What School Should Have Taught You

Ep 108: Tax Series - Financing With Family & Friends - with Jeremy Iannuzzelli

8 min · 24. juni 2026
episode Ep 108: Tax Series - Financing With Family & Friends - with Jeremy Iannuzzelli cover

Description

Buying property with family or friends can be a smart way to get ahead. Without the right structure, it can also be a financial trap that costs hundreds of thousands to untangle or locks you out of building your own portfolio entirely. Jeremy Iannuzzelli breaks down one of the most powerful and underused structures for co-investing: the unit trust. How it lets multiple investors pool resources while managing their own tax affairs independently, exit cleanly when needed, and keep building personal wealth on the side. If you're already co-investing or starting to explore it, this episode is a must watch before you sign anything. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion [https://whatschoolshouldhave.com.au/askanyquestion] Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ [https://www.praediumpartners.com.au/] Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

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100 episodes

episode Ep 110: Post Budget Part 2: What It Means For Small Businesses - with Jeremy Iannuzzelli artwork

Ep 110: Post Budget Part 2: What It Means For Small Businesses - with Jeremy Iannuzzelli

Interest rate hikes, a punishing federal budget, global uncertainty, and a market running on low confidence. Australian small business owners are copping it from every angle right now.   Jeremy Iannuzzelli breaks down what the post-budget landscape actually means for small businesses turning over $3 million or less and why most of it won't hit the way the headlines suggest. From adding value without slashing prices to building staff productivity through smart incentives and radical transparency, he shares what separates businesses that make it through tough cycles from those that fold under pressure.   When the economy turns, and Jeremy is clear that it will, only the businesses that adapted and held their nerve will be ready to catch the wave. This episode is a must watch for any small business owner who wants to come out the other side intact.     ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion [https://whatschoolshouldhave.com.au/askanyquestion]   Get in touch with Jeremy and his team: Website:  https://www.praediumpartners.com.au/ [https://www.praediumpartners.com.au/]     Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Yesterday12 min
episode Ep 109: Post Budget Part 1 - Negative Sentiment and What You Need To Know About The Changes - with Jeremy Iannuzzelli artwork

Ep 109: Post Budget Part 1 - Negative Sentiment and What You Need To Know About The Changes - with Jeremy Iannuzzelli

Australia's May 2026 Federal Budget has reshuffled the investment landscape in ways that will affect every Australian. Jeremy Iannuzzelli breaks down what actually changed: negative gearing on new purchases, CGT discount shifts, indexation implications, and what same day payday super means for where money flows next.   Rather than catastrophising, Jeremy reframes the disruption as a moment that rewards the deliberate. Structure now matters more than ever. So does the type of asset, the timeline, and the growth profile. Drawing on the GFC, the Banking Royal Commission, and COVID, he makes the case that market disruptions consistently produce once in a cycle buying opportunities for those who are prepared.   If you've been sitting on equity, waiting for clarity, or wondering whether it's still worth investing right now, this episode is a must watch. Don't panic. Get deliberate.     ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion [https://whatschoolshouldhave.com.au/askanyquestion]     Get in touch with Jeremy and his team:  Website: https://www.praediumpartners.com.au/ [https://www.praediumpartners.com.au/]     Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

1. juli 202615 min
episode Ep 108: Tax Series - Financing With Family & Friends - with Jeremy Iannuzzelli artwork

Ep 108: Tax Series - Financing With Family & Friends - with Jeremy Iannuzzelli

Buying property with family or friends can be a smart way to get ahead. Without the right structure, it can also be a financial trap that costs hundreds of thousands to untangle or locks you out of building your own portfolio entirely. Jeremy Iannuzzelli breaks down one of the most powerful and underused structures for co-investing: the unit trust. How it lets multiple investors pool resources while managing their own tax affairs independently, exit cleanly when needed, and keep building personal wealth on the side. If you're already co-investing or starting to explore it, this episode is a must watch before you sign anything. ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion [https://whatschoolshouldhave.com.au/askanyquestion] Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/ [https://www.praediumpartners.com.au/] Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions. The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided. Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential. By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

24. juni 20268 min
episode Ep 107: Tax Series Structure - with Jeremy Iannuzzelli artwork

Ep 107: Tax Series Structure - with Jeremy Iannuzzelli

Most people spend years building a business without ever asking whether the structure holding it together is working for them or against them.   In this episode, Jeremy Iannuzzelli breaks down the four business structures every Australian operator needs to understand: sole trader, simple, intermediate, and advanced. The difference between getting this right and getting it wrong can be worth hundreds of thousands of dollars.   Jeremy covers what each structure costs to set up, what tax minimisation becomes available, and what level of asset protection each one provides. The cost of restructuring mid-flight can run into tens of thousands or more in capital gains tax and compliance alone. This episode is a must watch before you need to have that conversation. Share it with whoever is building something alongside you.     ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion [https://whatschoolshouldhave.com.au/askanyquestion]     Get in touch with Jeremy and his team:  Website: https://www.praediumpartners.com.au/ [https://www.praediumpartners.com.au/]     Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

17. juni 202615 min
episode Ep 106: Home Loans & Asset Protection Explained for Couples - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung artwork

Ep 106: Home Loans & Asset Protection Explained for Couples - with Jeremy Iannuzzelli, Shanil Lal, & Scott Lung

Buying a home as a couple but one of you runs a business? Here’s what you need to know.   Jeremy Iannuzzelli is joined by experts Shanil Lal and Scott Lung to answer a listener question from a couple navigating their first home purchase.   They break down key considerations when one partner is a business owner and the other is a PAYG employee, including asset protection, loan structures, and risk management. The discussion covers why some couples choose to hold property in one name, how guarantor arrangements actually work, and whether you really need to be on the title to be on the loan.   Whether you’re just starting your property journey or planning for long term security, take the time to understand your options and protect your assets.   Use what you’ve learned here to have informed conversations with your partner, your mortgage broker, and your legal advisor before making any decisions.     ❓👇🏼Ask your questions using the link below: 👇🏼❓ https://whatschoolshouldhave.com.au/askanyquestion [https://whatschoolshouldhave.com.au/askanyquestion]     Get in touch with Jeremy and his team: Website:  https://www.praediumpartners.com.au/ [https://www.praediumpartners.com.au/]   Scott Lung: Website: https://koalafinancial.com.au/ [https://koalafinancial.com.au/]   Shanil Lal: Website: https://www.runnymedelawyers.com.au/ [https://www.runnymedelawyers.com.au/]     Disclaimer: This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

10. juni 202610 min