Credit Isn't The Problem... Misusing It Is ft. Demi Ariyo

Credit Isn't The Problem... Misusing It Is ft. Demi Ariyo

Welcome to Season 2, Episode 4 of the Faith & Finance Podcast by the Pentecostal Community Bank. Hosted by Brenda Emmanus OBE, this episode features Demi Ariyo, entrepreneur, finance professional, and founder of Lendoe, a business finance platform helping underserved entrepreneurs access the capital they need to grow. "Credit isn't the problem... misusing it is." In this episode, Demi shares his journey from helping his parents with their businesses as a child to working in corporate finance and building a lending business focused on improving access to finance for entrepreneurs and underserved communities. He explains why many businesses struggle to access capital, how cultural attitudes towards debt can limit opportunity, and why understanding credit is essential for building sustainable wealth. Demi also discusses entrepreneurship, stewardship, faith, investing, and the importance of thinking long-term when making financial decisions. From investing in stocks at a young age to helping churches and businesses access funding, this conversation explores the relationship between money, opportunity, responsibility and purpose. This is a practical and thought-provoking discussion about borrowing, building wealth, financial discipline and trusting God with the vision you have been given. Stay connected with us: https://pcbank.co.uk/ [https://pcbank.co.uk/] https://www.tiktok.com/@pentecostalcommunitybank [https://www.tiktok.com/@pentecostalcommunitybank] https://www.instagram.com/pentecostalcommunitybank/ [https://www.instagram.com/pentecostalcommunitybank/] Connect with Demi Ariyo: https://www.instagram.com/wearelendoe/ [https://www.instagram.com/wearelendoe/] https://www.lendoe.com/ [https://www.lendoe.com/] Demi's LinkedIn: https://www.linkedin.com/in/demi-ariyo-119548b7/ [https://www.linkedin.com/in/demi-ariyo-119548b7/] Chapters 00:00 – Growing up around entrepreneurship 03:00 – First experiences with investing and finance 06:30 – From stocks and Forex to corporate finance 10:00 – Access to capital in Africa and underserved communities 15:00 – Why many entrepreneurs struggle to raise finance 19:00 – Cultural attitudes towards debt and borrowing 24:00 – The vision behind Lendoe 29:00 – How a church fundraising challenge inspired a business 34:00 – Faith, stewardship and thinking long-term 39:00 – Credit: liability or leverage? 43:00 – Financial advice for entrepreneurs and families #FaithAndFinance #Credit #Debt #Entrepreneurship #FinancialLiteracy #BusinessFinance #WealthBuilding #MoneyMindset #FaithInBusiness

“If You Don’t Move… Your Business Will Die” ft Claudine Reid MBE

Welcome to Season 2, Episode 3 of the Faith & Finance Podcast by the Pentecostal Community Bank. Hosted by Brenda Emmanus OBE, this episode features Claudine Reid MBE entrepreneur, strategist, author, and social impact leader. In this powerful conversation, Claudine shares lessons from over 30 years in business, leadership, faith, motherhood, and entrepreneurship. She speaks openly about navigating identity, resilience, planning, and the difficult decisions that come with growth and change. From being the youngest person in the room to leading teams and building businesses with intention, Claudine reflects on the moments that shaped her journey. This episode explores the tension between faith and action, the importance of strategic planning, and why adaptability has become essential in business and life. From leadership challenges and personal growth to entrepreneurship, burnout, resilience, and purpose, this is a deeply practical and faith-rooted conversation about learning when it’s time to move. Stay connected with us: https://pcbank.co.uk/ [https://pcbank.co.uk/] https://www.tiktok.com/@pentecostalcommunitybank [https://www.tiktok.com/@pentecostalcommunitybank] https://www.instagram.com/pentecostalcommunitybank/ [https://www.instagram.com/pentecostalcommunitybank/] Connect with Claudine Reid MBE: https://www.instagram.com/claudinereid1/ [https://www.instagram.com/claudinereid1/] Chapters 00:00 – “If you sit still… your business will die” 01:30 – Joining the family business and identity struggles 05:00 – Purpose, planning, and career pivots 08:30 – Faith, wisdom, and learning to hear God 13:00 – Leadership challenges and self-awareness 18:00 – Building businesses with social impact 22:00 – Planning ahead and balancing life 27:00 – “You’ve prayed… now do the work” 32:00 – Resilience, setbacks, and difficult people 37:00 – Knowing when it’s time to pivot 41:00 – AI, business change, and staying adaptable 43:00 – Final reflections on purpose and growth Watch on YouTube [https://youtu.be/42Zgwamgv_w]

I Started at the Bottom… Now I Open Doors for Others ft. Mahari Hay

Welcome to Season 2, Episode 2 of the Faith & Finance Podcast by the Pentecostal Community Bank. Hosted by Brenda Emmanus OBE, this episode features Mahari Hay award-winning finance sector director, community leader, and co-founder of the Community, Corporate & Culture Group. “They didn’t open the door… so I held it open for others.” In this powerful conversation, Mahari shares his journey from growing up in Jamaica to building a successful career in the UK financial sector. But beyond the titles, this episode explores identity, purpose, faith, and the responsibility that comes with influence. He speaks openly about navigating corporate spaces without representation, the importance of opening doors for others, and why financial knowledge must be shared — not gatekept. This is a deeply honest, faith-rooted conversation about legacy, community, access, and redefining success beyond individual achievement. Stay connected with us: https://pcbank.co.uk/ [https://pcbank.co.uk/] https://www.tiktok.com/@pentecostalcommunitybank [https://www.tiktok.com/@pentecostalcommunitybank] https://www.instagram.com/pentecostalcommunitybank/ [https://www.instagram.com/pentecostalcommunitybank/] Connect with Mahari Hay: https://www.instagram.com/mrmaharihay [https://www.instagram.com/mrmaharihay] https://www.instagram.com/thecccawards/ [https://www.instagram.com/thecccawards/] Chapters 00:00 – From Jamaica to the UK: early life and identity 03:30 – A defining moment: access to finance and purpose 07:00 – Starting in banking and building from the ground up 12:00 – Representation and navigating corporate spaces 18:00 – Holding the door open for others 25:00 – Financial literacy and missed opportunities 35:00 – Faith, resilience, and mindset 37:00 – Final reflections on purpose and service Watch on Youtube [https://www.youtube.com/watch?v=snSkuICiQ9g]

My Life Shouldn't Look Like This… God Had Other Plans ft. Hannah Awonuga

Welcome to Season 2, Episode 1 of the Faith & Finance Podcast by the Pentecostal Community Bank. Hosted by Brenda Emmanus OBE, this episode features Hannah Awonuga - multi-award-winning inclusion specialist, corporate leader, and founder of Inclusive Foundations. “I was homeless at 15… my life shouldn’t look like this.” In this powerful conversation, Hannah shares her journey from early hardship to building a successful corporate career and earning six figures. But beyond the numbers, this episode explores identity, purpose, faith, and what it truly means to build wealth that lasts. Hannah speaks openly about navigating the corporate world as a Black woman, the importance of personal brand and networks, and how faith has shaped her decisions — even in seasons of uncertainty, loss, and transition. This is a deeply honest, faith-rooted conversation about resilience, stewardship, and redefining success beyond material wealth. Stay connected with us: https://pcbank.co.uk/ [https://pcbank.co.uk/] https://www.tiktok.com/@pentecostalcommunitybank [https://www.tiktok.com/@pentecostalcommunitybank] https://www.instagram.com/pentecostalcommunitybank/ [https://www.instagram.com/pentecostalcommunitybank/] Connect with Hannah Awonuga: https://www.instagram.com/hannah_awonuga [https://www.instagram.com/hannah_awonuga] https://www.hannahawonuga.com/ [https://www.hannahawonuga.com/] Chapters 00:00 – From homelessness to six figures 02:00 – Early career and entering banking at 16 04:00 – Faith and decision-making in uncertain times 10:00 – Growing income and learning to manage money 15:00 – Gratitude, purpose, and identity 19:00 – Corporate vs entrepreneurship 24:00 – Motherhood, sacrifice, and career progression 32:00 – What real wealth actually means 45:00 – Losing identity after leaving corporate 50:00 – Final reflections on faith, purpose, and legacy Watch on Youtube [https://youtu.be/1jz_CKiBfDk]

PCB Faith & Finance Podcast Trailer (Series Two)

Welcome to Season 2 of the Faith & Finance Podcast by the Pentecostal Community Bank. Hosted by Brenda Emmanus OBE. This season promises remarkable grass to grace - real life examples and practical advice for financial success, with an impressive line-up of exceptional guest speakers. Don't miss it!