The Formiti Deep Dive: Your Weekly Global Data & Compliance Briefing

The Invisible Border: Navigating UK GDPR, the ‘Data Use and Access Act,’ and Representative Duties in 2026

Join Annie Garcia and Rob Healey of Formiti Data International as they take a deep dive into UK GDPR EU Representative obligations For international organizations with no physical presence in the United Kingdom, the post-Brexit data landscape has shifted from a static set of rules to a diverging legal framework. As we approach 2026, the challenge is twofold: meeting the foundational requirement of appointing a UK GDPR Representative and adapting to the new, business-friendly but operationally complex requirements of the Data (Use and Access) Act (DUAA).

The 2026 AI Reckoning: Surviving the FCA’s New Accountability Mandates Presenters: Annie Garcia & Rob Healey Run Time: 26 Mins

In this episode, Annie Garcia and Rob Healey break down the "Accountability Crisis" facing UK Financial Services in 2026. As the FCA moves from principles to aggressive enforcement, Annie and Rob explore why "the AI did it" is no longer a legal defense. They dive deep into Agentic AI governance, SM&CR personal liability, and how firms are using Formiti’s "Zero-Gap" audits [https://www.formiti.com/services/enterprise-ai-governance-compliance-framework]to stay ahead of the February 2026 funding and compliance deadlines. Key Takeaways What is the "Accountability Gap" in 2026 Financial AI? In 2026, the Accountability Gap refers to the disconnect between autonomous AI actions and Senior Manager liability. Annie and Rob explain that under the UK Data Use and Access Act 2025, firms must bridge this gap using Human-in-the-Loop protocols and Algorithmic Explainability to satisfy FCA Consumer Duty. * Agentic AI Risks: Why autonomous trading agents require a physical "Kill-Switch" audit. * SM&CR Liability: How Rob defines the "Reasonable Steps" a Senior Manager must document to avoid personal fines in 2026. * The AI-BOM: Using an "AI Bill of Materials" to identify "Shadow AI" within your infrastructure. * The "Secret Weapon" "Reasonable Steps"In 2026, the FCA’s legal "test" for Senior Managers is whether they took "Reasonable Steps" to prevent AI failure.

The Foundation: Building a Global AI Inventory Moving from AI Experimentation to Institutional Governance

In 2026, the primary risk to your organization isn't just a rogue AI—it’s the AI you don’t know you’re using. With regulations now spanning over 120 jurisdictions, the era of "Shadow AI" must end. This first step in our series focuses on creating a Global AI Inventory [https://www.formiti.com/services/enterprise-ai-governance-compliance-framework]using an AI Bill of Materials (AI-BOM). By cataloging every model, third-party API, and dataset across your global footprint, you shift from reactive troubleshooting to proactive institutional governance.

The Silicon Canal & The Smart Factory: Data Privacy & AI Governance for West Midlands Manufacturing in 2026

Join Annie Garcia and Rob Healey as they discuss Data privacy in Manufacturing. Episode 24 explores the digital evolution of the West Midlands manufacturing sector, specifically focusing on how the Silicon Canal and Industry 4.0 are driving the adoption of smart technologies. The author highlights that as factories integrate AI and the Internet of Things, they must navigate a complex dual transformation involving both technological advancement and strict new regulatory frameworks like the UK Data (Use and Access) Act and the EU AI Act. To remain competitive and secure within global supply chains, businesses are encouraged to bridge the gap between information and operational technology through robust governance [https://www.formiti.com/services/enterprise-ai-governance-compliance-framework] and privacy-by-design. Ultimately, the text serves as a strategic guide for manufacturers to transform regulatory risks into resilience by partnering with experts to manage data transparency and ethical AI deployment.

The 2025 Privacy Reality Check – From "Tick-Box" to "Brand Trust" What Next for 2026

Join Annie Garcia and Rob Healey from Formiti as they take a deep dive and discuss privacy compliance evolving from a business debt to a business enabler In the early 2020s, data privacy was often treated as a "legal tax"—a series of checkboxes to satisfy auditors and avoid the dreaded GDPR fines. But as we move through 2025, the landscape has shifted fundamentally. Privacy is no longer a static target or a back-office compliance hurdle; it is a core business differentiator.