NZ Everyday Investor

the art of investing is balancing growth and protection, for both you and your kids. Read more. [https://ungaro.co.nz/better-get-rich-kids-teaching-your-kids-to-invest/] Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

I believe the core ingredient in any wealth building strategy is the acquisition of just a few assets. As we acquire assets, we need to start thinking more, not less, about all the things that rob us, and no, not just fees. Read more [https://ungaro.co.nz/two-ways-to-wealth-for-everyday-investors/]. Catch the full Michael Saylor talk here [https://youtu.be/reVebuAf_Cs?si=Vk8vyJKqx7I6EMPA] Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Recently, I attended a conference which centered on what I suspect will be the future of money in a more digital world. One of the best presentations I sat through was from author (of a book called 'Broken Money') and macro-analyst Lyn Alden - 'Nothing stops this train'. The current form of money we use (fiat currency) is tethered to a leveraged system with no easy way to deleverage. Ironically, the strategy we can use as households to build wealth (leverage to buy scarcity) is what may help our governments survive the train wreck coming. Read more [https://ungaro.co.nz/the-money-we-cant-outrun/]. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Has New Zealand lost its way? If so, the only path forward is to honestly acknowledge what we once were, understand how and why we’ve changed, and then chart a course for the future we want. It’s a tough question, no doubt, but like any hard problem, there’s a reward waiting on the other side. I’m joined today by Mike Grimshaw, a self-confessed ‘intellectual mongrel’ and Associate Professor of Sociology at the University of Canterbury, whose eclectic work spans radical theology, cultural theory, and New Zealand’s identity. Book in a free 15-min phone call [https://calendly.com/ungaro/15min] with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! [https://ungaro.co.nz/everydayinvestor/] Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management -  they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz [http://provicia.co.nz/] for more. Affiliate Links! The Bitcoin Adviser [https://content.thebitcoinadviser.com/darcy-ungaro]: Plan for intergenerational digital wealth. Hatch [https://app.hatchinvest.nz/share/uqhcj8y8]: For US markets. Sharesies [https://sharesies.com/r/RRPR6X]: For local, and international markets. Easy Crypto [https://easycrypto.com/nz?ref=19599]: To buy and sell digital assets. Sharesight [https://www.sharesight.com/everydayinvestor/?utm_source=aff-everydayinvestor&utm_medium=affiliates&utm_campaign=aff-everydayinvestor]: For tracking and reporting on your portfolio Exodus [https://onelink.to/exodus-referral?referral=true&referrerId=QNQEAJ]: Get rewards on your first $2,500 of swaps Revolut [https://revolut.ngih.net/c/4753264/1765204/9626]: For a new type of banking. Online courses: The Home Buyers Blueprint [https://darcy-ungaro.mykajabi.com/offers/RmxbdY5W]: Get a better home; Get a better mortgage. The KiwiSaver Millionaire Roadmap: [https://ungaro.co.nz/the-kiwisaver-millionaire-roadmap-course/] Get a Rockstar Retirement! New Wealth Foundations: [https://ungaro.co.nz/build-your-wealth-foundations-course2/] Personal finance from a wealth-builder's perspective. Take the free, 5-part online course Crypto 101: Crypto with Confidence [https://ungaro.co.nz/coaching-crypto101-cryptowithconfidence/] Get Social: Check out the most watched/downloaded episodes here [https://ungaro.co.nz/everydayinvestor/] Follow on YouTube [https://www.youtube.com/@NZEverydayInvestor], Instagram [https://www.instagram.com/ugro_invest/], TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn [https://www.linkedin.com/in/darcy-ungaro-a1703024/]. www.ungaro.co.nz [https://my.captivate.fm/www.ungaro.co.nz] ________________________ Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!