The 2 Biggest Closing Table Mistakes

The 2 Biggest Closing Table Mistakes

What do supplemental tax bills, 50-year-old surveys, and employees who do not know what the person across the hall does have in common? They are all symptoms of the same problem in title operations.In this episode of Closing Market Weekly, host Phillip Hogan sits down with Brandi Abercrombie, Senior Vice President of Title Operations at National Investors Title Insurance Company. With more than 20 years inside independent title agencies across customer service, escrow, curative and exam, and closing management, Brandi breaks down where the industry’s education gaps are costing real money, the two mistakes she sees most at the closing table, and where the closing process is heading over the next three to five years.In this episode: * Why the underwriter and agent relationship should be a partnership, not a paycheck * The silo problem: how fragmenting title operations creates closing-table failures * Closing mistake #1: property tax prorations, exemptions, and supplemental tax bills * Closing mistake #2: outdated surveys, neighbor encroachments, and where claims begin * Protecting a relationship-first culture in a technology-driven industry * RON, eMortgage vaults, AI in title, and the rise of third-party search and exam Timestamps: * 00:00 Intro and guest welcome * 02:00 What underwriters should understand about independent agents * 05:00 The education gap and the silo problem in title operations * 09:45 Closing mistake #1: property taxes and supplemental tax bills * 11:30 Closing mistake #2: outdated and insufficient surveys * 16:00 Keeping relationships first in a tech-driven industry * 17:30 AI caution, RON adoption, and why eMortgage vaults matter * 20:30 Software integrations, thin margins, and adoption barriers * 23:30 The next three to five years: RON, mobile closings, third-party search and exam * 28:30 How to connect with Brandi Connect with our guest:Brandi Abercrombie: Brandi.Abercrombie@ntitle.comAbout Signing Services of America:Signing Services of America is a nationwide managed signing service that supports title companies, mortgage lenders, and escrow firms with full process ownership and a single point of accountability, covering 47 states. SSA integrates with Qualia, Resware, RamQuest, and SoftPro 360.

Episode 38: From Master Sergeant to Closing Tables: How a 25-Year Army Veteran Built a Notary Business in 8 Months | BT Robinson

After 25 years in the U.S. Army — including a tour in Iraq — Master Sergeant BT Robinson retired in 2025 and made a deliberate choice. Instead of taking the steady contractor job on base, he became a certified notary signing agent in Georgia. Eight months later, he's running Palindrome Services LLC, choosing the appointments he wants, and most importantly, he's home for his 11-year-old son's baseball games. In this episode, BT walks Phillip Hogan through the exact military traits that translate to the signing table: attention to detail, organization, planning, punctuality, and what the Army calls a "battle rhythm", the personal cadence every successful NSA eventually develops. He shares the mentor advice that shaped his career ("take the harder assignments"), the moment a fellow soldier introduced him to notary work, and how he approaches every appointment to stay on the starting team, not the bench. If you're a veteran considering life after service, a new notary signing agent figuring out what success looks like, or a seasoned NSA who wants to hear how a high-performing newcomer thinks about the work, this one is for you. Chapters: * 0:00 Welcome and intro to BT Robinson * 1:30 25 years in the Army — the path to E-8 Master Sergeant * 4:15 The mentor's advice that changed everything: "Take the harder assignments." * 7:00 Why BT didn't want a 40-hour contractor job after retirement * 9:20 Meet Keisha — the battle buddy who introduced him to notary signing * 12:10 The 5 military traits that transfer to the signing table * 16:30 "You're on the starting team. You don't want to go to the minors." * 19:00 How BT markets itself as a new NSA * 22:15 His recruiter origin story — thrown into a world he didn't know * 25:00 What's next for Palindrome Services LLC * 27:30 How to reach BT 🔗 Connect with BT Robinson:Email: palindrome.services.1001@gmail.com [palindrome.services.1001@gmail.com]Website: palindromeservices.com (under construction) 🎙️ Closing Market Weekly is hosted by Phillip Hogan, CEO of Signing Services of America and author of Relentless Excellence: A Story of Family, Business Building, and Value-Driven Leadership.

Episode 37: Signing Agent vs. Title Agent vs. Escrow Officer: Who Does What at Your Real Estate Closing

Wondering who is involved in a real estate closing and who actually does what? In Episode 37 of Closing Market Weekly, Phillip Hogan breaks down the three key players in every settlement: the signing agent, the title agent, and the escrow officer. If you're a new homeowner staring at a stack of closing documents, or you're about to be, this is the episode that makes sense of it all. Phillip explains exactly what each role does, why all three are required, and what happens to your title after you sign. * 0:00 Intro: Why homeowners need to know who's at the closing table * 0:31 Today's topic: the 3 key players in settlement services * 1:33 Player 1: The Signing Agent (Notary) * 1:46 Remote online notarization: how it works and why it's secure * 2:39 Player 2: The Title Agent * 3:18 Title insurance: what it actually protects * 3:57 The title agent's role in coordinating the closing * 4:00 Player 3: The Escrow Officer * 4:24 How the escrow officer manages the money * 5:19 Why the escrow officer has the final call * 6:05 What happens after you sign: recording the title at the county * 7:34 Why the trio only works when everyone stays in their lane * 8:31 Outro and subscribe The signing agent verifies your ID, witnesses your signatures, and notarizes the documents. The title agent runs the title search, issues title insurance, and prepares the closing disclosure. The escrow officer holds the money, distributes it to the right parties, and records the new title. Remote online notarization (RON) is approved in most states and is fully secure. Your closing isn't truly done until the title is recorded with your county. Signing Services of America partners with closing teams nationwide to handle in-person and remote signings with zero friction. Book a call with Phillip directly: https://signingservicesofamerica.com/?utm_source=youtube&utm_medium=description&utm_campaign=ep01_three_players [https://signingservicesofamerica.com/?utm_source=youtube&utm_medium=description&utm_campaign=ep01_three_players] Phillip Hogan is the CEO of Signing Services of America and the author of Relentless Excellence: A Story of Family, Business Building, and Value-Driven Leadership. Closing Market Weekly is where real estate closings meet real-world insight. Subscribe for weekly insights from the front lines of real estate closings. #RealEstateClosing #TitleCompany #EscrowOfficer #NotarySigningAgent #Homebuying real estate closing, who is at a closing, signing agent, notary signing agent, title agent, escrow officer, title vs escrow, remote online notarization, closing disclosure, closing process, home buying, first time home buyer, real estate settlement, notarization 3 PEOPLE AT YOUR CLOSING (Who Does What?) DescriptionTimestamps (confirm timestamps)Key TakeawaysFor Title Companies, Lenders, and Escrow FirmsAbout Phillip HoganHashtagsTags (separate field in YouTube upload)Thumbnail Text Suggestion

Episode 36: Why Fast Closings Lead to More Errors (And Lost Opportunities)

In this episode of Closing Market Weekly, Phillip Hogan breaks down a hard truth most signing agents don’t want to face—chasing speed can quietly destroy your reputation, your relationships, and your long-term income. As demand for faster closings increases, many agents are stacking more appointments and rushing through signings, only to create more errors, more re-signs, and more frustration for everyone involved. Phillip explains how industry pressure—from consumer expectations shaped by companies like Amazon to lender demands and competitive pricing—has pushed agents toward volume over quality. But the real issue isn’t speed itself—it’s the lack of systems. Without a strong process, speed becomes a liability instead of an advantage. He walks through exactly where accuracy breaks down, from poor prep and rushed communication to missed quality checks and last-minute document issues. These small mistakes quickly compound into bigger problems like funding delays, compliance risks, and damaged relationships with clients and partners. Tune in now to learn how to fix your process, eliminate costly errors, and build a business that scales with consistency, accuracy, and long-term trust. Highlights of the episode: 01:00 – The pressure of speed in today’s market 02:10 – Why stacking more signings leads to more mistakes 04:05 – The real reason agents chase volume 05:15 – Where the breakdown actually starts06:35 – Rushing, poor prep, and communication gaps 07:20 – Last-minute changes and scheduling chaos 08:15 – The hidden cost of re-signs and funding delays 09:45 – How errors damage your reputation long-term 11:00 – Why quality control is failing 13:50 – It’s not speed vs accuracy—it’s your process 15:00 – Building systems and backup systems 17:25 – Using technology the right way 18:45 – What relentless excellence actually looks like 19:30 – The Michael Phelps discipline example 20:30 – Why consistency beats shortcuts 23:30 – The confirmation call mistake that costs deals 25:45 – Audit your process and fix the gaps #ClosingMarketWeekly #NotaryBusiness #SigningAgentLife #LoanSigningAgent #BusinessSystems #EntrepreneurMindset #OperationalExcellence #ProcessImprovement #ScaleSmart #RelentlessExcellence

Episode 35: Real Estate Law vs Entertainment Law: Same or Different?

In this episode of Closing Market Weekly, Phillip Hogan sits down with entertainment attorney Omara Harris to break down what really happens behind contracts, deals, and business relationships that most people never see. Omara shares her journey from having zero connections in entertainment law to building a career negotiating deals for major shows, networks, and personalities. She explains how contracts can quietly strip away rights, why most people misunderstand “getting paid,” and how one mistake can cost you years of work. The conversation goes beyond law and into how to think like a high-level operator—covering focus, alignment, relationships, and why your personality matters just as much as your skillset. If you’ve ever signed anything, negotiated anything, or want to build a serious career, this episode will change how you approach business. Tune in now to learn how to protect your value, stay in your lane, and position yourself for long-term success. Highlights of the episode: 00:00 – Introduction to Omara Harris and her legal background 02:00 – The reality of juggling multiple closings and responsibilities 04:00 – How Omara became an entertainment attorney with no connections 06:30 – The power of networking and creating your own opportunities 09:00 – What entertainment lawyers actually do day-to-day 12:00 – Why business is built on relationships (not just skill) 14:30 – “People don’t want to do business with nasty people” 16:30 – How social media changed the entertainment industry 18:30 – The hidden dangers inside contracts and giving away rights 21:00 – Why skipping an attorney can cost you everything 24:00 – Entertainment law vs real estate law (key similarities) 27:30 – Understanding money, advances, and recoupment 30:00 – How Omara balances two careers successfully 32:00 – Focus, discipline, and staying aligned in your career 34:00 – Final advice on building a successful career Connect with guest: Omara Harris Website: www.omaraharris.com [http://www.omarharris.com] Instagram: @FilmMusicTVLaw E-mail:  musicandfilmlaw@omaraharris.com #Entrepreneurship #BusinessStrategy #ContractLaw #RealEstateInvesting #PersonalDevelopment #Negotiation #WealthBuilding #CareerGrowth