Redefining Prenups as a Power Move with First | Libby Leffler - Founder & CEO, First

Money Lessons Everyone Wishes They Learned Sooner | Mandy McClung - Managing Director, Morgan Stanley

In this episode of the HumanizeHer Podcast, we sit down with Mandy McClung [https://www.linkedin.com/in/mandy-mcclung-cfp%C2%AE-52294a90/], Managing Director at Morgan Stanley [https://www.linkedin.com/company/morgan-stanley/], for her podcast debut. Balancing career wisdom with approachable personal insights, Mandy demystifies the massive world of wealth management and shares actionable ways to build long-term financial independence. Financial independence is freedom and no one knows that better than Mandy McClung. With 15 years in financial services and 11 years at Morgan Stanley - one of the world's leading financial institutions, helping individuals, companies, and governments raise and manage the capital that shapes our economy - Mandy has been at the forefront of some of the most important conversations in wealth management today. From the rise of AI and its impact on how we invest, to protecting clients from fraud, to making sure women have a seat at the financial table. Last year she reached a milestone she had set her sights on a decade earlier: Managing Director. She's spent her career helping people take control of their financial futures, and today she's here to help you do the same. What You Will Learn: * Journey to Managing Director: Mandy reflects on her 18-year career in finance, tracking her journey from an unexpected college internship in marketing to a retail banking branch manager, and eventually climbing the ranks to a top executive leadership role at Morgan Stanley. * Demystifying Wealth Management: Mandy breaks down the complexities of personal wealth, comparing a financial advisor to a "general practitioner" and her team of internal experts to "specialists" who deep-dive into estate planning, trusts, and insurance solutions. * "Must-Haves" of Financial Planning: The conversation highlights the absolute necessity of starting early to save, utilizing company 401(k) matches, and securing vital estate documents (like wills, powers of attorney, and healthcare directives) to avoid future family friction. Why most people couldn't cover a $500 emergency and how to change that. * Cybersecurity & Fraud Prevention: Drawing on insights from Morgan Stanley's cybersecurity head (and former NSA counterterrorism chief) Rachel Wilson [https://www.linkedin.com/in/rachel-wilson-109a09b9/], Mandy highlights the sophisticated tactics of modern scammers. She shares crucial tips on multi-factor authentication, avoiding public charging stations, and how to verify suspicious communications. * AI's Impact on the Future of Banking: Discover how Morgan Stanley is partnering with OpenAI to launch internal tools like AIMS and Debrief - technologies designed to automate note-taking and back-office research so financial advisors can focus entirely on human connection. "Women globally are going to be in control of 30% to 50% of the wealth in the next 10 to 20 years. It is so crucial for women to take ownership and get involved in the conversation." - Mandy McClung Special Shoutouts in this Episode: Jefferies Rachel Wilson [https://www.linkedin.com/in/rachel-wilson-109a09b9/] Mandy's Mother, Husband, Grandparents, Sister, and Niece ❣️ Listen in and join the conversation with host, Erica Lockheimer [https://www.linkedin.com/in/ericalockheimer/] and co-host, Elizabeth Wendorf-Bloesser [https://www.linkedin.com/in/elizabethwendorf/]. **** Timestamps: 00:00 – Welcome, Mandy's background in finance 01:11 – Her journey: from internship to Morgan Stanley 05:43 – What a Managing Director actually does 11:05 – Why every financial plan should be a living document 13:34 – Estate planning basics: wills, trusts, power of attorney 21:02 – The stat: women will control 30–50% of global wealth 22:27 – Fraud protection: scam calls, phishing, and real stories 31:51 – How AI is changing financial advising 44:55 – The $500 emergency stat — and why saving small amounts matters 46:18 – Becoming Managing Director: the story behind the title 50:34 – Final advice: start now, no matter how small

AI Predictions with Kumo.AI & Redefining Startup Culture | Hema Raghavan - Co-Founder & CTO, Kumo.AI

In this episode of the HumanizeHer Podcast, we sit down with Dr. Hema Raghavan [https://www.linkedin.com/in/hema-raghavan-1581075/], the CTO and Co-Founder of Kumo.ai [http://kumo.ai] and a true pioneer in the artificial intelligence space. As former LinkedIn colleagues, HumanizeHer host Erica Lockheimer [https://www.linkedin.com/in/ericalockheimer/] and Hema take a trip down memory lane of their days together at LinkedIn [https://www.linkedin.com/company/linkedin/posts/?feedView=all]. Hema is an absolute powerhouse building at the absolute frontier of deep technical AI. Before launching her own startup, Hema spent years building core engineering systems at iconic companies like LinkedIn, leading the brilliant team behind the massive "People You May Know" engine. But despite operating at the highest levels of technology, Hema's real passion is humanizing AI. If you're feeling nervous about the pace of the AI revolution, she wants you to take a deep breath. Hema promises AI isn't scary - it's actually liberating. By letting AI automate the repetitive grunt work, it frees humans up to reclaim our time, find our true joy, and live more connected lives. Key Takeaways from the Conversation: * Democratization of Tech: How AI tools like Claude [https://claude.ai/new] and Gemini [https://gemini.google.com/] are collapsing traditional skill boundaries, allowing Product Managers and Data Scientists to ship code directly and freeing engineers from tedious grunt work. * Debunking the "Four Men in a Garage" Myth: Hema discusses intentionally building a counterculture at Kumo.ai that embraces flexibility, supports "lean-in dads", and treats personal life spikes with empathy. * Reframing Risk and Career Growth: A candid conversation on navigating financial risk in startups and the power of radical honesty during the interview process. * Heritage and Resilience: Hema shares beautiful personal stories about moving from Mumbai to the US, her parents' dedication to her education, and how a legendary tale of her grandmother taking a boat to Pakistan in 1925 puts modern risk into perspective. Packed with technical insight, vulnerability, and actionable advice from our very own Erica Lockheimer - like "outsource everything but love" - this episode is an inspiring watch for anyone looking to understand the future of AI, parental scaling, and what it truly means to pay it forward to the next generation of women in tech. Special Shoutouts in this Episode: Deepak Agarwal [https://www.linkedin.com/in/dipu1025/] Igor Perisic [https://www.linkedin.com/in/igorperisic/] Vanja Josifovski [https://www.linkedin.com/in/vjosifovski/] Jure Leskovec [https://www.linkedin.com/in/leskovec/] Rosie Jones [https://www.linkedin.com/in/rosie-jones-899276/] Rukmini Iyer [https://www.linkedin.com/in/rukmini-iyer-7466b51/] Hema's Husband & Her Parents ❣️ Listen in and join the conversation with host, Erica Lockheimer [https://www.linkedin.com/in/ericalockheimer/] and co-host, Elizabeth Wendorf-Bloesser [https://www.linkedin.com/in/elizabethwendorf/].

Redefining Prenups as a Power Move with First | Libby Leffler - Founder & CEO, First

In this powerful episode, we sit down with Libby Leffler [https://www.linkedin.com/in/libbylh/], the Co-Founder and CEO of First [https://www.linkedin.com/company/thisfirst/] (affectionately dubbed the "TurboTax for prenups"). Libby spent two decades helping build the world's most powerful rocket ships - from Google [https://www.linkedin.com/company/google/] and Facebook [https://www.linkedin.com/company/facebook/] to SoFi [https://www.linkedin.com/company/sofi/] and Compass [https://www.linkedin.com/company/compassinc/]. But at the height of her corporate career, with a newborn at home, she chose to step away and finally do the thing she was scared to do. Libby built an innovative legal-tech platform that cuts out months of stress and thousands in fees to make prenups simple, cozy, and collaborative. By taking the awkwardness out of money, she is proving that a clear agreement isn't a breaking point - it's a powerful joining point that strengthens the marriage bond. Because true transparency gives you the ultimate freedom to build your future together. Key Takeaways From the Conversation * "Personal Stack" Identity: Libby explains how First is transforming prenuptial agreements from a taboo relationship breaking point into a collaborative, cozy, and foundational joining point. She shares fascinating user trends - including the rise of the "pet-nup," protecting digital IP, and why 50% of their prenups are initiated by women. * Reality of the Founder Journey: Stepping away from the "LinkedIn highlight reel," Libby pulls back the curtain on the raw financial and emotional sacrifices of leaving corporate safety to build a startup from scratch. * "Balance is Bullshit": Rejecting the traditional myth of work-life balance, Libby advocates for alignment - unapologetically owning your ambition while structuring life around your core values. * Grief, Resilience, and Metamorphosis: In a deeply moving segment, Libby opens up about the sudden, tragic loss of her father at 33 weeks pregnant while simultaneously fundraising. She discusses how the rhythm of her mission-driven work served as a grounding compass during a season of profound grief. "Reinvention is possible at every stage and every part of the journey. Push yourself into uncomfortable situations because that is where you learn the fastest." - Libby Leffler

Building a Mindful Tech Ecosystem in Hawai'i with Blue Startups | Chenoa Farnsworth

HumanizeHer x Shangri La "Visionary Voices" brings HumanizeHer's signature conversations to Shangri La [https://www.linkedin.com/company/hi-shangrila/], a Center of Cultures & Ideas and Museum of Islamic Art in Honolulu, Hawai'i, featuring three special episodes with visionary women leaders from Hawai'i. In this episode, we are sitting down with one of the most powerful forces in venture capital building from the Pacific. Chenoa Farnsworth [https://www.linkedin.com/in/chenoafarnsworth/] is the Co-Founder and Managing Partner of Blue Startups [https://www.linkedin.com/company/bluestartups/] - consistently ranked as one of the Top 20 accelerators in the entire United States, built in Honolulu, Hawai'i. In her 25 years in venture, Chenoa has been the architect of the tech ecosystem in Hawaii. She has invested in over 150 companies, helped lead the Hawai'i Angels [https://www.linkedin.com/company/hawaiiangels/] network, and founded East Meets West [https://emwhawaii.com/] - the premier conference that has spent the last 12 years connecting technology leaders across the Pacific. Working alongside Tetris [https://www.linkedin.com/company/tetris-official/] CEO, Maya Rogers [https://www.linkedin.com/in/mayarogers/], Chenoa is proving that the islands are a world-class hub for tech. She believes Hawaiʻi is a strategic bridge between Asia and North America - and she is betting on women founders to deliver her the best returns. This conversation will change how you think about where innovation happens and who gets to lead it, from the vanguard of redefining Hawaii not just as a destination, but as a thriving global innovation hub. Key Takeaways: * "Bridge to Asia" Thesis: Discover how Hawai'i leverages its unique geographic and cultural proximity to act as a crucial link between Western and Asian tech markets, shifting the perspective on what makes the islands a competitive place to build a global business. * Tech with a Heart: Chenoa is on a mission to redefine innovation and tech culture from the ground up. Moving away from typical "bro-tech" dynamics, Chenoa infuses her leadership with Hawaii's deeply rooted values of 'Ohana (family) and community. It's a refreshing look at how grounding a business in family-style collaboration can drive true, impactful innovation. * Future of Tech in the AI Era: Hear Chenoa's insights on navigating the rapidly commoditized world of AI software and why human relationships, community trust, and a "whole-person" approach will become the ultimate differentiators for successful businesses moving forward. * "Kamaʻāina Come Home" Initiative: Learn about the growing movement to draw Hawai'i's best and brightest talent back to the islands to build sustainable, high-paying tech jobs that diversify the economy without sacrificing the local environment. Listen in to discover how Chenoa and her network are bringing the human back to the center of technology, all while proving that a small island community can punch far above its weight on the global stage. Mahalo to VToku [https://www.linkedin.com/company/vtoku/] for their technical support and partnership with our production crew in bringing this series to life. Listen in and join the conversation with host, Erica Lockheimer [https://www.linkedin.com/in/ericalockheimer/] and co-host, Elizabeth Wendorf-Bloesser [https://www.linkedin.com/in/elizabethwendorf/].

Solving Climate Anxiety with Elemental Impact | Dawn Lippert | Shangri La x HumanizeHer

HumanizeHer x Shangri La "Visionary Voices" brings HumanizeHer's signature conversations to Shangri La, a Center of Cultures & Ideas and Museum of Islamic Art in Honolulu, Hawai'i, featuring three special episodes with visionary women leaders from Hawai'i. In this episode of HumanizeHer, we sit down with Dawn Lippert [https://www.linkedin.com/in/dawnlippert/] - and this conversation might just change the way you see the planet. It started with a childhood instinct, charging her family a quarter for leaving the lights on. Two Yale [https://www.linkedin.com/school/yale-university/] degrees later, that instinct is a global mission. Today, Dawn leads as the CEO of Elemental Impact [https://www.linkedin.com/company/elementalimpact/], her non-profit platform that has deployed over $105 million into climate innovation, while also leading Earthshot Ventures [https://www.linkedin.com/company/earthshot-ventures/], a $94 million private fund. Together, these two engines have unlocked more than $11 billion in additional funding for global solutions. To date, her portfolio has created 17,200 jobs and avoided 20 million metric tons of CO2. We caught up with her in Hawai'i - her home and the testing ground for everything she believes about clean energy, community, and the relentless belief that we can build a better world. Key Highlights Include: * Power of Entrepreneurship: How the non-profit, Elemental Impact, has invested in over 160 companies to bridge the "capital gap" for risky but essential climate solutions. * The AI x Climate Paradox: A deep dive into how AI is simultaneously increasing energy demand and providing the "three-fold" acceleration needed to solve complex problems in energy, materials, and infrastructure. * A "Circular" Future: Insights into groundbreaking startups like Super Circle [https://www.supercircle.world/] (fashion recycling) and Nth Cycle [https://nthcycle.com/] (domestic mineral recycling) that are making sustainability profitable. * Action as the Antidote: Addressing "climate anxiety" by empowering individuals to leverage their pocketbooks, their votes, and their careers to build a lasting world. Dawn also discusses the launch of Earthshot Ventures [https://www.linkedin.com/company/earthshot-ventures/], her sister venture fund, and her mission to prove that underrepresented founders are the competitive advantage the climate tech industry needs. It is an inspiring look at how ingenuity and community are coming together to "bring down the carbon curve." Mahalo to VToku [https://www.linkedin.com/company/vtoku/] for their technical support and partnership with our production crew in bringing this series to life. Listen in and join the conversation with host, Erica Lockheimer [https://www.linkedin.com/in/ericalockheimer/] and co-host, Elizabeth Wendorf-Bloesser [https://www.linkedin.com/in/elizabethwendorf/].