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What Happens If the At-Fault Driver Doesn’t Have Enough Insurance

14 min · 25 de jun de 2026
Portada del episodio What Happens If the At-Fault Driver Doesn’t Have Enough Insurance

Descripción

Episode Summary: In this episode of Advocacy Exchange: Navigating Texas Injury Law, host Lisa Mosbey is joined by Larry Littleton, founder of Littleton Law Firm, to discuss the challenges faced when the at-fault driver's insurance is insufficient to cover damages in an accident. Larry explains the intricacies of liability coverage, underinsured and uninsured motorist policies, and the importance of knowing all potential sources of coverage. He shares insights on how to handle cases with limited coverage, including negotiating with medical providers and exploring additional policies. Larry emphasizes the necessity of carrying adequate insurance to protect against unforeseen circumstances and offers practical advice for listeners on selecting appropriate coverage levels. This episode provides valuable guidance for anyone navigating the complexities of insurance in personal injury cases, ensuring they are better prepared to secure the compensation they deserve. Key Timestamps: 00:01 – Introduction 00:33 – Insufficient Insurance Coverage Issues 01:48 – Determining Available Coverage 02:31 – Identifying Additional Coverage Sources 03:26 – Common Misunderstandings About Insurance 04:36 – Impact of Coverage Structure on Case Handling 05:51 – Strategies for Limited Coverage Cases 06:41 – Discovering Additional Coverage in Litigation 08:03 – Handling Cases with Insufficient Coverage 09:46 – Recommendations for Adequate Coverage 12:01 – Moving Forward with Limited Coverage Cases About the Show: Advocacy Exchange: Navigating Texas Injury Law is a podcast dedicated to helping listeners navigate the complexities of Texas injury law. Hosted by Lisa Mosbey, the show features insightful discussions with experienced attorneys like Larry Littleton, who share their expertise on various legal topics. With a focus on clarity and practical advice, the series aims to empower individuals facing legal challenges by providing them with the knowledge they need to make informed decisions. Whether you're dealing with personal injury, insurance disputes, or other legal matters, Advocacy Exchange: Navigating Texas Injury Law offers valuable insights to guide you through the legal process.

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