NFL Players' Podcast

The 4 Ts of NFL Investing: Truth, Touch, Time, and Tension

Join hosts Riccardo Stewart, Sam Acho, Zach Miller, and Jeff Locke—NFL veterans with a combined 20 years of experience on and off the field—as they break down the "Four Ts" of investing for professional athletes: truth, touch, time, and tension. Drawing from their personal journeys and financial expertise, the team explores how to identify trustworthy advisors, navigate the relational side of wealth, practice patience amidst high-earning years, and tackle inevitable challenges along the way. If you want to make smarter decisions, build generational wealth, and avoid the common pitfalls NFL players face, this episode delivers candid advice and real-life stories you won’t want to miss. Connect with us * Call or text: 602-989-5022 * Website: https://www.athletefamilyoffice.com/ * LinkedIn: https://www.linkedin.com/company/awmcapital/ * Instagram: https://www.instagram.com/awmcapital/ * Facebook: https://www.facebook.com/awmcapital/ * X: https://twitter.com/awmcapital Chapters (00:01) The Four Ts of Investing (01:18) The Truth About Advisors and Incentives (03:25) The Importance of Relationship and Trust (06:45) Patience and the Role of Time (09:21) Navigating Tension and Uncertainty

The 3-Bucket Investment Strategy for Athletes

Join Riccardo Stewart, Jeff Locke, Sam Acho, and Zach Miller on this episode of the AWM NFL Podcast as they break down the path to building multi-generational wealth for professional athletes. The team dives into the fundamentals of investing, using relatable football analogies to unpack the three essential “buckets” every athlete should consider—from safeguarding your financial foundation to accessing exclusive private market opportunities. Drawing from their own careers and insider expertise, they reveal strategies, lessons learned, and what every player needs to know to sustain a legacy far beyond the playing field. Don’t miss this game plan for smart investing and family prosperity. Connect with us * Call or text: 602-989-5022 * Website: https://www.athletefamilyoffice.com/ * LinkedIn: https://www.linkedin.com/company/awmcapital/ * Instagram: https://www.instagram.com/awmcapital/ * Facebook: https://www.facebook.com/awmcapital/ * X: https://twitter.com/awmcapital Chapters (00:01) NFL Players and the Path to Investing (01:55) The First Bucket—Protective Reserve and Emergency Funds (03:42) Early Lessons and Communicating Financial Foundations (04:45) The Second Bucket—Public Market Investments (06:41) Understanding Public Versus Private Markets (09:02) The Third Bucket—Accessing Private Markets (11:13) Progression and Planning for Multi-Generational Wealth

Maximizing Your NFL Benefits: How Players Can Turn Overlooked Perks into Millions in Long-Term Value

In this episode of the NFL Players' Podcast, hosts Riccardo Stewart, Zach Miller, Sam Acho, and Jeff Locke dig into the overlooked world of NFL player benefits. Drawing on their combined decades of on-field experience and financial expertise, they reveal the essential perks that every player—and their families—should know about, from retirement savings to insurance options and unique programs that unlock real long-term value. You’ll hear candid stories, eye-opening numbers, and practical advice on making the most of these benefits—whether you’re a current player, a retired pro, or part of an athlete’s support team. Discover how understanding and maximizing these resources can change the game for your financial future. Connect with us * Call or text: 602-989-5022 * Website: https://www.athletefamilyoffice.com/ * LinkedIn: https://www.linkedin.com/company/awmcapital/ * Instagram: https://www.instagram.com/awmcapital/ * Facebook: https://www.facebook.com/awmcapital/ * X: https://twitter.com/awmcapital Chapters (00:01) Introduction to NFL player benefits (01:11) Personal experiences with NFL benefits (03:33) Important benefits every player should know (05:52) Maximizing and tracking benefits for financial impact (07:50) The advisor’s role in managing benefits (09:55) Real-life impact of benefits after retirement (12:27) Hidden benefits and maximizing opportunities

Understanding the NFL 401(k): Turning Career Earnings Into Lifelong Wealth

Join hosts Riccardo Stewart, Jeff Locke, Zach Miller, and Sam Acho as they unpack the often-overlooked NFL 401(k) and what every player needs to know about maximizing this valuable benefit. Drawing from real locker room experiences and expert financial advice, the team clears up common misconceptions, explains how the NFL’s unique employer match works, and reveals why many advisors fail to manage these accounts properly. Whether you're a rookie or a seasoned vet, this episode delivers crucial insights to help you grow your money—on and off the field. Don't miss this conversation packed with practical tips and the inside scoop on building lasting wealth as an NFL player. Connect with us * Call or text: 602-989-5022 * Website: https://www.athletefamilyoffice.com/ * LinkedIn: https://www.linkedin.com/company/awmcapital/ * Instagram: https://www.instagram.com/awmcapital/ * Facebook: https://www.facebook.com/awmcapital/ * X: https://twitter.com/awmcapital Chapters (00:01) Real locker room conversations about the NFL 401(k) (03:23) How the NFL 401k works and its unique benefits (06:04) Common misunderstandings and advisor limitations (08:31) Steps to take for maximizing the NFL 401(k) (13:02) The butterfly effect: what to tell rookies

Target Date Funds The NFL Way

On this episode of the AWM NFL Players' Podcast, host Riccardo Stewart is joined by Jeff Locke, Sam Acho, and Zach Miller to break down a topic every pro needs to understand: target date funds. The team shares firsthand stories, demystifies how target date funds work, and examines why these investments may not be the right play for high-net-worth NFL athletes. With real numbers, honest, hard-earned perspectives, and actionable advice, this episode offers the insider knowledge you need to make smarter decisions for your financial future. If you want to know what works—and what could be costing you millions—this conversation is a must-listen. Connect with us * Call or text: 602-989-5022 * Website: https://www.athletefamilyoffice.com/ * LinkedIn: https://www.linkedin.com/company/awmcapital/ * Instagram: https://www.instagram.com/awmcapital/ * Facebook: https://www.facebook.com/awmcapital/ * X: https://twitter.com/awmcapital Chapters (00:01) Family stories and investment analogies (02:01) First encounters with target date funds (03:03) What is a target date fund (04:15) Advantages and origins of target date funds (05:45) Disadvantages for NFL athletes (07:29) Why customization matters for high-net-worth athletes (09:57) Next steps if you have a target date fund