Not Just Revenue

Ep 25. Stop making your budget so rigid

In this episode I share how two weeks offline on a Mediterranean cruise gave me the space to reflect on what I actually want to be known for, and why my business works best when I’m having fun. I’m not fully re-niching, but I am leaning all the way into being a business and money coach: combining business strategy, financial strategy, and the identity piece that stops people making money because they don’t believe they can. I also break down why rigid budgets don’t work, why no-spend challenges put you into scarcity mode, and why you need joyful spending money so you don’t end up overspending anyway. 00:00 Welcome and Reset 00:17 Cruise Reflection 03:35 Chasing Growth Trap 04:49 Owning Revenue Work 08:31 New Role and Framework 11:12 Offers Going Forward 11:48 Budgeting Gone Rigid 14:26 Scarcity and Overspending 17:37 Joyful Spending Rule 18:56 Wrap Up and Invite ✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety

Ep 24. Why you can't stop spending

In this episode I talk about why overspending happens and how to start getting control of it. First, I explain why you need to define “overspending” for yourself using a simple financial audit, so you’re not trying to live within unrealistic limits. Then I unpack three drivers of spending: the pressure of capitalism and consumerism, dopamine chasing (especially under stress), and the biggest one: identity spending, where purchases are tied to status, belonging, or who we think we should be. I share prompts to explore what you truly want versus what’s been inherited from others, and I leave you with one key question to ask before buying 01:16 Define Overspending 03:11 Capitalism and Consumerism 13:21 Dopamine Spending Explained 17:48 Identity Spending and Status 22:50 Personal Examples and Journaling 28:12 The One Question to Ask ✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety

Ep 23. Making Tax Digital

In this episode I break down what the new UK tax year means with the introduction of Making Tax Digital, especially if you’re a sole trader around the £50k revenue mark. I cut through the online noise (and the accountant fear-mongering) to explain why this change can actually make tax simpler and help you feel more in control of your money. I share what you really need to set up, how often you’ll update HMRC, and why you don’t need expensive software or to outsource everything. I also explain what still falls under the old system, key timelines to be aware of, and what I’m encouraging my clients to do right now so they’re not juggling multiple tax worries at once. FREE MAKING TAX DIGITAL TRAINING: https://emilienutley.myflodesk.com/nfcg321i87 00:00 New Tax Year Alert 02:00 Why MTD Helps 03:19 MTD Basics Explained 04:35 Pick Simple Software 06:36 Monthly Reconcile Habit 09:40 Quarterly Updates Made Easy 14:11 Avoid Deadline Panic 16:05 Who Must Register 18:21 Resources And Next Steps ✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety

Ep 22. How investing in the stock market works

In this episode I break down how stock market investing actually works and why it’s been made to feel confusing and out of reach. I unpack the “boys club” narrative, explain how the financial services industry profits when you don’t understand investing, and show how seemingly small advisor and platform fees can seriously erode your returns over time. Using my own numbers, I compare DIY investing through a low-fee platform with going through a financial advisor and reveal the long-term difference fees can make. 00:41 Why Investing Feels Hard 02:27 The Hidden Cost of Advisors 04:55 Real Fee Comparison Numbers 11:46 Why DIY Investing Matters 14:28 Investing Basics Explained 16:42 Market Dips and Long Term Growth 18:42 Index Funds and Cashing Out 20:18 Investing Like Business Investing 23:39 Final Goodbye ✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety

Ep 21. 3 reasons your income has plateaued

In this episode I talk about income plateaus, when money is coming in but it’s stopped growing, and share what I’ve learned from my own experience of hitting consistent 5K months and later facing a drop in sales. I walk you through three core reasons this can happen and leave you with practical prompts to reflect on what’s really changed in your business so you can adjust with more patience and resilience. 00:00 Welcome and premise 00:42 Woo meets mindset 02:34 What a plateau looks like 04:26 Financial resilience lesson 06:37 Reason one beliefs shift 12:59 Reason two new leads 17:31 Reason three offer switcheroo 20:29 Reflection prompts and wrap ✨ Join Six-Figure Safety → https://emilienutley.co.uk/six-figure-safety