Miss Findependent

Did you know you could pay your rent with a credit card and earn points/rewards every month? In this episode of the Miss Findependent Podcast, Nika is joined by Liza Akhvledziani, co-founder of Chexy [https://www.chexy.co/] a platform designed to help tenants pay rent online while earning rewards and building credit.  Liza holds a Bachelor of International Economics degree from the University of British Columbia and is a CFA charterholder. She started her career in investment banking, specifically in M&A at Deloitte, and then went on to lead Finance and Strategy at Square, the payment processor, for the Canadian market. In this episode, we dive into her journey from being an international student to raising $1.5 million for her first startup. Here's what we cover: * Growing up in Belarus to moving to Canada at 17 * Pursuing Investment Banking without a 'traditional' business degree * Liza's career journey - "Everything happens for a reason" * How Chexy was born * Joining Antler * How to test your problem  * Building an MVP - Minimum Viable Product * Reddit Growth Hacking & Scaling * Raising Capital and What's Next for Chexy * Liza's money philosophy ✩ CONNECT WITH LIZA: ✩ LinkedIN: Liza Akhvlediani [https://www.linkedin.com/in/lizaveta-akhvledziani-cfa/] 👉 Learn more about Chexy: https://www.chexy.co/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbndxSDU1YTZpdHdhcDg3dDhPdUhsZkY2WFZrUXxBQ3Jtc0trWHhVWnpxUVVVN041NkpsT2pEVllCY3RjbmFvS0NJUXF1Um1EeE1KVGt3aUZSNlJjOExqYlBhRVJCRE9kVEFTZkdmckpHejlZMy1SQVdBVmhUUTJZVmJOSHpjcEJwdGp4Y2M0emtFYVVKN0tVSlNlVQ&q=https%3A%2F%2Fwww.chexy.co%2F&v=mtoquZJ97_g] 👉 Follow Chexy: Instagram - @chexy.rent [https://www.instagram.com/chexy.rent/] TikTok - https://www.tiktok.com/@getchexy?is_f... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbmt2RzZ5VXMyTVRqV1RCaUdTQWJRWHRGX19zZ3xBQ3Jtc0tsMDVXdWVtR0ZMX0RfM1g2RGFHTUtIdVBGWHVDMXkzbG91UllPWm1ZUlJOQXlYcExTMFNCRzF2S3prQVpTWTdUeWpremtXSmVhNl95VjBNUHA4WFBQRHRwbHJxVWV5ZDZ1UEVCc2MzVDVUZFNOWVJHaw&q=https%3A%2F%2Fwww.tiktok.com%2F%40getchexy%3Fis_from_webapp%3D1%26sender_device%3Dpc&v=mtoquZJ97_g]  ✩ CONNECT WITH NIKA: ✩ Instagram: @missfindependent [https://www.instagram.com/missfindependent/?hl=en] TikTok: @nikafarb [https://www.tiktok.com/@nikafarb?lang=en] Learn more at missfindependent.com [http://www.missfindependent.com/] For contact or business inquiries: media@missfindependent.com

In this episode of the Miss Findependent Podcast, join me as I reflect on the challenges and triumphs of the past year, marked by the loss of my grandfather. From Dima's powerful journey, we delve into essential financial lessons, navigating the intricate process of managing finances after a loved one's passing, and uncovering the keys to generational wealth. My grandfather was my financial guru. He was the first person who taught me to invest and I take some time to share how his life has impacted mine. He was a resilient man born in post-World War II Russia, overcame immense adversity, losing his career and personal brand during a turbulent time. His journey, from a physicist to a self-taught coder and eventually a wise investor, left an indelible mark on my financial mindset. Join me as I share his inspiring story, emphasizing the power of starting anew at any stage in life. Drawing on Dima's legacy, I delve into essential financial lessons, including the importance of early investment planning. Discover how Dima's foresight and strategic financial decisions allowed me to graduate debt-free and purchase my first home. From his practical approach to life to his wise investment strategies, Dima's influence shaped my perspective on generational wealth. As the episode unfolds, I guide you through the intricate process of handling finances after a loved one's passing. Explore the critical documents needed, navigate through legal and tax considerations, and gain insights into probate taxes and estate planning. Whether you're a parent considering an RESP or someone facing the complexities of managing an estate, this episode provides valuable information and actionable advice.

Learn how the UHNW (ultra-high-net-worth) individuals invest into different asset classes with Andrew Sarna, VP of Investments at Forthlane Partners. You can follow his work through his daily note here: https://offthecharts.substack.com/ [https://offthecharts.substack.com/] Andrew has spent the last 5 years building out the Forthlane investment platform. He has experience across asset classes and building Canadian Pension Plan style portfolios for UHNW clients. He has led multiple investments including Private Equity co-investments, Credit managers, Absolute Return managers, etc. Prior to joining Forthlane, Andrew began his career at the Kraft Heinz Company under 3G Capital, where he was the finance lead in Canada for logistics, supply chain losses and working capital. Andrew is a CFA Charterholder, holds an HBA from the Ivey Business School, and a Bachelor of Engineering Science with a specialization in Integrated Engineering from Western University. He graduated from both programs with Honours. He's also the creator of one of my favourite ways to keep a pulse on the market, a daily newsletter called Off the Charts.  Globe and Mail Article: https://archive.ph/AOXdY#selection-2067.0-2067.106 [https://archive.ph/AOXdY#selection-2067.0-2067.106]  Andrew Henderson with Rick Rubin: https://podcasts.apple.com/us/podcast/andrew-henderson/id1671669052?i=1000619346243 [https://podcasts.apple.com/us/podcast/andrew-henderson/id1671669052?i=1000619346243]

TFSA… RRSP… There are already so many acronyms for Canadian investing accounts, but here comes one more, the FHSA. In this episode I explain everything you need to know about the new First Home Savings Account and how you can work towards your goal of owning real estate.  Here’s more of what I get into:  1:20 - Life Update - Bachelorette Outfit Hacks 9:27 - What is the FHSA? 13:42 - FHSA vs. TFSA vs. RRSP 18:40 - Contribution Limits 20:53 - What Can I Invest in? ✩ CONNECT WITH ME: ✩ Instagram: @missfindependent [https://www.instagram.com/missfindependent/?hl=en] TikTok: @nikafarb [https://www.tiktok.com/@nikafarb?lang=en] Learn more at missfindependent.com [http://www.missfindependent.com/] For contact or business inquiries: media@missfindependent.com

In this episode, I'll take you through my decision-making timeline and where I currently stand in the destination wedding planning process. I go into costs in detail, and sharing insights into where I found opportunities to be budget-conscious while still making the most impact. Planning a destination wedding has been an exciting yet overwhelming experience. From choosing the location to finalizing vendors, there have been a lot of decisions to make along the way. I've learned that it's important to take things one step at a time and not rush into any decisions. One thing that has been a challenge is keeping costs under control. However, I've found that being creative and resourceful has helped me to stick to my budget without compromising on quality. I'll be sharing some of my tips and tricks in this episode. Planning a destination wedding has been an emotional journey filled with ups and downs. But with the big day a few months out, I'm excited to share my thoughts and feelings about the whole experience with you. Whether you're planning a wedding or just love a good story, I'm sure you'll enjoy listening to my experience. So, grab a cup of coffee, go for a walk, and tune in! ✩ CONNECT WITH ME: ✩ Instagram: @missfindependent [https://www.instagram.com/missfindependent/?hl=en] TikTok: @nikafarb [https://www.tiktok.com/@nikafarb?lang=en] Learn more at missfindependent.com [http://www.missfindependent.com/] For contact or business inquiries: media@missfindependent.com