Debt, Discipline, and the Reality of Building Wealth w/Patrick Rogers
What does it really take to build wealth in your twenties? In this episode, I sit down with financial planner Patrick Rogers (SmartPro Financial) to talk about debt, discipline, risk, and the mindset shifts that make the biggest difference when it comes to money.
Patrick shares his journey from engineering to building his own financial planning business, the risks he and his wife took early on, and why so many people feel stuck financially in their twenties. We break down the difference between making more money and actually creating financial freedom, and why small, intentional decisions compound over time.
In this episode, we cover:
Patrick’s journey from engineering to financial planning
Why so many people in their twenties feel financially stuck
The simple formula for building wealth: buying and owning appreciating assets
Why margin matters more than income alone
Whether you should invest while paying off debt
The role discipline plays in long-term financial success
Why taking calculated risks in your twenties can change everything
The reality of side hustles, entrepreneurship, and building something of your own
Rethinking college, career paths, and traditional success
Support Patrick:
Learn more at smartprofinancial.com
Follow on Instagram: @smartpro_gvl
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