Going to Be Okay" 15:47 Why Both Spouses Belong in the Room 21:54 The Psychology of Money Starts in Childhood 27:13 Learning to Spend What You Saved 32:27 Keeping Both Voices Engaged 36:05 The Great Wealth Transfer to Women 41:50 What Real Wisdom Looks Like 46:54 Advice to the Next Generation 49:26 Closing & Disclaimer ⚠️  DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. #WorthBeyondWealth #WomenAndWealth #GreatWealthTransfer #WealthManagement #FamilyFirst #FinancialPlanning #IntentionalLiving 🎧 Follow Worth Beyond Wealth Podcast Redefining what it means to live well — beyond money, beyond success. Join Ryan and Shannon as they help families, founders, and leaders discover fulfillment through purpose, peace, and legacy. 💬 Let’s Connect: 🌐 RW Investment Website [https://www.investrw.com/] 📩 Questions? Email us! [worthbeyondwealth@gmail.com] 🪙 Because real wealth isn’t measured in dollars — it’s measured in impact. ⚠️  DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. © 2026 Worth Beyond Wealth. All rights reserved.

Worth Beyond Wealth | Ep 6: The Life Raft Your Family Doesn't Have Yet

What if something happened to you tomorrow? Would your spouse know where everything is? Shannon woke up one morning and realized that despite being married to a wealth advisor, she didn't have answers to basic questions about their own finances. Where are the accounts? What are the passwords? Whose email does the two-factor authentication go to? Who would she even call? That moment sparked a much bigger conversation. They started pulling the thread and realized how many loose ends existed in what they thought was a well-organized financial life. Things were scattered across offices, folders, and email accounts. And if two people who communicate well and work in this industry had gaps like that, they figured they probably weren't alone. In this episode, Ryan and Shannon go deep on The Life Raft: what it is, why a balance sheet isn't enough, how knowledge transfer actually works between spouses, and why the real goal isn't just preparing for the unexpected. It's about building something that helps your family flourish together for the long haul. They also walk through tools they're developing: household summaries that go beyond numbers to tell the story behind every asset, cash flow maps, action timelines, and the question that matters most... who's in your life raft? If you've ever thought "we should probably get on the same page," this is the episode. 🎧 Follow Worth Beyond Wealth Podcast Redefining what it means to live well — beyond money, beyond success. Join Ryan and Shannon as they help families, founders, and leaders discover fulfillment through purpose, peace, and legacy. 💬 Let’s Connect: 🌐 RW Investment Website [https://www.investrw.com/] 📩 Questions? Email us! [worthbeyondwealth@gmail.com] 🪙 Because real wealth isn’t measured in dollars — it’s measured in impact. ⚠️  DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. © 2026 Worth Beyond Wealth. All rights reserved.

Worth Beyond Wealth | Ep 5: When the Hustle Stops Working

What happens when the same drive that built your career starts tearing apart your family? Adam Cruz knows. He grew a church from zero to 2,000 people, got featured as one of the fastest growing in America, and nobody had any idea what it was costing him behind closed doors. Ryan and Shannon sit down with Adam, a 20-year product design veteran whose work has driven over $115 million in revenue at companies like Intuit and ZeeMee. But this conversation isn't about business wins. It's about what Adam calls "unregulated ambition," the pattern where driven people give everything to the mission and have nothing left for the people who matter most. Adam walks through what finally forced him to stop, the lie he'd been telling himself since childhood, and how he built a framework called The Healed Hustle to help leaders stay ambitious without burning everything down. Ryan and Shannon connect the dots to their own LifeRaft work and why the entrepreneur's journey and the spouse's experience are two sides of the same problem. If you've ever been told "you're so dedicated" while knowing the real cost of that dedication, this one's worth your time. About Adam Cruz: Adam is the founder of The Healed Hustle, an 8-step program for driven leaders who want to keep building without losing their family or their health. He spent two decades in product design and startup leadership, including roles at Intuit and as co-founder of ZeeMee. 🎧 Follow Worth Beyond Wealth Podcast Redefining what it means to live well — beyond money, beyond success. Join Ryan and Shannon as they help families, founders, and leaders discover fulfillment through purpose, peace, and legacy. 💬 Let’s Connect: 🌐 RW Investment Website [https://www.investrw.com/] 📩 Questions? Email us! [worthbeyondwealth@gmail.com] 🪙 Because real wealth isn’t measured in dollars — it’s measured in impact. ⚠️  DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. © 2026 Worth Beyond Wealth. All rights reserved.

Worth Beyond Wealth | Ep 4: Is Your Family Richer Than Your Bank Account?

You can build a business with discipline, strategy, and intention. But what happens when you get home? Most of us shoot from the hip. Ryan and Shannon dig into a question that cuts deeper than net worth: Is your family actually thriving as much as your finances? They talk about what research says separates families who successfully pass on wealth from those who don't, and it has almost nothing to do with estate plans or tax strategies. It comes down to communication, shared mission, and whether everyone's even playing the same game. They also get personal about the LifeRaft project and why understanding the financial picture together is the foundation for everything else, from dreaming about giving to making memories that actually matter. If you've ever felt like your business gets your best energy while your family gets the leftovers, this one might hit close to home. 🎧 Follow Worth Beyond Wealth Podcast Redefining what it means to live well — beyond money, beyond success. Join Ryan and Shannon as they help families, founders, and leaders discover fulfillment through purpose, peace, and legacy. 💬 Let’s Connect: 🌐 RW Investment Website [https://www.investrw.com/] 📩 Questions? Email us! [worthbeyondwealth@gmail.com] 🪙 Because real wealth isn’t measured in dollars — it’s measured in impact. ⚠️  DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. © 2026 Worth Beyond Wealth. All rights reserved.