Money Making Sense

It's the end of a great 8+ years.  Thank you to all my guests and dedicated followers of Money Making Sense.  You can still listen to past episodes of this show on your favorite platforms.  Below are just a few of the most popular: https://podcasts.apple.com/us/podcast/money-making-sense/id1142678783 [https://podcasts.apple.com/us/podcast/money-making-sense/id1142678783]  https://www.podchaser.com/podcasts/money-making-sense-225686 [https://www.podchaser.com/podcasts/money-making-sense-225686]  https://www.iheart.com/podcast/256-money-making-sense-31013462/ [https://www.iheart.com/podcast/256-money-making-sense-31013462/]  https://open.spotify.com/show/00pdsYQO6Py4JWPirOaAWd [https://open.spotify.com/show/00pdsYQO6Py4JWPirOaAWd]  To see what Heather does when she's not talking money, go to her personal X (Twitter) [https://x.com/HeatherKellyMMS] page.

Long before DOGE began implementing cuts, government leaders have been talking about making changes to Social Security.  Chad Waddoups [https://www.linkedin.com/in/chadwaddoups/], the VP of Wealth Management at Mountain America Investment Services [https://www.macu.com/investments], breaks down how the system works now. Find out how much money Social Security is expected to pay you, here [https://www.ssa.gov/myaccount/statement.html]. He discusses the concerns about the program running out of money if changes aren't made and why he thinks it won't actually go away; and how to protect yourself if Social Security does vanish.  Chad also explains the misconception around Social Security and entitlements. You can follow this show on Instagram [https://www.instagram.com/heatherkellynews/] and Facebook [https://www.facebook.com/heatherkellynews].  To see what Heather does when she's not talking money, go to her personal X (Twitter) [https://x.com/HeatherKellyMMS] page. Be sure to email Heather with your questions and request topics you'd like her to cover here [hkelly@ksl.com].

Finding yourself in debt can be traumatic; especially if you didn't know your spouse was accumulating the debt and now you're getting a divorce.  That's what reporter Adam Small [https://x.com/AdamSmallKSL] is going through.  He tells host Heather Kelly about the panic and humility he experienced when he first found out.  Find out how the debt happened without his knowledge, how he is climbing out of a $34,000  hole and why Adam isn't using a debt consolodation company. You can follow this show on Instagram [https://www.instagram.com/heatherkellynews/] and Facebook [https://www.facebook.com/heatherkellynews].  To see what Heather does when she's not talking money, go to her personal X (Twitter) [https://x.com/HeatherKellyMMS] page. Be sure to email Heather with your questions and request topics you'd like her to cover here [hkelly@ksl.com].

You may have spent years and decades combining your finances.  But now have to separate them in a matter of weeks [https://lisazeiderman.com/divorce-finances/high-net-worth-divorce-faq/] or months.   Certified Financial Litagator Lisa Zeiderman [https://x.com/lisazeiderman] with Miller Zeiderman, LLP [https://mzwnylaw.com/] says finding out if each side in a divorce is 'apples to apples OR apples to oranges' is the first step in dividing the joint accounts. Zeiderman also recommends keeping many of your accounts compeletly separate, especially if you inherit anything during the marriage.  Also discover what a CDFA is and if you need one. You can follow this show on Instagram [https://www.instagram.com/heatherkellynews/] and Facebook [https://www.facebook.com/heatherkellynews].  To see what Heather does when she's not talking money, go to her personal X (Twitter) [https://x.com/HeatherKellyMMS] page. Be sure to email Heather with your questions and request topics you'd like her to cover here [hkelly@ksl.com].

No one should feel intimidated about filing their taxes just because they haven't done it, or aren't sure of tax regulations.   Mark Steber [https://x.com/marksteber], Chief Tax Officer of Jackson Hewitt Tax Services [https://www.jacksonhewitt.com/] says you could be missing out on money you are due -- especially younger generations. He also says many people under 35 years of age now have multiple streams of income from non-standard forms of work, like social media streams, cryptocurrency investments and side-hustles.  And they don't understand the Government doesn't automatically withold taxes or 401k.  It's important to find a tax advisor who understands your unique circumstances. You can follow this show on Instagram [https://www.instagram.com/heatherkellynews/] and Facebook [https://www.facebook.com/heatherkellynews].  To see what Heather does when she's not talking money, go to her personal X (Twitter) [https://x.com/HeatherKellyMMS] page. Be sure to email Heather with your questions and request topics you'd like her to cover here [hkelly@ksl.com].