How High-Earning Women Can Avoid The Hidden Tax Traps Behind ISOs, NSOs, And Promotions

When Does An IPO Actually Become A Good Investment?

High-profile IPOs (Initial Public Offerings) often generate excitement, headlines, and fear of missing out—but does buying on day one really make sense? In this episode of Savvy Women, Catherine and Rachel explore when an IPO actually becomes a good investment and why patience can sometimes be one of an investor's greatest advantages. Learn how IPO investing differs from long-term investing, why many newly public companies experience early volatility, and what questions every investor should ask before buying. In this episode, you'll discover: * Why IPOs create so much excitement—and why that can be risky * Whether buying an IPO on the first day is the smartest move * How valuation, market expectations, and volatility influence IPO performance * Why successful investing is about strategy—not headlines * How to determine if an IPO belongs in your long-term financial plan If you've ever wondered whether you're missing out on the next big investment opportunity, this episode will help you separate hype from smart decision-making and approach IPO investing with greater confidence. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ [https://savvyup.com/consultation/] Date Recorded 6/25/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com [http://savvyup.com/] | 760.692.5700

The Hidden Cost Of Passing Down A Family Home

Most families don't realize the true cost of passing down a home until years after the decision has been made. In this episode of Savvy Women, Catherine and Rachel explore the hidden cost of passing down a family home and why some of the most well-intentioned decisions can create unexpected financial consequences for future generations. Many families focus on what feels right emotionally—but overlook what could happen financially. In this episode, you'll discover: * Why adding a child to a home's title may have unintended consequences * The hidden tax issues families often overlook * How to evaluate whether selling, keeping, or renting the home makes sense * Common planning mistakes that can impact family wealth * What families should consider before making ownership changes If your parents own a home—or you expect to inherit one someday—this conversation could save your family from a costly mistake and help you make more informed decisions before it's too late. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ [https://savvyup.com/consultation/] Date Recorded 6/18/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com [http://savvyup.com/] | 760.692.5700

How To Make Travel A Meaningful Part Of Retirement Before It's Too Late

Retirement is supposed to be the season of life when you finally have the time and freedom to enjoy the experiences you've been putting off for years. But how do you make travel a meaningful part of retirement without jeopardizing your financial future? In this episode, Catherine Magaña and Rachel Ivanovich explore why so many retirees struggle to balance their desire for adventure with concerns about spending, market volatility, and making their money last. They discuss how intentional planning can help transform travel from an occasional expense into a purposeful part of a well-designed retirement. You'll discover: * Why the early years of retirement may be your most valuable travel years * How to build travel into your retirement plan instead of treating it as an afterthought * Ways to align travel goals with your retirement income strategy * How to navigate market downturns without letting fear derail your plans * Why meaningful experiences often create more lasting value than possessions If you've ever wondered whether now is the right time to take the trip, visit family more often, or finally check off a bucket-list destination, this conversation will help you think differently about retirement, travel, and making the most of the years that matter most. ✈️🌎 Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ [https://savvyup.com/consultation/] Date Recorded 6/09/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com [http://savvyup.com/] | 760.692.5700

How Long Will Your Retirement Money Really Last?

Retirement can last 20, 30, or even 40 years—but how do you know if your money can keep up? The reality is that many retirees aren't worried because they're spending too much. They're worried because they don't know if they're spending too much. One extra vacation, helping a child through a difficult season, or tackling a major home project can suddenly raise a much bigger question: Am I still on track, or am I quietly putting my future at risk? In this episode of Savvy Women, Catherine and Rachel explore the difference between real financial risk and retirement spending anxiety. They discuss why even financially successful retirees worry about running out of money, how inflation and healthcare costs can affect long-term plans, and why having a retirement strategy can help you spend with confidence instead of fear. You'll learn: * Why retirement anxiety isn't always tied to how much money you have * The difference between spending fear and actual financial risk * How inflation can quietly affect your future lifestyle * Common retirement spending mistakes that can derail a plan * Why some retirees struggle to spend money they've worked hard to save * How financial planning helps create confidence, not restrictions Because retirement isn't just about making your money last—it's about knowing you can enjoy the life you've worked so hard to build. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ [https://savvyup.com/consultation/] Date Recorded 6/04/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com [http://savvyup.com/] | 760.692.5700

NSOs And The Planning Advantage Most People Never Discover

Think Non-Qualified Stock Options are just a tax issue? Think again. In this episode of Savvy Women, Catherine and Rachel explore the often-overlooked planning opportunities hidden inside NSOs. While many professionals focus on the immediate tax consequences of exercising stock options, the bigger question is how those decisions fit into a long-term financial strategy. You'll learn how NSOs can impact retirement planning, cash flow, diversification, Medicare premiums, Social Security taxation, and overall wealth accumulation. The discussion also covers common mistakes investors make when timing exercises, managing concentrated stock positions, and making decisions based solely on taxes. Whether you're approaching retirement, accumulating company stock, or simply want to make smarter decisions with your equity compensation, this episode will help you think beyond the tax bill and focus on what matters most—your financial future. Tune in to discover why the real advantage isn't just having NSOs—it's having a strategy for them. Click on the following link to schedule a free consultation. https://savvyup.com/consultation/ [https://savvyup.com/consultation/] Date Recorded 5/28/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com [http://savvyup.com/] | 760.692.5700