The Burn Your Mortgage Podcast

The Burn Your Mortgage Podcast: How to Find Cash Flow Positive Rental Properties with Jelani Smith

Jelani Smith [http://vertexrealestate.ca/] is a personal finance guru with a passion for real estate & personal finance. He is a real estate agent at RE/MAX Hallmark Realty Inc., and a Team Lead for Vertex Real Estate [http://vertexrealestate.ca/]. He bought his first home in Toronto as a recent U of T grad and looks forward to sharing his knowledge with students & recent grads. Jelani has received multiple agent awards, including, but not limited to, receiving the Chairman's Club Award 3 years in a row. With the intent of helping clients climb the real estate ladder, he closed 39 deals within the first 12 months of his real estate career. All in all, Jelani has the vision of providing guidance to investors, buyers, & sellers – with the underlying goal of wealth creation. In my interview with Jelani, we discuss: * Current opportunities for real estate investors * Garden suites and fourplex opportunities for investors * The increase in the price cap for insured mortgages from $1M to $1.5M * Advice for first-time homebuyers, as well as those looking to buy and sell in the current real estate market * The current state of the rental market

The Burn Your Mortgage Podcast: 3 Not So Obvious Tips from an Experienced Landlord with Anthony Molinaro

Anthony Molinaro is a normal guy from Brampton who happens to buy investment properties with his buddies. He works as a marketer for Rock Star Real Estate [https://rockstarinnercircle.com/] and is also a property manager & tenant placement expert. In my interview with Anthony, we discuss: * The current state of the rental market * Pro tips for tenant screening * Not so obvious tips from an experienced landlord [https://www.youtube.com/watch?v=ZF2g_EOLcsc&ab_channel=RockStarRealEstateInc] * The pros & cons of student rentals

The Burn Your Mortgage Podcast: Soft Saving and Loud Budgeting with Lesley-Anne Scorgie

Lesley-Anne Scorgie is an author, speaker, personal finance consultant, and the founder of MeVest.ca [http://mevest.ca/]. She's been a guest on Oprah and is a past winner of Avenue's Top 40 Under 40 and was also featured in Top 100 Most Powerful Women in Canada in the Future Leaders category by Women's Executive Network. She has shared her secrets to achieve financial success with CBC, Breakfast Television, the Globe and Mail and more. She's the lead money columnist at the Toronto Star. Her latest book is The Modern Couple's Money Guide: 7 Smart Steps to Building Wealth Together [https://amzn.to/3yK5aLa]. She’s also the author of Well-Heeled: The Smart Girl’s Guide to Getting Rich [https://amzn.to/4e4CiMF] and Rich by Thirty: Your Guide to Financial Success [https://amzn.to/3XkDpC2]. In my interview with Lesley-Anne, we discuss: 1. What LA is writing about right now 2. Considerations when upsizing houses 3. What are people doing with their careers to afford houses? 4. What are the money hacks to own a home sooner?

The Burn Your Mortgage Podcast: Overcome Mortgage Application Document Frustration with Sam Khajeei and David Ford

Launched nationwide in April, Fastkey Technology [http://www.fastkey.com/] allows lenders and mortgage brokers to easily access essential documents for mortgage or loan applications within minutes, including Notices of Assessment, income statements, proof of income, tax slips, and Canada child benefit details. It also has tools to help support borrowers, property managers and landlords.   Sam's Bio Sam Khajeei is the President and Co-Founder of Fastkey Technology Ltd. ("Fastkey") [https://www.instagram.com/fastkey_tech]. Sam owns and operates a law firm in Canada called "SK Legal", is qualified as a lawyer in the Provinces of British Columbia, Alberta, the State of Texas and the Emirate of Dubai and applies his 10+ years of experience as a corporate and M&A lawyer towards the continued success and development of Fastkey.  As Fastkey's President, Sam has broad roles and responsibilities which includes business development and sales, oversight on legal matters including joint ventures and partner collaborations and client support in all of Fastkey's verticals.   Dave's Bio The mortgage industry has been great to advice-based mortgage advisors like David Ford. While most banking institutions move away from strong communication, access, and advice, he has improved. This helps his clients keep up to the best mortgage products for their needs. David has 15 years experience in this industry, over 4000 files built, and nearly $1Billion in mortgages funded. David has been able to provide the best advice for his clients as they evolve through their lives, moves and mortgage terms. David has a special interest in efficiency, best practices and providing exceptional client support, and, as a result, is an invaluable addition to the Fastkey team in his capacity of Lender Relations.  In my interview with Sam and Dave, we discuss: 1. What is Fastkey and what are its many benefits 2. How Fastkey is helpful for borrowers (salaried employees, self-employed, etc.)

The Burn Your Mortgage Podcast: Credit Card Hacks to Maximize Your Home Renovation Rewards with Barry Choi

Barry Choi [https://www.moneywehave.com/] is an award-winning, Toronto-based personal finance and travel expert. As a completely self-taught, do-it-yourself investor with no formal training, Barry makes money easy to understand for all Canadians. He combines his knowledge of finance with his passion for travel and encourages people to see the world. Barry’s specialties include personal finance, trip planning, millennial money, gen Z money, credit cards and trending destinations. In my interview with Barry, we discuss: 1. Moving up in the real estate market from a 2 bedroom condo to a 3 bedroom townhouse 2. Becoming a landlord 3. Making the most of your credit cards on home renovations 4. Getting a mortgage as self-employed