How He Lost $400K on Fix and Flips and Bought a $500K Home for $9K Using Creative Finance - Jose Cortes

How AI Agents Help Entrepreneurs Buy Back Their Time

AI is a giant tsunami. You can get swept under it or you can learn to surf. In Part 2 with Owen Mecham we get tactical on how AI agents actually buy back your time as an entrepreneur, and how everyday business owners can start today. What we cover: How Owen and his wife Mary built My Business Genie AI to make automation simple for regular business owners Using AI agents to underwrite real estate deals on their own (Mary bought back 15 hours a week) Making money while you sleep by letting AI do the pre-work before you clock in Training your AI like an employee instead of treating it like a search bar Real AI use cases for real estate investors The biggest AI mistake business owners are making right now Where to start if AI still feels overwhelming About the guest: Owen Mecham is the founder of My Business Genie AI, built to put automation in the hands of everyday entrepreneurs. This is Part 2. If you missed Part 1, that one is his personal story of health, healing, family, and turning pain into purpose. CHAPTERS 00:00 Preview 01:05 Welcome Back with Owen Mecham 01:40 When My Business Genie AI Started 05:12 Buying Back Time with AI 06:37 AI Underwriting Real Estate Deals 09:42 Making Money While You Sleep 11:45 The Moment AI Changed Everything 17:13 Building My Business Genie with Mary 19:47 Training Your AI Like an Employee 29:19 AI Use Cases for Real Estate Investors 33:26 What AI Gave Back to Owen Personally 34:28 The Biggest AI Mistake Business Owners Make 38:27 Where to Start with AI 42:26 Where to Find My Business Genie AI Connect with Owen Mecham Instagram: @theowenmecham My Business Genie AI: mybusinessgenie.ai If this one helped you, follow the show and share it with one person who needs to hear it. --- PROMO BLOCK 👉 Don't forget to 👍like, 💬comment, 🔔subscribe, and share. 🔧 Tools & Resources Mentioned 🔧 Some links below may be affiliate partnerships. We only share tools we personally trust and use. 💤 Sleep better, dream bigger — Eight Sleep 👉 https://refer.eight.sl/edgardsalgado 💸 Need funding for your next deal? Get approved fast: 👉 app.dealfunding360.com/?ref=EdgarSalgado 💵 Prime Corporate Services (LLC setup + business credit) 👉 https://primepartner.info/edgardsa 💵 Foundational Funding — EMD, transactional lending, double close 👉 https://foundationallending.com/funding-wl?ref_name=Josh+Smith&ref_email=info@foundationalfunding.com ► Join the SubTo Community and learn creative finance from Pace Morby 👉 https://join.nre.ai/mQ9T9vZ ► Learn to make money on other people's deals with the Gator Method 👉 https://join.nre.ai/mQBDJK5 ► Tools I use for productivity 👉 https://linktr.ee/EdgartheConnector 🔌 PLUG IN & SUBSCRIBE 🔌 Instagram: @edgartheconnector TikTok: @edgarsrei 🚧 DISCLAIMER 🚧 We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. Content is for entertainment purposes only; verify all information yourself.

Two Brain Surgeries Changed His Life. Then He Built This for Kids | Owen Mecham

Owen Mecham spent 24 years building tech systems at Carvana. Then a milkshake triggered the most painful condition known to medicine — both types at once, a 1-in-10 million diagnosis — and for almost two years, doctors had no answers. What he built on the other side of two brain surgeries at Stanford is now helping kids do what no one taught him as a child: train the mind before it breaks. * How losing his job, his promotion and his housing the same day he returned from his honeymoon wired his resilience before he knew he'd need it * What trigeminal neuralgia actually does and why pharmaceutical options ran out first * The 48-hour call from Stanford's chief neurosurgeon and what his wife Mary held onto when he couldn't * The Tim Story moment at Squad Up that became the seed for Warrior Thoughts * How the app helps kids reframe negative thinking and build a tribe that checks in on them This is Part 1 of Owen's conversation. Next week he's back with his AI business tool My Business Genie and what he's building for entrepreneurs. Connect with Owen: Instagram: @theowenmecham Warrior Thoughts: @mywarriorthoughts | warriorthoughts.com 👉 Don't forget to 👍like, 💬comment, 🔔subscribe, and share. 🔧 Tools & Resources Mentioned 🔧 Some of the links below may be affiliate partnerships. We only share tools we personally trust and use. 💸💸 Need funding for your next deal? Get approved fast here: 👉 app.dealfunding360.com/?ref=EdgarSalgado 💤 Sleep better, dream bigger! — Eight Sleep 👉 https://refer.eight.sl/edgardsalgado [https://refer.eight.sl/edgardsalgado] Get your LLC 👉 Prime Corporate Services 👉 https://primepartner.info/edgardsa [https://primepartner.info/edgardsa] 👉 Foundational Funding, EMD, Transactional Lending, Double Close 👉 https://foundationallending.com/funding-wl?ref_name=Josh+Smith&ref_email=info@foundationalfunding.com [https://foundationallending.com/funding-wl?ref_name=Josh+Smith&ref_email=info@foundationalfunding.com] ► Join The Subto Community for Life & Learn Creative Finance from @PaceMorby 👉 https://join.nre.ai/mQ9T9vZ [https://join.nre.ai/mQ9T9vZ] ► Learn How to Make Money on Other People's Deals with the Gator Method 👉 https://join.nre.ai/mQBDJK5 [https://join.nre.ai/mQBDJK5] ► Tools I use for productivity 👉 https://linktr.ee/EdgartheConnector [https://linktr.ee/EdgartheConnector] 🔌 PLUG IN & SUBSCRIBE 🔌 Instagram: @edgartheconnector TikTok: @edgarsrei 🚧 DISCLAIMER 🚧 We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these episodes shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a podcast for entertainment purposes only.

Creative Finance for Cars: How to Buy and Sell Vehicles Without a Bank With Mike Davis Jr.

What if you could apply the same creative finance strategies you use in real estate to buy or sell a car with no bank involved? Mike Davis Jr. figured it out. He's the founder of Top Wheels, the nation's leading TC company for creative vehicle deals, creator of the Sellify marketplace and the AIOS Blueprint AI operating system. This episode covers vehicle creative finance and how AI agents are changing the way business owners work. What we cover: * How subject-to and seller finance translate directly to cars trucks RVs boats and aircraft * Why most sellers are stuck between trading in for nothing or a lowball offer * What a TC does in a vehicle deal and what goes wrong when you skip one * The Bentley Bentayga deal: how a seller got above asking price with zero down * Why high-income buyers use creative finance even when they qualify * What an AI agent actually is and why it is not a magic wand * How Mike built an entire product launch from his phone in bed * First step for real estate investors wanting to get into vehicle deals About Mike Davis Jr:Founder of Top Wheels, creator of Sellify.io and the AIOS Blueprint. He has coordinated creative vehicle deals across 49 states and has been building with AI since ChatGPT launched in 2022. Chapters:00:00 - Intro + who Mike Davis Jr. is01:59 - From wholesaling real estate to creative car finance03:28 - The main problem: winging deals on handshakes and hope06:13 - How a creative vehicle deal works start to finish07:06 - Sellify.io: the first AI driven creative vehicle marketplace08:22 - What goes wrong without a transaction coordinator09:42 - 49 states: cars trucks RVs boats and aircraft15:22 - The AIOS Blueprint: AI operating system for your business18:15 - Building a product launch from his phone in bed19:46 - Computer specs and subscriptions you actually need26:13 - Why every business owner needs an AI agent33:33 - What work means when AI handles 90% of your output42:55 - Tasks Mike no longer does manually48:42 - First step this week for real estate investors entering vehicle deals49:22 - Where to find Mike 🔧 Tools & Resources 🔧Some links may be affiliate partnerships.🚗 Top Wheels TC: topwheels.io🛒 Sellify marketplace: sellify.io🤖 AIOS Blueprint: aiosblueprint.com📘 Top Method community: facebook.com/groups/TopMethod🎓 Top Method Academy: jointopmethod.com📱 Mike: @MikeWillCloseIt on Instagram and Facebook💸 Deal Funding 360: app.dealfunding360.com/?ref=EdgarSalgado💤 Eight Sleep: https://refer.eight.sl/edgardsalgado [https://refer.eight.sl/edgardsalgado]🏢 Prime Corporate Services: https://primecorporateservices.com/ [https://primecorporateservices.com/]?_...🏦 Foundational Funding: https://foundationalfunding.com/fundi [https://foundationalfunding.com/fundi]...🛠️ Edgar's tools: https://linktr.ee/EdgartheConnector [https://linktr.ee/EdgartheConnector] 🔌 Don't forget to 👍 like, 💬 comment, 🔔 subscribe and share!Instagram: @edgartheconnector | TikTok: @edgarsrei 🚧 DISCLAIMER 🚧Not a CPA, attorney, insurance, contractor, lender, or financial advisor. Content is not tax, legal, financial or other professional advice. For entertainment purposes ONLY.

Deals Others Walk Away From: Creative Finance Strategies With Uncle Lanza of Subto

Most investors walk when a deal gets complicated. Vincent Lanza walks toward it. Known as Uncle Lanza in Pace Morby's Subto community, Vincent has been doing creative finance deals in one of the hardest real estate markets in the country since 2019. In this episode he breaks down how he structures hybrid deals others can't touch, handles sellers who pass away mid-close and mentors complete beginners to their first $20K deal. What we cover: * The hybrid deal: combining subject-to and seller finance to acquire a $400K hoarder house with almost no cash * How he structured $200K in seller equity with zero payments until sale * The deal where the seller passed away on closing day and what they did next * Solar liens, tax liens and the title company that blew up a deal at the last minute * How he went from student to one of Subto's most trusted leaders * What makes San Francisco one of the hardest and most rewarding markets to invest in * The Lanza method: how he mentors beginners from zero to their first deal * The one mistake that keeps most people stuck in creative finance * Why taking action beats having all the answers every time * How to join his free weekly deal review call About Vincent Lanza:Vincent is the CEO of Verity Property Investors and founder of Lanza Partners. He was one of the first members of Pace Morby's Subto community and is known as Uncle Lanza for his leadership mentorship and deal teaching. He operates across California, Tennessee, North Carolina and Texas. Chapters:00:04 - Intro + who Uncle Lanza is01:06 - One of the first Subto members: how he found Pace at a Fresno meetup03:19 - COVID hits and why creative finance made sense in San Francisco04:46 - Entrepreneurial roots: his dad left Bell Labs for a Silicon Valley startup08:03 - How real estate entered the picture: from CD-ROMs to wholesaling10:39 - Why Kevin O'Leary brought them into real estate in 201914:55 - From student to Uncle Lanza: how he stepped into leadership17:52 - The Lanza method explained simply18:23 - The hybrid deal: hoarder house squatters sub-to and seller finance23:07 - Getting the seller to carry $200K with no payments until sale26:36 - The seller passed away on closing day: what happened next30:43 - Lanza Partners: building a full team around the business33:11 - Building a business with your spouse for 40 years37:27 - Deal that nearly broke them: solar liens tax liens and a bad title company42:09 - The moral dilemma: walk away or close anyway?45:33 - How they saved the deal by going back to the hard money lender50:11 - Why having your property in a trust matters more than most people realize51:50 - What most investors from cheaper markets misunderstand about San Francisco55:33 - California pros and cons: wholesaling landlord laws and co-living57:14 - Watching a beginner go from zero to $20K on his first deal1:02:04 - The one mistake that keeps people stuck in creative finance1:07:38 - Where to find Vincent and the free weekly deal call 🔧 Tools & Resources 🔧Some links may be affiliate partnerships.🤝 Uncle Lanza free weekly call: lanzapartners.com/Vincent💸 Deal Funding 360: app.dealfunding360.com/?ref=EdgarSalgado💤 Eight Sleep: https://refer.eight.sl/edgardsalgado [https://refer.eight.sl/edgardsalgado]🏢 Prime Corporate Services: https://primecorporateservices.com/ [https://primecorporateservices.com/]?_...🏦 Foundational Funding: https://foundationalfunding.com/fundi [https://foundationalfunding.com/fundi]...🛠️ Edgar's tools: https://linktr.ee/EdgartheConnector [https://linktr.ee/EdgartheConnector] 🔌 Don't forget to 👍 like, 💬 comment, 🔔 subscribe and share!Instagram: @edgartheconnector | TikTok: @edgarsrei 🚧 DISCLAIMER 🚧Not a CPA, attorney, insurance, contractor, lender, or financial advisor. Content is not tax, legal, financial or other professional advice. For entertainment purposes ONLY.

Cash Flow That Saves Lives: Inside the Sober Living Business Model With Jim Boad

What if your next rental property paid three times the cash flow and changed someone's life at the same time? Jim Boad went from watching 18 of his 20 properties stop paying rent during COVID to running 14 sober living homes with 12 more on the way in a town of just 11,000 people. He breaks down the full business model and what it really takes to get started. What we cover: * How one property went from $2,400 to $8,500 a month using the bed-by-bed model * Why sober living stayed full during COVID when traditional rentals collapsed * The OD on his first night open and why it made him go harder not quit * Investor vs. operator: two models and which one is right for you * How to open a sober living home in 60 days with no prior experience * Working with the Department of Corrections: 20% of Jim's residents come from DOC * Why location near transit matters more than square footage * The one thing to do this week to find out if this path is right for you About Jim Boad:25-year real estate veteran turned sober living operator in Washington State. He runs 14 recovery homes under the nonprofit Shelton Housing First, authored Group Home Accelerator and coaches investors and operators to open their first home in 60 days or less. Chapters:00:07 - Intro + who Jim Boad is03:03 - The night he found the website at 11pm and bought the course05:45 - 18 of 20 properties stopped paying rent during COVID09:03 - Who walks through the door and what week one looks like10:22 - The first life saved: the man who came in with just a bag of clothes11:32 - The OD on his first night and what changed after16:31 - Inpatient clinic vs. sober living: what the difference actually is20:06 - Cash flow comparison: $2,400 vs. $8,500 on the same property22:26 - Converting a single family home without structural changes24:01 - Two models: house leader vs. hired operator29:29 - The Irish pub moment: his whole staff lives in his sober homes33:25 - How to find great operators35:43 - When operators are too mission-driven to run it like a business42:11 - 60 days to open: the week-by-week breakdown47:48 - Investor vs. operator model: who furnishes the home53:26 - Location and why transit access matters more than size54:11 - Working with the Department of Corrections57:24 - 14 homes in a town of 11,000 with a waiting list1:01:54 - One thing to do this week to start1:03:54 - HOAs: can they stop you and what the ADA says1:07:10 - Property condition: sober living vs. traditional rentals 🔧 Tools & Resources 🔧Some links may be affiliate partnerships.📖 Group Home Accelerator: available on Amazon🌐 Jim Boad: jimboad.com💸 Deal Funding 360: app.dealfunding360.com/?ref=EdgarSalgado💤 Eight Sleep: https://refer.eight.sl/edgardsalgado [https://refer.eight.sl/edgardsalgado]🏢 Prime Corporate Services: https://primecorporateservices.com/ [https://primecorporateservices.com/]?_...🏦 Foundational Funding: https://foundationalfunding.com/fundi [https://foundationalfunding.com/fundi]...🛠️ Edgar's tools: https://linktr.ee/EdgartheConnector [https://linktr.ee/EdgartheConnector] 🔌 Don't forget to 👍 like, 💬 comment, 🔔 subscribe, and share!Instagram: @edgartheconnector | TikTok: @edgarsrei 🚧 DISCLAIMER 🚧Not a CPA, attorney, insurance, contractor, lender, or financial advisor. Content is not tax, legal, financial or other professional advice. For entertainment purposes ONLY.