Retirement Lounge Podcast

32 - Are You Saving Enough For Retirement?

The latest Retirement Living Standards report suggests millions of people across the UK could be under-saving for retirement. In this episode, Nick breaks down the latest findings, explores what a minimum, moderate and comfortable retirement actually costs in 2025, and discusses why so many people may be underestimating both how much they need and how long their money needs to last. Nick also shares his thoughts on auto-enrolment, the challenges facing self-employed savers, why pensions can feel like "just another tax" when you're younger, and the milestone that can completely change how you view retirement saving. If you've ever wondered whether you're saving enough, or what retirement might realistically cost, this episode provides a practical starting point.

31 - More Pension Questions From The Martin Lewis Show

Following on from last week's episode, Pension Truths I Couldn't Explain On The Martin Lewis Show, Nick returns to answer some of the biggest pension and retirement questions submitted after the broadcast. With thousands of questions sent into the Martin Lewis Money Show Live, there simply wasn't enough time to cover everything properly on air. In this follow-up episode, Nick explores: * How much should you really pay into your pension? * Should you consolidate old pension pots? * Can you boost your State Pension? * When can you realistically retire? * Workplace pension vs SIPP explained simply * What happens to your pension when you die? Nick also discusses the emotional side of retirement planning, including fear of running out of money, avoiding irreversible mistakes, and the confusion caused by financial jargon. A practical continuation of last week's Martin Lewis special designed to help listeners make clearer, more confident retirement decisions.

30 - Pension Truths I Couldn't Explain On The Martin Lewis Show

This week, Nick reflects on his appearance on the Martin Lewis Money Show Live and shares the pension conversations he didn't have time to fully explain on air. With only short, concise answers possible during the live ITV broadcast, this episode dives deeper into three of the biggest pension mistakes Nick regularly sees people make approaching retirement. A practical and thought-provoking episode for anyone approaching retirement or trying to make more confident pension decisions. Connect with Nick Hutchings [https://www.linkedin.com/in/nick-hutchings-fin-planner/]

29 - How do you turn your pension pot into an income for life?

Most people spend years focusing on how to build their pension. Far fewer spend time thinking about how to turn that pension into an income that lasts. In this episode, Nick is joined by Joanne Coan from L&G to explore one of the most important and often most overlooked, parts of retirement planning: decumulation. It's a practical, thoughtful conversation for anyone approaching retirement and wondering how to make their money last.

28 - What's still possible after dementia enters the picture?

Most people think a dementia diagnosis means life has to become smaller. In this episode, Nick is joined by Fiona Pettit, who leads Dementia Adventure, a charity helping people with dementia and their carers stay connected to the outdoors, to nature, and to a sense of possibility. They explore: * Why dementia can make the world feel smaller. * How outdoor experiences can support wellbeing, confidence and connection. * The role of carers, and why support matters for them too. * How shared experiences can still create joy, laughter and meaningful memories. * Why life doesn't have to stop after a diagnosis. It's a thoughtful conversation about dementia, care, and the importance of remembering what is still possible. To find out more about Dementia Adventure or support their work, visit: https://dementiaadventure.org/ [https://dementiaadventure.org/?utm_source=chatgpt.com] Connect with Nick Hutchings [https://www.linkedin.com/in/nick-hutchings-fin-planner/] Connect with Fiona Petit [https://www.linkedin.com/in/fionapetit/]