Nytfire Land Podcast

#27- Fannie Mae Sold $500M of Loans

In this short podcast, you discuss Fannie Mae and Freddie Mac’s 35th reperforming loan sale announced on September 10th. You explain what reperforming loan sales are, provide the loan package details (3,044 loans, ~$559M UPB, 3.71% average note rate), and comment on the pricing (85% of unpaid principal balance). You highlight how low the implied yield is compared to alternatives like Treasury bills, and note the market dynamics of institutional buyers acquiring these loans. The episode closes with your reflection that such deals are “insanity” but show the scale and appetite in the note-buying marketplace. Chapter 1 0:07 – Introduction & Loan Sale Basics You welcome listeners and introduce the news: Fannie Mae sold its 35th reperforming loan package. You explain what a reperforming loan sale is—bundling mortgages (many likely from the COVID era) and selling them to the open market. Chapter 2 0:28 – The Numbers Behind the Deal Details of the sale: 3,044 loans, $559 million unpaid balance, $183,000 average loan size, and 3.71% average note rate. The loans were sold at 85% of UPB, effectively giving buyers an average yield around 4–4.5%. Chapter 3 0:52 – Market Insights & Closing Thoughts You comment on how low the returns are compared to Treasury bills, calling it “insanity” but acknowledging a strong market for buyers of these assets. You highlight the scale of the nearly $600M transaction, close with reflections on the note market, and invite listeners to like, share, and subscribe. Learn More nytfire.com Text 📱 210-972-1842 Help support the show. https://podcasters.spotify.com/pod/show/nytfire/support

#26- Public Opinion ≠ Violence

In this episode, Danny Martinez reflects on the tragic death of Charlie Kirk on September 10, 2025. He shares his thoughts on the value of life, the dangers faced by public figures, and the importance of rejecting hate in favor of unity and compassion. Danny draws personal connections to the tragedy and calls for Americans to do better together.Chapter 1 – Remembering Charlie Kirk (0:06 – 0:43)Danny opens by acknowledging the tragic passing of Charlie Kirk. He reflects on Kirk’s young age and draws a personal comparison to his own life, considering how devastating such a loss would be for a family.Chapter 2 – The Cost of Hate (0:43 – 1:52)He emphasizes that no opinion or political stance should cost someone their life. Danny urges listeners to focus on humanity, reject hate, and support those affected. He hopes for justice and encourages Americans to rise above division.Chapter 3 – Risks of Public Life (1:52 – 2:51)Danny discusses the risks public figures face, whether at rallies, concerts, or meet-and-greets. He references past tragedies and warns about how controversy can attract hate. He closes by urging people to be careful, love one another, and move forward with compassion.Learn More nytfire.comText 📱 210-972-1842 Help support the show. https://podcasters.spotify.com/pod/show/nytfire/support

#25- Originate AI: Note Analyzer Is Free All September

In this podcast episode, Daniel introduces Originate AI, a chat-based tool designed to help investors analyze real estate notes. He explains compliance guidelines, demonstrates how the AI processes a sample land note, and highlights its ability to provide risk analysis, key insights, and flexible scenarios. Daniel encourages listeners to try it out for free during September. Chapter 1 – Introducing Originate AI (0:07 – 0:43) Daniel explains how AI is being applied in note investing and introduces Originate AI. He highlights its chat-based features, ability to upload documents, input data, and its compliance requirements (redacting borrower personal information). Chapter 2 – Live Demonstration (0:43 – 2:25) He walks through a sample land note (2 acres, $150K purchase, $45K down, $105K loan at 11% for 15 years). The AI computes monthly payments, gives results, and can answer “what if” questions like potential offers, note scoring, and different risk scenarios. Chapter 3 – Key Benefits & Free Access (2:25 – 3:24) Daniel shows how the AI flags risks (comps, escrow, taxes, missing docs) and allows users to upload documents (with redactions). He wraps up by inviting listeners to test Originate AI for free during September and reach out for support if needed. Learn More nytfire.com Text 📱 210-972-1842 Help support the show. https://podcasters.spotify.com/pod/show/nytfire/support

#24- Originate Book Is Out Now, Get Signed Copy Now!

In this Nytfire Podcast episode, Daniel announces the release of his new book Originate: A Modern Guide to Building Wealth with Real Estate Notes. He shares his motivation for writing the book, what readers can expect to learn, and where they can purchase it. The book is designed as an introductory guide to note investing, especially focusing on origination, underwriting, and practical math. Daniel emphasizes the value of buying directly from his website—where readers can get a signed physical copy plus the digital PDF—while also making it available on Amazon. Chapter 1 – The Big Announcement (0:07 – 0:26) Daniel introduces the podcast and reveals his exciting news: the release of his new book Originate. He gives a quick overview of his experience in note investing over the last 4–5 years, setting the stage for why he created the book. Chapter 2 – Inside the Book (0:26 – 1:13) He explains the content of the book: How to originate and underwrite notes Practical math and methodology for beginners Elements of land investing included Daniel highlights the effort and due diligence he put into creating a clear, beginner-friendly resource, including studying other books for style and structure. Chapter 3 – How to Get Your Copy (1:13 – 2:06) Daniel tells listeners where they can purchase the book: Amazon or his website (originate.nytfire.com). Buying direct comes with extra perks—cheaper price, a signed copy, and a free PDF. He mentions pre-orders will ship soon and encourages anyone new to notes to grab a copy, as it’s the perfect introduction to note investing. Learn More nytfire.com Text 📱 210-972-1842 Help support the show. https://podcasters.spotify.com/pod/show/nytfire/support

#23- Using Private Capital For A Fix And Flip With Jay Connor

In this episode of the Nightfire Podcast, returning guest Jay Connor shares a detailed breakdown of a successful real estate deal on Chattam Street. Jay explains how he acquired a $240,000 ARV property for $90,000 cash using private money, budgeted $30,000 for renovations, and still brought home $30,000 in excess cash at closing. He emphasizes that private money isn’t just for distressed properties—it’s essential when sellers demand all cash. Jay’s key takeaway: if you can’t bring home a check when buying a property without using your own funds, you’re paying too much. The conversation wraps with a reminder to fulfill your commitments, repair the property, and exit profitably. 1. Introduction & Guest Welcome (0:00 – 0:58) Daniel welcomes back Jay Connor, noting his 20+ years in real estate and expertise in raising private capital. Jay introduces his background and hints at the story of a notable deal. 2. The Chattam Street Opportunity (0:58 – 2:17) Jay explains how he found the deal through a for-sale-by-owner lead. The property was owned free and clear, and although he attempted owner financing negotiations, the seller insisted on all cash. 3. Funding with Private Money (2:17 – 3:07) Jay outlines the deal numbers: $240K ARV, $90K purchase price, $30K rehab budget. He used private money to meet the seller’s cash demand, illustrating that private funding works for more than just “ugly” houses. 4. Excess Cash to Close Strategy (3:07 – 4:52) Jay borrowed $150K total, covering the purchase and rehab costs while leaving $30K extra at closing. He explains the concept of “excess cash to close” and why every investor should aim to leave closing with a check. 5. Final Advice & Resources (4:52 – 5:51) Jay stresses the importance of doing what you say—fix, repair, and sell the house. He promotes his book (jayconnerbook.com) and his podcast Raising Private Money with Jay Connor, encouraging listeners to apply these strategies. Learn More nytfire.com Text 📱 210-972-1842 Help support the show. https://podcasters.spotify.com/pod/show/nytfire/support