Your Financial Situation Is Your Responsibility

Juneteenth Special: Money, Mindset & Motivation Through the Lens of Black Men (Part 1)

In this special Juneteenth episode, Darrin Harvey is joined by Tarik Williams and Troy Sandidge for a powerful conversation about money, mindset, motivation, and empowerment from an African-American perspective. The three discuss financial literacy, personal growth, representation, accountability, and the importance of creating opportunities for future generations. This is Part 1 of a two-part conversation. About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Rate & Review the Podcast [https://podfollow.com/1689665705] * Connect on LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow on Threads [https://www.threads.com/@financialstateofminds] * Follow on Instagram [https://www.instagram.com/financialstateofminds] * Subscribe on YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

If You Had to Spend $50,000 in 48 Hours, What Would You Do?

What would you do if you had to spend $50,000 in the next 48 hours? Darrin Harvey and TEDx speaker Troy Sandidge react to some of the most memorable, emotional, and thought-provoking responses from a viral Threads post. From paying off debt and helping family members to investing and pursuing dreams, this episode explores what our answers reveal about our priorities, values, and relationship with money. React and engage with Darrin's viral thread. [https://www.threads.com/@financialstateofminds/post/DZcuQ2_DQUh] About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Rate & Review the Podcast [https://podfollow.com/1689665705] * Connect on LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow on Threads [https://www.threads.com/@financialstateofminds] * Follow on Instagram [https://www.instagram.com/financialstateofminds] * Subscribe on YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Is There Really Such a Thing as “Good Debt”?

Is there really such a thing as “good debt”? In this solo episode, Darrin Harvey challenges one of the most common ideas in personal finance. While mortgages, student loans, and business loans are often labeled as good debt, Darrin argues that the reality is far more nuanced. Learn why debt should be evaluated based on outcomes, risk, and personal circumstances—not simply by the category it falls into. About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Rate & Review the Podcast [https://podfollow.com/1689665705] * Connect on LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow on Threads [https://www.threads.com/@financialstateofminds] * Follow on Instagram [https://www.instagram.com/financialstateofminds] * Subscribe on YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Your Financial Situation Is Your Responsibility

In this raw and motivational solo episode, Darrin discusses why personal accountability is one of the most important traits for financial success. While your current financial situation may not be entirely your fault, Darrin argues that it is ultimately your responsibility to improve it. Learn why accountability, acceptance, and ownership are the foundations of lasting financial growth. About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Rate & Review the Podcast [https://podfollow.com/1689665705] * Connect on LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow on Threads [https://www.threads.com/@financialstateofminds] * Follow on Instagram [https://www.instagram.com/financialstateofminds] * Subscribe on YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Stocks vs Real Estate: Why I Changed My Mind

In this solo episode, Darrin shares why he shifted from being firmly on “Team Real Estate” to preferring stock market investing. He explains why liquidity, diversification, accessibility, and passive investing ultimately changed his perspective on building wealt About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Rate & Review the Podcast [https://podfollow.com/1689665705] * Connect on LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow on Threads [https://www.threads.com/@financialstateofminds] * Follow on Instagram [https://www.instagram.com/financialstateofminds] * Subscribe on YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]