Beyond the Device Ban: Safeguarding Childhood in a Digital Age

Profit Is Not a Dirty Word: The Financial Truth Every Family Day Care Educator Needs to Hear with Shannon Knight

Running a family day care service means wearing many hats: educator, business owner, administrator, accountant, and future planner. In this episode of the Big Hearted Podcast, I sit down with Shannon Knight from Ledger Management, a former family day care educator turned accountant, to unpack the financial side of family day care. Together, we discuss the common mistakes educators make when managing their finances, why understanding your numbers matters, and how simple systems can help you build a sustainable and profitable business. We dive into tax deductions, superannuation, GST, pricing, profit, insurance, assistants, WorkCover, and the financial mindset shifts every educator needs to make to create a thriving family day care business that supports both their present and future selves. This conversation is practical, honest, and packed with actionable advice that could save educators thousands of dollars while helping them feel more confident about the business side of family day care. Whether you're new to family day care or you've been operating for years, this episode will encourage you to stop treating your service like a hobby and start treating it like the valuable professional business it truly is.   Resources mentioned: • Ledger Management Family Day Care Services: www.ledgermanagement.com.au/familydaycareservices [http://www.ledgermanagement.com.au/familydaycareservices] • Shannon Knight – Ledger Management • Family Day Care Tax Guide eBook (available via the link above)   Please remember: The information shared in this episode is general in nature and should not be considered financial advice. Always seek advice specific to your personal circumstances.

The Current Climate in FDC

After nearly 12 months away from the mic, I'm back.....and I have a lot I want to share with you. This episode is for every educator and service coordinator who has been watching the landscape shift and wondering: is this the end of family daycare? The short answer is no. But it IS a season of change, and the way you move through it will determine whether you're still standing on the other side. In this episode I talk openly about what I'm seeing across the sector right now, more service closures than I've witnessed in 14 years, the financial pressures behind them, and why it's not a reflection on you or the work that you do. I also share what I believe separates the services and educators who will survive this season from those who won't, and it might not be what you expect. This is real talk, with love, for the profession I care deeply about.

Beyond the Device Ban: Safeguarding Childhood in a Digital Age

HELLO, MY LOVELY LISTENERS 💛 This week’s episode is a heavy one, but one we must have. We’re diving into the real reason behind the Department's push to ban personal devices in early childhood settings, including family day care. And let me be upfront, this is not one to listen to with children nearby. This conversation includes disturbing truths around child safety, exploitation, and the vulnerabilities within our sector that are being taken advantage of in horrifying ways. It’s triggering, it’s confronting, but it’s necessary. If you work in early childhood education, especially in leadership, you need to hear this.   WHAT I COVERED IN THIS EPISODE: WHY THE DEVICE BAN IS BEING PROPOSED This isn’t about overreach or bureaucracy. It’s about protecting children from predators who are misusing personal devices to record and share abusive content. I break down exactly how this is happening, and why simply switching to a "business-owned device" doesn’t solve the core issue. THE VULNERABILITIES IN OUR SECTOR We speak openly about the deep cracks in the early childhood system: understaffing, underqualified educators, rushed training pathways, and casual workforces. All of these create the perfect storm for grooming and exploitation. We must stop being naïve about this. WHY FAMILY DAY CARE IS DIFFERENT Family day care offers consistency and relationships. One educator from open to close means fewer opportunities for exploitation. This is one of our sector's greatest strengths, and it’s time we stood up for it. THE ROLE OF TECHNOLOGY AND APPS I share my strong concerns about the use of apps that share images of children, even in "private" groups. The moment you press send, you lose control. With AI and deepfakes now in play, even innocent images can be manipulated in unimaginable ways. TAKING REAL ACTION It's not enough to simply comply. We need to understand why these changes are happening, have courageous conversations, and come together as a sector to create real, child-centred policies.   PRACTICAL IDEAS YOU CAN USE STRAIGHT AWAY: * Stop posting identifiable photographs of children, no matter how "secure" you believe the platform to be * Host a team discussion about the realities of online safety and exploitation * Participate in the Service Leader Forum and contribute your ideas, concerns, and solutions * Educate yourself and your team by listening to Children in the Pictures and The Silk Road episodes * Push for thoughtful, robust policies that go beyond surface-level compliance   WHY THIS MATTERS: The children in our care depend on us, not just to educate them, but to protect them. That means doing the uncomfortable work. That means choosing action over avoidance. And that means understanding the real risks, not the sanitised version. We cannot be passive observers. We must be the professionals who advocate fiercely for child safety and the integrity of our sector.   WHAT’S COMING UP: • Service Leader Forum Happening Monday night Submit your form beforehand so we can collate concerns, share ideas, and advocate together • Educator Forum – Week of 28 July All educators welcome. We’ll present what’s emerged from the leadership forum and open the floor for educator voices. Your input matters • Special Guests: Kristie McVee + Kayleen from eSafety Joining us in the second forum to help shape effective, real-world solutions   LINKS MENTIONED: • Children in the Pictures – Spotify • Casefile: The Silk Road Episode   A FEW FINAL THOUGHTS: “We just can’t be quiet. We can’t let other people make all these decisions for us. We have to gather together, we have to work together, and we have to unite.” This is a defining moment for our sector, and what we choose to do next matters. If we don’t speak up, we hand our power over to people who don’t understand our context, our strengths, or our heart.   YOUR CHALLENGE THIS WEEK: * Share this episode with your service leaders or team * Start a real conversation about digital safety and the use of personal devices * Fill in the forum form – your voice is needed * Reflect on your documentation and image-sharing practices. Do they truly protect the children in your care?   LET’S KEEP THE CONVERSATION GOING: Was this episode hard to listen to? What stood out to you? Are you planning to make changes? Message me or share your reflections. I’d love to hear what you’re thinking. Thanks for holding this space with me today. Let’s be the educators who lead with courage, integrity, and heart. Speak soon, Big love 💛

Do You Own Your Business, Or Does It Own You?

HELLO, MY LOVELY LISTENERS! This week, I’m diving into something that many of us feel but don’t often say out loud: Do you own your business, or does it own you? If you’re feeling constantly “on”, mentally cluttered, or like your to-do list is running your life, this episode is for you. After a big few months of summits, launches, and life happening all at once, I’m back in the saddle with reflections, tools, and truths from the heart of family day care life.   WHAT I COVERED IN THIS EPISODE: THAT CONSTANT ‘ON’ FEELING You know that feeling when you walk from your office into your kitchen and instantly see a dozen other jobs waiting? I’ve lived it. And I want you to know: we are not designed to be always available. Your home should feel like a sanctuary, not a workplace 24/7. YOU SET THE RHYTHM—NOT THE OTHER WAY AROUND Being a business owner means you get to decide how your day flows. I share my own experiences creating rituals like taking off my apron to mentally ‘clock off’, and how those little shifts can bring big peace. WHAT BOUNDARIES REALLY LOOK LIKE Boundaries aren’t just rules: they’re acts of leadership. Whether it’s covering your toy shelves at the end of the day or saying no to extended hours, these choices help protect your time and well-being. INCLUDING CHILDREN IN DAILY LIFE I talk about why cleaning windows or hanging laundry with children isn’t “unprofessional”: it’s rich, respectful learning. These real-life tasks build skills, connection, and community within your service. SELF-DISCIPLINE AND NERVOUS SYSTEM REGULATION Let’s talk doom-scrolling. If that’s how you’re decompressing, it might be time to check in. I offer gentle reflections on managing energy, prioritising rest, and building a structure that supports, not exhausts, you.   PRACTICAL IDEAS YOU CAN USE STRAIGHT AWAY: * Create a physical signal for ending your day (like removing an apron or closing a curtain). * Set clear hours and stick to them—even when it’s hard. * Batch-plan your program by the season to reclaim time and reduce stress. * Delegate where you can—yes, a cleaner can be a business expense! * Include children in everyday tasks—cleaning, tidying, cooking. It’s all learning.   WHY THIS MATTERS: When you don’t manage your work hours, they manage you. And if your home becomes your workplace 24/7, it’s easy to lose the joy that brought you to this work in the first place. You deserve a calm, beautiful environment just as much as the children do.   A FEW FINAL THOUGHTS: Running a family day care is deeply personal, but it doesn’t mean you should be doing it all, all the time. You’re allowed to rest. You’re allowed to say no. You’re allowed to design a business that uplifts you.   YOUR CHALLENGE THIS WEEK: What’s one boundary you can put in place to honour your time and energy? Maybe it’s finishing your work day at 5pm. Maybe it’s starting meal planning. Maybe it’s saying no to weekend documentation. Whatever it is, commit to it. Let me know what change you’re making. I’d love to hear about it.   LET’S KEEP THE CONVERSATION GOING: Did this episode spark something for you? What’s one change you’re going to make this week? Message me or share in our community, I’m always here for the big-hearted chats. Thanks for joining me again. I’ve missed you all, and I’m so excited to be back. Let’s continue to advocate for slow, intentional, and heart-centred education.  Speak soon! 💛

When Life Throws Curveballs: Building a Safety Net as a Family Day Care Educator

HELLO, MY LOVELY LISTENERS! This week, I’m diving into something crucial for every family day care educator—being prepared for when things go wrong. Whether it’s natural disasters, unexpected closures, or financial hiccups, too many educators are one emergency away from financial stress. This episode isn’t about fear—it’s about empowerment. It’s about taking control, planning ahead, and making sure you have the safety nets in place to protect yourself, your business, and your well-being. Because no one is coming to save you—you have to take charge of your own future.   WHAT I COVERED IN THIS EPISODE: * Why Charging Your Worth is Essential One of the biggest mistakes I see educators making? Undervaluing their work. You are not “profiting off the children” (let’s shut that idea down right now!). You are profiting off your hard work, your resources, and your expertise. And that’s how it should be! If you’re still operating at the CCS cap, you’re working below minimum wage—and that’s not sustainable. * The Importance of Emergency Funds Imagine you had to close for a week—could you afford it? Having an emergency fund means you can take time off without stress. Even setting aside one day’s pay per season can make a difference. * Why You Need Income Protection & Disability Insurance This is the one thing I want you to take action on today. Pick up the phone and call your super company. Make sure you have income protection and total permanent disability insurance. It’s a small cost now but could be life-changing if you ever need it. * How Clear Policies Can Save You From Stress If you’re still accepting payments from families yourself, you NEED a strict policy in place. No more chasing unpaid fees! If a family won’t pay now, they won’t pay later. Have a clear payment policy, enforce it, and protect yourself from financial loss. * The Power of Community & Self-Care Your support network matters. Whether it’s fellow educators, a professional mentor, or a trusted friend, having people to lean on can make all the difference. And don’t forget to look after yourself! Regular self-care (yes, even in the chaos!) helps you think clearly, problem-solve effectively, and avoid burnout.   5 WAYS TO PROTECT YOURSELF & YOUR BUSINESS * Charge your worth – Your work is valuable, and you deserve to be paid fairly. * Build a financial buffer – Start small, but start today. * Sort out your insurance – It’s not a “nice-to-have”, it’s a must. * Set clear policies & enforce them – Stop letting unpaid fees drain your income. * Lean on your community – Support makes all the difference.   A FEW FINAL THOUGHTS: Tough times will come—that’s life. But with the right financial, practical, and emotional safety nets, you can navigate challenges without spiralling into stress. Your challenge this week: Call your super company. Check your insurance cover and make sure you’re protected. This is one small step that could make a huge impact on your future.   LET’S KEEP THE CONVERSATION GOING: Did this episode hit home for you? What’s one thing you’re going to change in your family day care business to be better prepared? Send me a message or leave a comment—I’d love to hear from you! Thanks for spending this time with me today. Let’s continue to advocate for slow, intentional, and heart-centred education.  Speak soon! 💛