Hair Smarter

Behind the Chair & Beyond the Paycheck: Financial Basics for Hairstylists

31 min · 1. juni 2026
episode Behind the Chair & Beyond the Paycheck: Financial Basics for Hairstylists cover

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Beauty school taught us how to cut, color, and build clientele. It did not teach us how to build wealth. In this episode of Hair Smarter, Sarah and Sarajane sit down with financial advisor Claire Ross of Edward Jones to break down the financial basics every hairstylist and gig worker should understand. If you’re booth rent, commission, or 1099 — and you don’t have a 401(k) — this conversation is for you. We cover: * Where to start if you’ve never thought about retirement * The difference between saving and investing * What an IRA actually is (and how it works) * Retirement options for self-employed stylists * Budgeting with fluctuating income * Money myths holding hairstylists back * Simple money moves you can make this week This is not financial advice. This is financial literacy — explained clearly and without shame. Because mastery behind the chair also means sustainability beyond the paycheck. 🎧 Listen if you: * Are a hairstylist with no retirement plan * Feel overwhelmed by investing * Keep saying “I’ll start saving when I make more” * Want to build a long-term career, not just a busy year If you'd like to get in contact with Claire to discuss your own situation, goals, or opportunities, feel free to email her at Claire.ross@edwardjones.com. 💬 Join the Hair Smarter community to keep yourself educated about all things hairdressing — craft, business, boundaries, and beyond.

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episode Behind the Chair & Beyond the Paycheck: Financial Basics for Hairstylists artwork

Behind the Chair & Beyond the Paycheck: Financial Basics for Hairstylists

Beauty school taught us how to cut, color, and build clientele. It did not teach us how to build wealth. In this episode of Hair Smarter, Sarah and Sarajane sit down with financial advisor Claire Ross of Edward Jones to break down the financial basics every hairstylist and gig worker should understand. If you’re booth rent, commission, or 1099 — and you don’t have a 401(k) — this conversation is for you. We cover: * Where to start if you’ve never thought about retirement * The difference between saving and investing * What an IRA actually is (and how it works) * Retirement options for self-employed stylists * Budgeting with fluctuating income * Money myths holding hairstylists back * Simple money moves you can make this week This is not financial advice. This is financial literacy — explained clearly and without shame. Because mastery behind the chair also means sustainability beyond the paycheck. 🎧 Listen if you: * Are a hairstylist with no retirement plan * Feel overwhelmed by investing * Keep saying “I’ll start saving when I make more” * Want to build a long-term career, not just a busy year If you'd like to get in contact with Claire to discuss your own situation, goals, or opportunities, feel free to email her at Claire.ross@edwardjones.com. 💬 Join the Hair Smarter community to keep yourself educated about all things hairdressing — craft, business, boundaries, and beyond.

1. juni 202631 min