The Rachel Cruze Show

📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/2o0eyh] The stock market has its ups and downs, but that doesn’t mean you need to panic. In this episode, find out why it’s better to focus on the long game when it comes to investing. Next Steps: * 🎥 Watch my video Why the Housing Market Might Feel Impossible Right Now [https://www.youtube.com/watch?v=7R_wiIdqpyA]. * 💰 Invest in your future with a Smartvestor Pro [https://ter.li/bicm2q]. Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.  * 💵 The simplest way to budget. Download the EveryDollar app for free [https://ter.li/sex34h] Connect With Our Sponsors: • Learn more about Christian Healthcare Ministries. [https://www.chministries.org/budget] • Get 20% off when you join DeleteMe. [https://www.joindeleteme.com/rachel] Explore More From Ramsey Network: 🍸 Smart Money Happy Hour [https://ter.li/hagas2] 🎙️ The Ramsey Show [https://ter.li/mb2a2x]  💸 The Ramsey Show Highlights [https://ter.li/l4mpg4] 🧠 The Dr. John Delony Show [https://ter.li/tanzln] 💰 George Kamel [https://ter.li/d96akb] 🪑 Front Row Seat with Ken Coleman  [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_rachel_cruze_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/mjwo8k]   Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

✍️ Start your 90-day journey to lasting contentment with The Contentment Journal [https://ter.li/xnszwh]. Money can be a blessing, but without intentionality, it can do more harm than you realize. In this episode, find out three ways money might be hurting you and what you can do to take back control. Next Steps: * 🎥 Watch my video 5 Money Habits That Will Change Your Life (if You Actually Do Them) [https://www.youtube.com/watch?v=BTlwMR0bVqQ]. * 💵 The simplest way to budget. Download the EveryDollar app for free! [https://ter.li/sex34h] * 📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/2o0eyh]  Connect With Our Sponsors: * Learn more about ⁠Christian Healthcare Ministries⁠ [https://www.chministries.org/budget]. * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/rachel]. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour [https://ter.li/hagas2] 🎙️ The Ramsey Show [https://ter.li/mb2a2x]  [https://ter.li/mb2a2x]  💸 The Ramsey Show Highlights [https://ter.li/l4mpg4] 🧠 The Dr. John Delony Show [https://ter.li/tanzln] 💰 George Kamel [https://ter.li/d96akb] 🪑 Front Row Seat with Ken Coleman  [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_rachel_cruze_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/mjwo8k]  Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

💵 The simplest way to budget. Download the EveryDollar app for free! [https://ter.li/1kbbfp]    Yes, you can still have fun on a budget—and I can prove it! In this episode, find out how Winston and I make the most of our money and why a budget actually helps you enjoy life more.   Next Steps: * 🎥 Watch my video 8 Mistakes You’re Making With Everyday Expenses [https://www.youtube.com/watch?v=-_EtOOeGF3g]. * 📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/2o0eyh] Connect With Our Sponsors: * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/rachel]. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour [https://ter.li/hagas2] 🎙️ The Ramsey Show [https://ter.li/mb2a2x]  💸 The Ramsey Show Highlights [https://ter.li/l4mpg4] 🧠 The Dr. John Delony Show [https://ter.li/tanzln] 💰 George Kamel [https://ter.li/d96akb] 🪑 Front Row Seat with Ken Coleman  [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_rachel_cruze_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/mjwo8k]   Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

💍 Get your tickets for our Money & Marriage Getaway happening February 12–14, 2026 [https://ter.li/vtufd7]. Today’s special guest is my amazing husband, Winston Cruze! In this episode, we’ll share the biggest lessons we’ve learned in 15 years of marriage, plus how you can grow even stronger in your relationship. Next Steps: * 🎥 Watch my video Money Habits You Need to Change Right Now (With Dave Ramsey) [https://www.youtube.com/watch?v=OEJz8Te4EEw]. * 📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/2o0eyh] * 💵 The simplest way to budget. Download the EveryDollar app for free! [https://ter.li/sex34h]   Connect With Our Sponsors: * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/rachel]. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour [https://ter.li/hagas2] 🎙️ The Ramsey Show [https://ter.li/mb2a2x]  💸 The Ramsey Show Highlights [https://ter.li/l4mpg4] 🧠 The Dr. John Delony Show [https://ter.li/tanzln] 💰 George Kamel [https://ter.li/d96akb] 🪑 Front Row Seat with Ken Coleman  [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_rachel_cruze_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/mjwo8k]   Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a free personalized plan. [https://ter.li/2o0eyh] Could the #1 wealth killer in your life be parked in your garage? In this episode, find out why your car could be keeping you broke, plus the right way to own one instead. Next Steps: * 🎥 Watch my video 10 Things Quickly Becoming Too Expensive for the Middle Class [https://www.youtube.com/watch?v=MmhQq2pY-oo]. * 💰 Find out your earning potential with the Investment Calculator [https://ter.li/afz1mx].  * 🚙 Get our free Ramsey Car Guide [https://ter.li/v72dbs]. * 💵 The simplest way to budget. Download the EveryDollar app for free! [https://ter.li/sex34h]   Connect With Our Sponsors: * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget]. * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/rachel]. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour [https://ter.li/hagas2] 🎙️ The Ramsey Show [https://ter.li/mb2a2x]  💸 The Ramsey Show Highlights [https://ter.li/l4mpg4] 🧠 The Dr. John Delony Show [https://ter.li/tanzln] 💰 George Kamel [https://ter.li/d96akb] 🪑 Front Row Seat with Ken Coleman  [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_rachel_cruze_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/mjwo8k]   Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]