Networth and Chill with Your Rich BFF

Why You Keep Getting Paid Less Than You Should

Vivian sits down with Kara Loewentheil, lawyer turned life coach, speaker, and NYT bestselling author for a candid conversation about women’s financial literacy, and how to make decisions with confidence! In this episode, you'll learn: 1. What the "brain gap" actually is, how a sexist society has been quietly shaping the way women think about money long before we ever opened our first bank account, and why the pay gap and motherhood penalty are still very much alive today. 2. The three biggest money lies women have been taught since childhood and the specific structures still working against us today. Plus how to start pushing back in your everyday life. 3. Why "know your worth" is actually terrible negotiation advice for women, what the Confidence Compass is and how to use it to reframe your relationship with money, and how to start making more intentional, confident decisions across your finances, your career, and your life. Check out Kara on Instagram https://www.instagram.com/karaloewentheil/ and learn more about her work at https://schoolofnewfeministthought.com/ Follow the podcast on Instagram [https://www.instagram.com/networthandchillpod/] and TikTok [https://www.tiktok.com/@networthandchill]! Host: Vivian Tu  Producer: Grace Rittenhouse Editor: Fringe Podcasts  Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com [podcast@yourrichbff.com]  Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

32 Life & Money Lessons I've Learned at 32

It's Vivian's birthday and she's giving YOU the gift. Turning 32 means it's time for 32 real life and money lessons.  In this episode, you'll learn: 1. Why you should never take advice from anyone you don't want to be, why the harder path isn't always the right one, and the small daily habits that actually move the needle on your finances and your life, way more than grinding on hard mode ever will. 2. Why individualism is quietly making you broke, why you should never take the first salary offer, and how negotiating, not just at work, but in every area of life, is the skill that separates the people who get what they want from the people who leave money on the table. 3. The real lessons about love, friendship breakups, family and money boundaries, and learning to sit with the hard stuff instead of running from it. Plus why rest, spite, and a popsicle in the shower might be the most underrated tools in your arsenal. Follow the podcast on Instagram [https://www.instagram.com/networthandchillpod/] and TikTok [https://www.tiktok.com/@networthandchill]! Host: Vivian Tu  Producer: Grace Rittenhouse Editor: The Fringe Label  Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com [podcast@yourrichbff.com] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

Gavin Newsom on Money, Politics, and Your Financial Future

Vivian sat down live at SXSW with California Governor Gavin Newsom for a candid conversation about why everything feels so expensive right now, how the government is and isn't showing up for everyday Americans, and what it will actually take to close the wealth gap. In this episode, you'll learn: 1. How Governor Newsom's upbringing between two very different worlds — his mom working multiple jobs and his dad's connections to the Getty family — shaped the way he thinks about wealth, power, and opportunity, and what his experience as a small business owner taught him about the difference between running a company and running a government. 2. The biggest financial obstacles standing between Americans and a better quality of life today, why generational wealth and the housing crisis sit at the center of the problem, and what policy changes could actually move the needle structurally. 3. How to think about the role of government in your personal finances, what resources already exist that most people aren't taking advantage of, and what Governor Newsom believes is flying under the radar that every American should be paying attention to right now. 4. What Governor Newsom would do if he could pass one economic policy tomorrow with zero opposition, whether AI will make inequality worse before it gets better, and — because Vivian had to ask — what's actually next for Gavin Newsom. Check out Governor Newsom’s new book YOUNG MAN IN A HURRY! [https://www.penguinrandomhouse.com/books/646296/young-man-in-a-hurry-by-gavin-newsom/] Follow the podcast on Instagram [https://www.instagram.com/networthandchillpod/] and TikTok [https://www.tiktok.com/@networthandchill]! Host: Vivian Tu  Producer: Grace Rittenhouse Editor: The Fringe Label Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com [podcast@yourrichbff.com] Support from the show comes from Hostinger: http://hostinger.com/richbff [http://hostinger.com/richbff] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

What It Actually Costs to Build a Beauty Brand From Scratch

Vivian sits down with Julissa Prado, founder of Rizos Curls, for a candid conversation about what it really takes to build a beauty brand from scratch and what it costs, personally and financially, to bet on yourself as a Latina entrepreneur. In this episode, you'll learn: 1. How Julissa's lifelong search for products that actually worked for her curls turned into a business; including how much she personally invested to get Rizos Curls off the ground, what the early bootstrapping days really looked like, and where the name came from. 2. The money lessons Julissa grew up with, the ones she had to unlearn, and how her relationship with money evolved from before she became an entrepreneur to building a brand with a loyal, growing customer base. 3. The real revenue numbers behind Rizos Curls; her best months, her worst months, how much gets reinvested in the business, the biggest financial mistake she made while building, and how she decides what to pay herself as the founder. 4. How community has always been at the heart of Rizos Curls, why uplifting immigrant and Latina communities is central to the brand's mission, and how Julissa has used her platform to fundraise and drive real impact. Keep up with Julissa https://www.instagram.com/julissa_prado/ [https://www.instagram.com/julissa_prado/] and Rizos Curls https://www.instagram.com/rizoscurls/ Plus use code RICHBFF to get 10% off your Rizos Curls purchase between March 11– April 11! Follow the podcast on Instagram [https://www.instagram.com/networthandchillpod/] and TikTok [https://www.tiktok.com/@networthandchill]! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com [podcast@yourrichbff.com] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]

Well Endowed LIVE: Why “Financially Naked” Couples Build More Wealth!

Vivian takes the stage at 92NY in New York City for a live book tour celebration of her second book, Well Endowed — and Heather McMahan is there to make sure things get a little chaotic. In front of a packed crowd, the two sit down for an unfiltered, hilarious, and genuinely eye-opening conversation about money, financial honesty with your partner, real estate and so much more. In this episode, you'll learn: 1. What Well Endowed is really about — the thesis behind the book, why Vivian wrote it, what she wished she knew before she started, and the ideas she kept coming back that made her realize this needed to be a whole second book. 2. The biggest money misconceptions people have about getting older and building wealth, why the personal finance conversation has shifted dramatically in the last few years, and the core wealth-building principles she believes are non-negotiable no matter what the economy is doing. 3. Why everyone needs to understand trusts and wills. Plus, the estate planning basics Vivian breaks down in Well Endowed, why most people put it off until it's too late, and the surprisingly simple steps you can take right now to protect your wealth, your assets, and the people you love, no matter how much (or how little) you have in your bank account. Get your copy of WELL ENDOWED at https://www.yourrichbff.com/wellendowed Special thanks to Heather McMahan for being an amazing moderator! Keep up with Heather on Instagram! [https://www.instagram.com/heatherkmcmahan/] Follow the podcast on⁠ Instagram⁠ [https://www.instagram.com/networthandchillpod/] and⁠ TikTok⁠ [https://www.tiktok.com/@networthandchill]! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com [podcast@yourrichbff.com] Learn more about your ad choices. Visit podcastchoices.com/adchoices [https://podcastchoices.com/adchoices]