Mo Money

#496 Petrol Panic and how to be money smart today

In this episode of the Mo Money podcast, we talk about the war that's happening and how that's driving up petrol prices. But importantly, what you can do to be smart in the current climate, maybe save a few bucks at the petrol bowser. But also, more broadly, be smarter with your money, so that you're able to squeeze out a bit of savings, or at least defend the savings that you were before the cost of living has increased, how you should be thinking about your investing today and how you can protect your risk. This episode is perfect for anyone that wants to be smart in the current environment. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#495 How to FI/RE without drastic sacrifices

This episode of the Mo Money podcast is a recording of a live event I did on how to FI/RE without drastic lifestyle sacrifices. So, I absolutely love the FI/RE movement, but one of the biggest criticisms that I have is the fact that a lot of people that that go down this path, they end up sacrificing stuff that's actually truly important to them today and lead, in my opinion, I think that's likely to lead to a whole bunch of regrets in the future. And so in this episode, we get into what are the things that you need to be aware of so that you can set yourself up for FI/RE, practically how can you do it, and then what is the game plan that you can follow to go from where you are right now to on a path to financial independence, and then actually setting yourself up for early retirement, or at least being work optional. This episode is perfect for anyone that wants to get ahead faster. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#494 How to get more back in your tax refund

In this episode of the Mo Money podcast, we're talking about tax hacks for higher income earners, particularly coming into the end of the financial year, to help you get more back in your tax refund without getting in trouble with the ATO. So, we talk through the key areas of tax deductions, what you need to know to take advantage, how some of the more complicated rules work around motor vehicle deductions, claiming tax deductions without keeping receipts, work from home expenses, and the bigger opportunity to save even more tax into the years ahead. So, this episode is perfect for anyone that wants to keep more of their income and use it to get ahead faster. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#493 Average household wealth by age in Australia

In this episode of the Mo Money podcast, we talk about the average household wealth by age across Australia. We get into the different age brackets, how much money they have, how that's broken down between shares, cash savings, property and even debts. And also cover the key things that you should be focused on at each of these age brackets to make faster progress, as well as how you should be thinking about how you compare, and what that actually means for what you do next. This episode is perfect for anyone that wants to feel more confident about their money and where they are. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

#492 Capital gains discount changes

In this episode of the Mo Money podcast, we're chatting about the potential changes to the capital gains tax discount on property in Australia. This has been getting a lot of attention, and as more time goes on, it seems more and more likely that it may be included in the budget. So, we wanted to unpack what's being spoken about, who it actually impacts, what impact it might have on the market, and what it means for the viability of property investing and buying property as a strategy moving forward. And so I think anyone should be aware of property and have it built into this strategy. So this episode is perfect for anyone that doesn't want to be caught unawares by these changes. Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links: Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking [http://www.pivotwealth.com.au/booking] Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697 [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3lSW3fHjDD7jNY4xW1jpwqS6hSBZjW2ySPRK6Bd5j9W8gGWY941MQT9W6VSS3j2-bbX1W3-g9WR1xWDs5W6S72VF18SGPGW271v-26cxMXFW8KG6q82wq5BWW84qnXx1YlTyJW3M_h9B962VB2W3sjXcD2svhStW8_zfmv8N26PpW7n5Z9G7g9_1VVbtmkb4-k97XW1rWPXn1tqw4jW3qqpgR7cKddKW2fHcjJ5XchDjVfPyp87jKJrXVxMsf77vylftW2-cflm7H7sLXW5tTGJ64_4FTGN7ZyC44s4b3WM9nBkYHD7ZNW8Dt7Rt92NNf4W7Xt5zr8Kb7n8f4R84p204] Ben's books: www.pivotwealth.com.au/books [http://www.pivotwealth.com.au/books] More about Pivot Wealth: www.pivotwealth.com.au [http://www.pivotwealth.com.au/] Follow us on socials: Instagram: https://www.instagram.com/pivotben [https://www.instagram.com/pivotben] TikTok: https://www.tiktok.com/@bentalksmoney [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3lLN5HxSDRGTmy6W8gNY5B3Z_G0QW49vdZ03PsttWW7yvXkv8kklLxW5jf4Yb5LmflnW5vgtKc4y8nncW5GZBdB8t3mPFW8Zpj008FWP5XVQzXHN6FX9snW4pN3cG96YKlrW5H93qs3ChjT4W82mB8G4LNhv2W8ryFh82K3dSBW3f-LC74Cbb7VW38GLhm35rw10VFSwYB83xHf-W337Bhj3KVHTTW4B6Mbw1PkxkRVpRRBX11fVbNW2rYmm33cRPjDW5R4PK045KZv8VjlsZ32nRqM2dvCwfq04] YouTube: https://www.youtube.com/c/BenNashPivot [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/JkM2-6qcW6N1vHY6lZ3kVW7nkx2z1_m78SW2D3cl16H-nMXW7FWb1Y77X3ZzN8XSqd9by6kJW5CsZx-6jwx0MW3ftG7Z5ssmkdW6M89nz6t5rDNW3nQT_F58XGWCW8XjrVY2J5f-kW3D_1_225-w-jVk_bhj1yznbQW4S7l6F1jS3TwW7qdTtQ6ztjYsW3v1jGk67L5g2W4Sjgmj1Gcrl-W8y2Zfp3VzPfvN102v0PCvw7RW2rqYQM5HKtzPW3bv6hy54S_plW4xxXXx2ZwpBrW406PrS9dkQBGW8-Nm1L9b5RJNf7zGDc204] Facebook: https://www.facebook.com/pivotwealth/https://www.facebook.com/pivotwealth/ [https://www.facebook.com/pivotwealth/] Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth [https://d5xz2f04.na1.hs-sales-engage.com/Ctc/UE+23284/d5xz2f04/Jll2-6qcW7Y8-PT6lZ3mGW900KhJ4H5Q3gW4186b550dRSJW3qn30294q4xpW8pJGxb4fV6CWW5Plc2_1WgbYsW6zVSdP5KGfqWW3zQ8xK5KH0XJV7W4cl4fMldyW88L5g75fmYSjW14_Sdx2lXxKYW5mvqTC42cTZsW7x6hvj7BJ-qHW4dVRH_1xj-HPW52-3fD5xnJV-W6mKkHV3CbFXnVKzQXJ2QK8C2VBhBHz1s8_zBW6Xf1bg3rc51_W7LPyXm76PkqBW4zg7t15MXl1FW5fthhK2J17s1N2-PjLzddrg9W1df7wj4N5mtxW28zPB_47yzg2W88170j4PPWtrW5-1Rp13173PDf3SlJx404] Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.