Your Money with Michelle Martin

Influence: The founders steering a Singapore Food Icon - Tanjong Rhu Pau

A smoky char siew filling , molten salted egg custard, and a skin so thin it almost melts in your mouth- this humble pau has built a Singapore food legacy spanning three decades Tanjong Rhu Pau is so famous customers keep returning. Founded in 1988, the family business is now run by siblings Chloe Yap and Yap Wei Jie, who stepped in to continue their parents’ legacy. They share their modern expansion plans, including deliveries, with Michelle Martin. Find out how this family businesses is reinventing while staying true to what made them beloved in the first place. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: What if your CPF could pay you $4,600 every month in retirement - tax free?

A Singapore retiree has sparked a lot of conversation after revealing she receives roughly $4,600 a month from CPF payouts. We examine the numbers behind her strategy For listeners turning 55 today, the key question is whether replicating this strategy is still possible under today’s CPF rules. We explore the role of the Enhanced Retirement Sum (ERS), annual top-ups and the powerful impact of compounding. We also unpack what meaningful retirement payouts mean for different life circumstances in this episode of Money and Me, hosted by Michelle Martin, with guest Elijah Lee of Phillip Securities. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: How high can oil go? Winners and possible losers amongst defense stocks and SG agri counters

War risk in the Middle East is back on traders’ screens - and the ripple effects are already shaking oil, defense stocks, airlines and global markets. Escalating tensions in the Middle East - including Iran’s unprecedented leadership succession - are sending shockwaves through global markets. Oil has surged above US$100 a barrel for the first time in years, reigniting inflation fears and putting pressure on equities. Defense companies are rallying while travel and aviation stocks stumble amid rising geopolitical uncertainty. Meanwhile investors are watching Greg Abel’s first major moves as CEO of Berkshire Hathaway for clues on the next phase of Warren Buffett’s empire. Closer to home, the Straits Times Index slipped for the week as Singapore Airlines, SATS and Jardine Matheson came under pressure while ST Engineering surged on defence optimism. In this episode of Market View, hosted by Michelle Martin  we unpack how geopolitics is reshaping sector winners and losers. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Influence: Yen-Lu Chow on making meaning from tragedy

Meet some of Singapore's most impactful individuals in Influence with Michelle Martin. If you are going through pain, sorrow or grief, trust that you are not alone After losing his 26-year-old son Lawrance to manic depression, philanthropist Yen-Lu Chow set out to transform grief into action by founding - together with his wife - the Over The Rainbow Academy that helps parents with resources and which gives young people a platform to "just be heard". The academy aims to help transform the landscape of mental wellness in Singapore and offers scholarships for its training programmes. Social innovator Yen-Lu Chow believes getting to a "we first society" starts with very important first step; caring for the self. We ask: in a competitive world driven by individual success, can Singapore move from a “me-first” mindset to a “we-first” culture that protects its human capital?   See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Budget 2026 & Singapore Property - Buyer’s Market or the Next Boom?

Is Singapore’s property market quietly shifting after Budget 2026?  In this episode of Money and Me, hosted by Michelle Martin, we break down what new policies on foreign work passes, AI investment and housing demand could mean for buyers and investors. Michelle speaks with Christine Sun, Chief Researcher and Strategist at Realion Group (OrangeTee & ETC), about whether the absence of new cooling measures signals confidence that prices have stabilised. They unpack why demand for some Prime and Plus HDB flats appears softer, and why first-time buyers may now prioritise space over central locations. The conversation also explores how stricter foreign hiring rules could affect rental demand and whether Singapore’s push to become an AI hub might boost long-term property values. Finally, Christine shares where investors might find the smartest opportunities in Singapore’s property market in 2026. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.