The Property Funder Podcast

EP105 Do The Right Thing

Episode Summary: Adam Stiles, Director and co-founder of Helix Structured Finance, returns to the podcast for a third time to share his unfiltered take on the state of the market heading into 2026. From the psychology of vetting borrowers and why broker-lender relationships still trump rate sheets, to the tech revolution reshaping the industry and why brokers who don’t adapt risk being left behind — Adam covers it all. He also opens up about mental health pressures in the broker community, his decision to give up alcohol, and why commercial property is the most underserved and exciting corner of the market right now. Plus, he doesn’t hold back when asked what the industry needs to stop ignoring. Guest: Adam Stiles, Director & Co-Founder, Helix Structured Finance Guest Socials: LinkedIn https://www.linkedin.com/in/adamstilesuk/ [https://www.linkedin.com/in/adamstilesuk/] Sponsored by: Avamore Capital https://avamorecapital.com [https://avamorecapital.com] #SpecialistFinance #PropertyFinance #SpecialistLending #BridgingFinance #DevelopmentFinance #Bridging #Development #Business #MentalHealth #TechInFinance #BrokerLife #CommercialProperty #PropertyDevelopment #RealEstateFinance #BusinessStrategy #Entrepreneurship #HelixStructuredFinance Episode Chapters: 00:00:00 – Market Outlook & Business Update 00:06:46 – Vetting Deals & Reading Red Flags 00:12:30 – Technology & The AI Revolution 00:17:05 – Mental Health & Giving Up Alcohol 00:23:30 – BDM Relationships & The Death of the Pub Meeting 00:29:31 – The Future of Broking 00:35:55 – Relationships Over Rates 00:42:11 – New Market Entrants & Lender Consolidation 00:49:12 – Growing Teams & Young Talent 00:56:10 – Looking Ahead & Industry Home Truths

EP 104 Bridging Europe’s Markets

Mark Posniak, Managing Director of Short-Term Lending at Maslow Capital, takes us on a fascinating tour through the complexities of pan-European bridging finance. With operations spanning eight countries from the UK to the Netherlands, Mark reveals why trying to lend across Europe from a London desk is a recipe for disaster, and how Maslow's on-the-ground expertise in each market gives them a unique edge. From navigating Italy's usury caps to understanding Ireland's lightning-fast residential market, Mark shares hard-won insights about the critical differences between European lending markets that most people miss. Plus, we dive into his personal journey with ADHD, what you can learn about someone's character on the golf course, and why Arsenal might finally have the depth to win the league. Guest: Mark Posniak Guest Socials: https://www.instagram.com/pozzy_187/ https://www.linkedin.com/in/markposniak/ Sponsored by: Avamore Capital https://avamorecapital.com #SpecialistFinance #PropertyFinance #Recruitment #SpecialistLending #Bridging #Development #Business #Leadership #Hiring #TalentAcquisition #FounderSyndrome #Headhunting #FinancialServices #CareerDevelopment #StartupGrowth #PropertyDevelopment #RealEstateFinance #BusinessStrategy #TeamBuilding #Entrepreneurship

EP103 Process Drives Performance

In this episode, Michael Dean sits down with Jacob Bouet Andersen, Managing Director at Avamore Capital, to discuss the lender's remarkable turnaround and ambitious growth plans. Nine months into his role, Jacob shares how Avamore has achieved 90% growth in origination while simultaneously cleaning up the loan book and maintaining zero capital losses. Jacob introduces Avamore's "Four Pillars of Credit" framework - product, developer, delivery, and financials - explaining why backing the right sponsor matters more than ever in today's market. The conversation explores their proactive approach to asset management, described as "looking for smoke rather than fighting fires," and how technology investments are streamlining the underwriting process. The discussion also covers Avamore's recently published Residential Market Outlook, touching on the regional renaissance in UK property development, the growing appetite for HMOs and income-generating assets, and why two-thirds of their exits now come through refinance rather than sales. Jacob outlines the team's target of 250 million in lending for the upcoming financial year and the operational changes being implemented to achieve it. Whether you're a broker, developer, or industry observer, this episode offers valuable insights into how a specialist lender is positioning itself for growth while maintaining credit discipline in an uncertain market. Guest: Jacob Bouet Andersen, Managing Director, Avamore Capital Guest Socials: LinkedIn https://www.linkedin.com/in/jacobbouet/ Sponsored by: Avamore Capital https://avamorecapital.com #specialistfinance #PropertyFinance #DevelopmentFinance #SpecialistLending #Bridging #Development #CreditManagement #AssetManagement #PropertyDevelopment #RealEstateFinance #BusinessStrategy #LoanBook #Underwriting #HMO #ResidentialDevelopment #RegionalProperty #UKProperty #Refinance #LendingGrowth #PropertyFunder

EP102 Beyond AVM Technology

In this episode, we sit down with Alex Kountourides, co-founder of Valos, to challenge the assumption that all proptech is racing to replace human expertise. Alex shares how his experience as a qualified surveyor revealed a massive gap in the market—valuers were drowning in administrative tasks rather than doing what they're trained for: determining value. Valos flips the AVM model on its head by automating the busywork, not the valuer. We dive into the nuanced future of human valuations across different asset classes, dissect what's broken in the proptech industry (spoiler: oversaturation and chasing VC money), and hear Alex's candid take on why bootstrapping has given them control of their destiny. If you're curious about building sustainable proptech or rethinking automation in real estate, this one's for you. Guest: Alex Kountourides Guest Socials: LinkedIn: https://www.linkedin.com/in/alexkountourides/ Instagram: @akountourides Sponsored by:Avamore Capital https://avamorecapital.com #SpecialistFinance #PropertyFinance #Recruitment #SpecialistLending #Bridging #Development #Business #Leadership #Hiring #TalentAcquisition #FounderSyndrome #Headhunting #FinancialServices #CareerDevelopment #StartupGrowth #PropertyDevelopment #RealEstateFinance #BusinessStrategy #TeamBuilding #Entrepreneurship

EP101 Deal Sourcing Decoded

Shazad Ahmed, aka 'Where's Shaz' and Director of Elan Property Finance, takes us on a brutally honest journey through modern brokerage from his South Wales base. We explore the reality check newer investors need (spoiler: that £10k savings pot won't go as far as the property guru promised), the dark side of private finance and Ponzi-adjacent schemes promising 30% returns, and why deal sourcing isn't the dirty word mortgage lenders think it is. Shaz reveals how solicitors are holding deals hostage with capacity issues and suspiciously convenient delays, shares his vibe coding experiments with AI tools that summarise 50-page credit files in plain English, and explains why LinkedIn post hijacking is the ultimate cardinal sin. We dissect HMO valuation concerns that keep credit teams up at night, debate whether families will have anywhere left to live, explore the receivership red flags killing future refinances, and discuss why communication with lenders beats going ghost every single time. Plus, Shaz's advice to his 21-year-old self about peaking earlier might just be the reality check we all needed. Guest: Shazad Ahmed, Director of Elan Property Finance Guest Socials: https://www.instagram.com/wheresshaz/ [https://www.instagram.com/wheresshaz/] https://www.tiktok.com/@wheresshaz [https://www.tiktok.com/@wheresshaz] https://www.youtube.com/@Wheresshaz [https://www.youtube.com/@Wheresshaz] https://www.linkedin.com/in/shazadahmed/ [https://www.linkedin.com/in/shazadahmed/] Sponsored by: Avamore Capital https://avamorecapital.com #SpecialistFinance #PropertyFinance #Recruitment #SpecialistLending #Bridging #Development #Business #Leadership #Hiring #TalentAcquisition #FounderSyndrome #Headhunting #FinancialServices #CareerDevelopment #StartupGrowth #PropertyDevelopment #RealEstateFinance #BusinessStrategy #TeamBuilding #Entrepreneurship