Your Money with Michelle Martin

Money and Me: Borrowing to Invest - When Retirement Turns Into Risk

He was told borrowing could boost his retirement - instead it wiped out his peace of mind. A real-life Singapore case shows how a retiree lost a large portion of his savings after taking loans to buy complex insurance-linked investments. In this episode, we unpack why borrowing to invest is especially dangerous once your paycheque stops. We break down the red flags hidden in structured products, leverage, and “projected returns” that sound reassuring but aren’t guaranteed. You’ll learn what questions retirees - and their adult children - must ask before signing anything involving debt. Hosted by Michelle Martin, this Money and Me episode helps you protect retirement capital by understanding what not to do before it’s too late. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Oil, AI & the Long Game - From Venezuela to Vegas

Oil shocks, AI momentum, and record markets - but the real story is who’s positioned to win when geopolitics meets capital. Wall Street rallies as energy stocks surge after US action in Venezuela, putting companies with deep roots - like Chevron - back in the spotlight. We unpack why Halliburton’s Singapore-linked legacy and Chevron’s decades-long patience may now pay off in one of the world’s biggest energy rebuilds. From Caracas to CES 2026, we track how AI demand is moving from hype to factory floors, with Nvidia-linked supply chains firing up. In UP or DOWN, we assess what boardroom shifts, airport traffic records, data-centre leases and new SGX listings signal for investors. Hosted by Michelle Martin with Ryan Huang, Market View connects oil, technology and global capital flows - revealing why timing, scale and staying power matter more than headlines. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: How do smart investors choose when to react or relax?

The biggest threat to your money in 2025 wasn’t what everyone was shouting about, it was your reaction to them. As markets whipsawed through tech shocks, AI scares, and policy pivots, many investors hurt themselves trying to react. This episode reveals the real wealth destroyer hiding beneath the headlines. We unpack volatility, false market narratives and why first impressions often lead investors astray.  The conversation challenges the obsession with timing, predictions, and expert forecasts. Hosted by Michelle Martin featuring Chin Hui Leong, the Co-founder, The Smart Investor, this is a reset on how clever investors think through the headlines as we head into 2026. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Oil Shocks, EV Power Plays & the Bull Market Balancing Act

A geopolitical shock meets market momentum as oil, EVs, and equities collide. The arrest of Venezuela’s leadership puts energy markets back in the global spotlight. Which EV maker has overtaken Tesla? Which is racing toward EV profitability? Meanwhile, we check in on Berkshire's first test under new leadership. Singapore REITs diverge as investors scrutinise funding strategies and balance sheets. Wall Street enters 2026 confident - but stretched valuations, AI bets, and politics loom large. Hosted by Michelle Martin this episode unpacks where optimism holds - and where cracks may be forming. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Retire With More Money

Why do intelligent, hard-working people still struggle financially in retirement — and what do they miss along the way? Straits Times Invest Editor, Tan Ooi Boon and author of Retire With More Money discusses the money traps and glimmering opportunities available to us here in Singapore to retire well using foresight. From CPF blind spots and property laws to marriage, legacy planning and investment traps, this conversation tackles the issues people avoid until it’s too late. We unpack real-life cases of devastating financial mistakes - and the quiet habits that protect wealth over decades. This is a discussion for readers, investors, and lifelong learners who believe thinking well is the foundation of living well. Money and Me - hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.