Your Money with Michelle Martin

Influence: A made-in Singapore AI tutor that can improve how kids learn

Want an AI tutor at home for about $40 a month for your primary schooler? Michelle Martin explores one option with guest: Tan Yueh Phern. We unpack how AI learning platforms like Luminee Learning aim to teach process over answers, aligning with Singapore’s MOE syllabus. We also examine whether AI can democratize access to quality education - or deepen the tuition divide. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Your CPF, Your Future - Come 2028 a new scheme for those struggling with decisions in markets

Retirement is about to be reinvented - but will the new CPF scheme work for you? Michelle Martin unpacks Singapore’s upcoming CPF Investment Scheme  and what it means for your long-term wealth - hosted by Michelle Martin. With Christopher Tan, we break down how scheme compares with CPFIS and who it is really designed for. We explore whether a lifecycle portfolio should be your core strategy, a supporting tool - or something to avoid entirely. From returns to risks, and myths to mechanics, this conversation cuts through the noise on using your CPF to invest. We also zoom out to a bigger question: how AI-driven job disruption could reshape how future generations save for retirement. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Banks Boom, Oil Surges & AI Goes Physical—Markets Near Highs but Risks Linger

Wall Street rallies toward all-time highs as blockbuster earnings from major banks fuel optimism -hosted by Michelle Martin with Ryan Huang. Citigroup and Goldman Sachs lead a trading-driven surge, while JPMorgan and Wells Fargo reflect resilience across lending and dealmaking. Energy markets flash caution: BP rides “exceptional” oil trading gains as geopolitical tensions tighten supply. Tech and innovation accelerate - Amazon’s satellite ambitions, Novo Nordisk’s AI drug push, and Alibaba’s leap into robotics signal a new frontier. In Singapore, the STI breaks past 5,000, led by Mapletree Logistics Trust, while DFI Retail drags—highlighting uneven market strength.   See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Where to Park $200K as War and Rates collide

When the world feels unstable, doing nothing might be your smartest move—or your biggest mistake. As geopolitical tensions and rising energy prices reshape markets, investors are being forced to rethink where safety truly lies. We explore the critical “foundations first” approach - liquidity, protection, and resilience—before deploying capital in uncertain times. From fixed deposits and bonds to gold, silver and REITs, how should investors balance safety versus inflation protection? The UK property market faces a structural reset as the Renters’ Rights Act dismantles the traditional buy-to-let model. Is this an investor exodus - or a shift towards a more professional, regulated market? Hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Profits, Policy & Panic - Goldman’s Boom Meets Oil Shock Reality

We start in Singapore where  the MAS has tightened policy for the first time since 2022, even as safe-haven flows push interbank rates lower - a rare divergence. Goldman Sachs delivers blockbuster earnings, powered by AI-driven trading and a resurgence in dealmaking - but investors still hit the sell button.  Global markets rebound on Iran ceasefire hopes, while oil volatility continues to signal underlying geopolitical risk. In corporate news, luxury giant LVMH disappoints, CATL eyes a massive capital raise, and Keppel flags second-order shocks. Closer to home, the STI slips, with Hongkong Land dragging while Sembcorp Industries provides a bright spot. We digest market news in this conversation with Michelle Martin and Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.