The Financial Samurai Podcast

Figuring out when you have enough money is a mix of math and emotion. You might have enough on paper, but if you’re not emotionally ready to live life entirely on your terms, then you probably don’t have enough yet. As one of the pioneers of the modern-day FIRE movement in 2009, I’ve developed a new framework with clear action steps to help determine if you’ve truly reached “enough.” It goes beyond the typical 4% rule or simply having 25 times your annual expenses in investable assets. Related posts: A Net Worth Equal To 25X Annual Expenses Is Not Enough To Retire Early [https://www.financialsamurai.com/net-worth-equal-to-25x-expenses-not-enough-to-retire-early/] The Best Way To Determine If You Have Enough Money [https://www.financialsamurai.com/the-best-way-to-determine-if-you-have-enough-money/] The Minimum Investment Amount Where Work Becomes Optional [https://www.financialsamurai.com/minimum-investment-threshold-amount-work-optional/] If You're Interested In 1X1 Consulting For those of you who are interested in speaking with me about optimizing your personal finances, building a business, or negotiating a severance package, you can click here [https://www.financialsamurai.com/career-personal-finance/]. Simply fill out the brief form at the end of the page and I'll get back to you within 24 hours.  I only take on two consulting clients a month, so there may be a wait. My goal is to help you see through blindspots and have the confidence to live your life the way you want.  Subscribe To Financial Samurai  Pick up a copy of my USA TODAY national bestseller, Millionaire Milestones: Simple Steps to Seven Figures [http://www.financialsamurai.com/mm]. I’ve distilled over 30 years of financial experience to help you build more wealth than 94% of the population—and break free sooner. Listen and subscribe to The Financial Samurai podcast on Apple [https://www.financialsamurai.com/itunes] or Spotify [https://www.financialsamurai.com/spotify]. I interview experts in their respective fields and discuss some of the most interesting topics on this site. Your shares, ratings, and reviews are appreciated. To expedite your journey to financial freedom, join over 60,000 others and subscribe to the free Financial Samurai newsletter [https://www.financialsamurai.com/news]. Financial Samurai is among the largest independently-owned personal finance websites, established in 2009. Everything is written based on firsthand experience and expertise.

Earning passive income is the holy grail of personal finance and achieving financial independence. With interest rates still elevated, it's become much easier to generate a larger amount of risk-free passive income. If you're not financially independent yet, this could be a suboptimal choice.  Check out the post: The Hidden Dangers Of Earning Risk-Free Pasisve Income [https://www.financialsamurai.com/hidden-dangers-of-earning-risk-free-passive-income/] Suggestions Check out Fundrise Venture [https://www.financialsamurai.com/innovation] if you’re looking to gain exposure to some of the top private AI companies. You can view all of its holdings before investing, which adds a welcome layer of transparency. I’ve personally invested over $150,000 so far and plan to add more next month once I receive funds from a liquidity event. Fundrise is a long-time sponsor of Financial Samurai as our investment views are aligned.  Pick up a copy of my USA TODAY national bestseller, Millionaire Milestones: Simple Steps To Seven Figures [https://www.financialsamurai.com/mm], if you want to build more wealth. I synthesize 30 years of wealth-building knowledge to help you outperform 94% of the U.S. population so you can break free sooner.  Join over 60,000 others and subscribe to the free Financial Samurai newsletter [https://www.financialsamurai.com/news]. Financial Samurai is among the largest independently-owned personal finance websites, established in 2009. Everything is written based on firsthand experience and expertise.

Buying the stock market dip can be intimidating. As a result, many investors sit on cash, waiting for clear signs of a recovery. However, history has shown that those who bought during downturns and held on have often done well over time. With that in mind, I wanted to share a few strategies to help build the courage to buy the dip when the next opportunity arises. See post: How To Gain The Courage To Buy The Dip And Prosper [https://www.financialsamurai.com/buying-the-dip/] Your shares, ratings, and reviews are appreciated! Every episode takes hours to record and produce. Your positive reviews help keep me recording. Suggestions Check out Fundrise Venture [https://www.financialsamurai.com/innovation] if you’re looking to gain exposure to some of the top private AI companies. You can view all of its holdings before investing, which adds a welcome layer of transparency. I’ve personally invested over $150,000 so far and plan to add more next month once I receive funds from a liquidity event. Fundrise is a long-time sponsor of Financial Samurai as our investment views are aligned.  Pick up a copy of my USA TODAY national bestseller, Millionaire Milestones: Simple Steps To Seven Figures [https://www.financialsamurai.com/mm], if you want to build more wealth. I synthesize 30 years of wealth-building knowledge to help you outperform 94% of the U.S. population so you can break free sooner.  Join over 60,000 others and subscribe to the free Financial Samurai newsletter [https://www.financialsamurai.com/news]. Financial Samurai is among the largest independently-owned personal finance websites, established in 2009. Everything is written based on firsthand experience and expertise.

In this episode, I reconnect with my old friend Joe Saul-Sehy [https://joesaulsehy.com] from The Stacking Benjamins podcast [https://www.stackingbenjamins.com] to talk about creating your own life curriculum — because when you do, you may no longer be beholden to anyone. With AI eliminating jobs and making the path to financial independence even tougher, I wanted to sit down with another creator who forged his own way—building a business and income stream through podcasting. I firmly believe everyone should build an online brand and develop a side hustle. The era of job security, pensions, and abundant opportunities is fading. You—and your children—need to learn how to create your own income streams. Check out Joe's work at: https://joesaulsehy.com [https://joesaulsehy.com] https://www.stackingbenjamins.com [https://www.stackingbenjamins.com] Subscribe To Financial Samurai Join 60,000+ others and subscribe to the free weekly Financial Samurai newsletter [https://www.financialsamurai.com/news]. My goal is to help you achieve financial freedom sooner, rather than later. Financial Samurai started in July 2009 and is the leading independently-owned personal finance site today.  This episode is sponsored by Fundrise Venture [https://www.financialsamurai.com/innovation], an innovative venture capital product that invests in private AI companies like OpenAI, Anthropic, Anduril, Databricks, and more. The minimum investment to start is only $10, and I personally have invested over $185,000 in Fundrise Venture so far.

After three years of writing, revising, and reflecting, I’m excited to share that Millionaire Milestones: Simple Steps To Seven Figures [https://www.financialsamurai.com/millionaire-milestones-book/] is now available everywhere—in hardcover, eBook, and audiobook! In this special episode, my wife and I sit down to talk about the journey behind the book: why I wrote it, what readers can expect, and how it ties into over a decade of sharing free financial content on Financial Samurai. We also dive into the emotional side of writing—especially how the process impacted our family, what it means to lead by example for our kids, and what we hope this book will do for readers striving to build lasting wealth. Whether you're just getting started on your financial journey or looking for that extra push to reach the next level, this episode gives you an honest, behind-the-scenes look at what it takes to turn knowledge into action—and how to stay motivated along the way. Pick up a hard copy or two of Millionaire Milestones on: * Amazon [https://www.amazon.com/Millionaire-Milestones-Simple-Steps-Figures/dp/0593714709?_encoding=UTF8&dib_tag=se&dib=eyJ2IjoiMSJ9.izkGqbD4PEdYF4MLrr_xA06iZ_EoRUgVdVUumS2a8EAxY86zhzttj8No6Q4bOhddtD7Q9RRIoxczZfBJUF0pEcYGW7_O8rm_vjSMDX90uazo5l1ged1ONU1Pi383hUcrPSgBkq3-RvToTvijEbErraUtRdzOxjlcsFOeRRoa8FRyWes44cp7RaFSRgpYJ0Jy7xsa34o2VLBCGcvp02jSOtOLEMo3fRB6xAe7ozVoNYQ.qFnMqnSCyqk4qu9RswtFWfumODinIclo1eCFFQ5yjYY&qid=1732554720&sr=8-1&linkCode=sl1&tag=fsamurai-20&linkId=f5325663a0b9e27f52540f478554ceee&language=en_US&ref_=as_li_ss_tl] * B&N [https://www.barnesandnoble.com/w/millionaire-milestones-sam-dogen/1146137727?ean=9780593714706&st=AFF&2sid=Random%20House%20Inc_8373827_NA&sourceId=AFFRandom%20House%20Inc] * Books A Million [https://www.booksamillion.com/p/9780593714706?cjdata=MXxOfDB8WXww&AID=10747236&PID=8373827&SID=PRHEFFDF5A7F1--9780593714706&cjevent=70185552aacf11ef81db6ce30a1cb829] * Your local book store or anywhere you buy books Your reviews and shares are appreciate! There's nothing better than giving the gift of financial freedom.  Fight on!  Sam Feel free to join 60,000 others and sign up for my free weekly newsletter [https://www.financialsamurai.com/news] as well. My goal is to help you achieve financial freedom sooner, rather than later.  Financial Samurai was founded in 2009 and is the leading independently-owned personal finance site today. Everything is written based off firsthand experience and knowledge because money is too important to be left to pontificaiton.