Financial State of Minds

If You Had to Spend $50,000 in 48 Hours, What Would You Do?

What would you do if you had to spend $50,000 in the next 48 hours? Darrin Harvey and TEDx speaker Troy Sandidge react to some of the most memorable, emotional, and thought-provoking responses from a viral Threads post. From paying off debt and helping family members to investing and pursuing dreams, this episode explores what our answers reveal about our priorities, values, and relationship with money. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Is There Really Such a Thing as “Good Debt”?

Is there really such a thing as “good debt”? In this solo episode, Darrin Harvey challenges one of the most common ideas in personal finance. While mortgages, student loans, and business loans are often labeled as good debt, Darrin argues that the reality is far more nuanced. Learn why debt should be evaluated based on outcomes, risk, and personal circumstances—not simply by the category it falls into. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Your Financial Situation Is Your Responsibility

In this raw and motivational solo episode, Darrin discusses why personal accountability is one of the most important traits for financial success. While your current financial situation may not be entirely your fault, Darrin argues that it is ultimately your responsibility to improve it. Learn why accountability, acceptance, and ownership are the foundations of lasting financial growth. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

Stocks vs Real Estate: Why I Changed My Mind

In this solo episode, Darrin shares why he shifted from being firmly on “Team Real Estate” to preferring stock market investing. He explains why liquidity, diversification, accessibility, and passive investing ultimately changed his perspective on building wealt About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]

What’s Your Why? The Real Reason You Want More Money

In this personal and motivational solo episode, Darrin challenges listeners to identify their financial “why.” Drawing from his own experiences and motivations, he explains why understanding the purpose behind your financial goals is often more important than the money itself. Learn why Darrin’s goal of becoming a multi-millionaire is rooted in freedom, impact, and opportunity—not just wealth. About Darrin Harvey Darrin Harvey, aka the people's Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance. As a Financial Education Coach, Keynote Speaker, Podcast Host, Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses. Support The FSM Podcast & Connect With Darrin Harvey: * Leave A Review & Rate The FSM Podcast [https://podfollow.com/1689665705] * Connect With Darrin On LinkedIn [https://www.linkedin.com/in/darrinharvey/] * Follow Darrin On Instagram [https://www.instagram.com/financialstateofminds] * Subscribe To FSM On YouTube [https://www.youtube.com/@FinancialStateOfMinds] * Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team! [https://www.financialstateofminds.com/contact/]