Your Money with Michelle Martin

Money and Me: Finding the Winners That Matter in 2026

Our company in focus list, zeroes in on companies we here know about in Singapore. In 2026, it’s no longer about whether markets rise - it’s about which companies truly deliver. Money and Me looks past daily noise to uncover businesses entering pivotal turning points across sectors.. Hosted by Michelle Martin, this episode features Vance Tan, Financial Services Manager, PhillipCapital, on spotting durable value beyond headlines. We explore how to identify companies with real structural tailwinds versus short-term hype and headline-driven rallies. The discussion dives into balance sheet strength, non-negotiable financial metrics, and valuation discipline in a still-uneven market. Finally, we break down how investors can turn high-conviction ideas into diversified, long-term portfolio strategies without overconcentration. Will STI hit 5000 in 2026? See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Is the AI trade back on?

The discussion looks at chips surging and banks cashing in. Asia-Pacific markets trade mixed as investors weigh TSMC’s blockbuster earnings against fresh US-Taiwan trade developments. We unpack what Taiwan Semiconductor Manufacturing Company’s profit jump says about the durability of the AI trade and global chip supply chains. Wall Street steadies as Goldman Sachs and Morgan Stanley deliver strong earnings, powered by trading and wealth management. In UP or DOWN, we size up Spotify’s price hike, Boston Scientific’s mega-deal, and CapitaLand India Trust’s data-centre push. And in our Last Word, we ask what authenticity means when a very unusual singer with no soul climbs Spotify’s charts - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: The S-REIT Comeback - Income, Upgrades and What to Buy in 2026

Singapore REITs may finally be turning the corner. Singapore REITs enter 2026 at a pivotal moment say's Kenny Loh, as interest-rate cuts revive sentiment and valuations remain below historical averages. After delivering a near-23% gain in 2025 - their best run since 2019 - analysts expect a two-year earnings upgrade cycle driven by falling borrowing costs and rising distributions. We unpack which REITs face refinancing risks, how balance sheets are being managed, and where higher interest coverage offers protection. From industrial and logistics to retail, offices and data centres, we assess which property sub-sectors look resilient - and which still face headwinds. We also ask whether current price-to-NAV discounts present compelling entry points, or if markets are still pricing in too much caution. Joining us is Kenny Loh, REIT Specialist and Wealth Advisory Director, as we discuss strategy, risks and specific S-REITs on the radar for 2026, hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Banks Beat, Markets Blink and K-Pop Breaks the Rules

US bank earnings take centrestage as Citigroup, Bank of America and Wells Fargo open their books, revealing a split between headline beats and sharp market reactions. Citigroup posts stronger-than-expected earnings despite a costly exit, while Bank of America delivers hefty profits - yet both stocks slide. Wells Fargo disappoints, with severance costs dragging results and shares taking the biggest hit of the day. Financials lead US markets lower, pulling the S&P 500, NASDAQ and Dow into the red after record highs. In UP or DOWN, we unpack China’s record trade surplus, silver mining stocks surging past the US$90 mark, DBS unlocking S$1 billion in AI value, and YZJ Maritime expanding its fleet. And in The Last Word, from earnings to emotions - we ask whether a globalised K-pop industry is finally ready to let its biggest stars fall in love, hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: When Interest Rates are on the Floor, When is Investing Smart Leverage or a Debt Trap?

When rates diverge, the real risk isn’t missing the bottom - it’s what you do once you’re there. Singapore’s interest rates are nearing a projected floor, while the UK remains stubbornly higher - setting up a rare refinancing crossroads for homeowners. Michelle Martin speaks with Daniel Sim, Founder of Golden Goose Properties, about whether this is the moment to lock in cash-flow relief or risk overleveraging,refinancing timelines and borrower psychology. From Singapore’s TDSR to the UK’s stress tests, we explore how safeguards work - and where blind spots still exist. Ultimately, it’s about keeping leverage as a disciplined wealth tool, not a silent strain - hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.