Ep. 52: He Lost His W2 Mid-Deal — Then Made $31K and Never Looked Back with Trevor Hicks

Ep. 58: Building Housing That Transforms Lives: From Army to Real Estate Impact - Jennifer Breitbach

From a 20-year Army career to launching transformative housing ecosystems: Jennifer Breitbach shares how she's building financial freedom through real estate investing while creating genuine impact for communities in need. In this powerful episode of the From Corporate to Cash Flow Podcast, hosts Andrea Cannon & Liz Schwab sit down with Jennifer Breitbach, a former Army officer turned entrepreneur who's revolutionizing co-living & transitional housing. Jennifer shares her journey from W-2 work to building a purpose-driven real estate portfolio focused on creating "launch pads" for individuals rebuilding their lives. What You'll Learn: [00:00–05:00] Jennifer's Background & W-2 to Entrepreneur Journey From 20 years in the Army National Guard to program management, Jennifer reveals why COVID sparked her exit from the corporate rat race and how she discovered real estate investing through communities like Gator with Pace. [05:00–15:00] The "Transformative Housing Ecosystem" Model Discover Jennifer's innovative vision for co-living communities that go beyond basic housing. Learn how she combines affordable living spaces with mindset training, job placement, credit repair programs, & community accountability to help residents truly transform their lives—complete with real-world examples from her Montana boarding house & Chicago properties. [15:00–25:00] Funding the Mission: Grants, Nonprofits & Strategic Partnerships Jennifer breaks down how she's funding her vision through opioid abatement grants, nonprofit partnerships, and creative financing. Hear how her "Goose Foundation" work & "warm handoff centers" are addressing homelessness and addiction recovery gaps that government resources alone can't fill. [25:00–32:00] Self-Discovery & CliftonStrengths for Entrepreneurs One of Jennifer's biggest lessons? Understanding yourself first. She shares how taking the CliftonStrengths assessment transformed her business strategy and how knowing your alignment enables you to attract the right partners, team members, and opportunities effortlessly. [32:00–41:00] Practical Advice for Financial Freedom & Work-Life Balance From the importance of maintaining stability during your exit from corporate work to going part-time as a bridge strategy, Jennifer offers candid advice for W-2 workers transitioning to passive income & entrepreneurship. Plus: her honest take on ADHD, productivity systems, and morning routines for sustainable success. Key Takeaways: • Purpose-driven real estate creates competitive advantage: Building housing with integrated support services (mindset training, job placement, credit repair) fills massive market gaps and attracts mission-aligned partners organically • Don't rush your exit from W-2 income: Maintain financial stability as you build passive income streams; consider going part-time as a strategic bridge before full entrepreneurship • Self-knowledge precedes team building: Use assessment tools like CliftonStrengths to understand your strengths and weaknesses, enabling you to articulate your vision clearly and attract your ideal partners • Grants and nonprofit funding are untapped resources: Federal and state grants for social impact initiatives (opioid recovery, housing, veteran support) exist and are often under-applied for—partner with fiscal agents to scale your mission • Identify and fill community gaps strategically: A 600-person waitlist for sober living housing in one Utah county reveals massive opportunity; successful investors find where resources are needed and build systems to serve those needs Connect with Jennifer: https://www.facebook.com/jennifer.breitbach [https://www.facebook.com/jennifer.breitbach] https://linktr.ee/jenniferbreitbach [https://linktr.ee/jenniferbreitbach] Join her office hours at 3 PM Mountain Time (Mondays–Thursdays) Follow me on Instagram: https://www.instagram.com/theandreacannon [https://www.instagram.com/theandreacannon] Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon [https://www.youtube.com/@TheAndreaCannon]

Ep. 57: Lost $57K Lending, Then Built This: Real Estate Entrepreneur's Comeback with Tiffany Curtis

What if the fastest path to financial freedom wasn't the one you thought? Join Andrea Cannon and Liz Schwab as they sit down with Tiffany Curtis, a former compliance officer turned multi-stream entrepreneur who left her W-2 to build real wealth through asset recovery, private money lending, and owner financing and she's doing it while traveling and hosting adventure retreats across the country.   In this episode of From Corporate to Cashflow, Tiffany shares her unfiltered journey from corporate life to full-time entrepreneurship. Learn how she transitioned from a housing compliance role to running an ATV tour business, scaled a rental property into a 7-year income stream, and most importantly, how she discovered a hidden wealth-building opportunity that helps everyday people recover unclaimed equity from foreclosure surplus funds.   **What You'll Learn:** • The Asset Recovery Opportunity (00:34–09:43): How mortgage foreclosure surplus funds sit unclaimed in county courthouses nationwide, and how Tiffany's team helps homeowners recover thousands in lost equity while building a scalable nationwide business • Private Money Lending Secrets (11:43–25:02): Tiffany's raw account of losing $57,000 on her first loan—and exactly what changed for her second deal. She breaks down her updated underwriting process, what to look for in borrowers, and why second-position lending can still be profitable when done right • Strategic Owner Financing (25:24–26:55): How creative real estate solutions, like her Michigan owner-finance deal helping a woman avoid foreclosure, align profit with purpose and create genuine passive income • Entrepreneurial Habits for Success (28:36–34:02): Tiffany's proven 5 a.m. routine, time-blocking system, and how she structures her day for maximum productivity while scaling multiple income streams • Building Community Through Adventure (42:05–46:43): Her unique approach to networking and relationship-building through curated outdoor experiences, combining wealth-building conversations with real adventure in Southern Utah and beyond • Books, Resources & Financial Coaching Philosophy (37:43–42:04): Her recommendations (Extreme Ownership, 10X is Easier than 2X, Story Branding) and why she believes in teaching people to fish rather than giving them answers   ## Key Takeaways ✓ Foundation First: Don't over-leverage yourself chasing financial freedom. A stable W-2 job can be your superpower while you build passive income streams not the enemy ✓ Fail Forward: Learning costs money sometimes. The $57,000 loss taught Tiffany more than success could have. Document what went wrong, systematize your process, and try again ✓ Diversify Income Streams: Asset recovery, lending, owner financing, digital products, and adventure networking, Tiffany is building 5+ revenue streams to weather market shifts ✓ Vet Everything: Bank statements, previous project histories, borrower track records, and compliance, these aren't optional, they're essential to protecting your capital ✓ Combine Profit with Purpose: The most fulfilling businesses help people while building wealth. Tiffany's owner-finance deal isn't just cash flow; it saved a family from losing their home   Follow Tiffany Curtis on Instagram https://www.instagram.com/the_tiffany_curtis [https://www.instagram.com/the_tiffany_curtis] Join an adventure retreat with Tiffany https://www.instagram.com/epicadventureretreats/ [https://www.instagram.com/epicadventureretreats/]   Follow me on Instagram: https://www.instagram.com/theandreacannon [https://www.instagram.com/theandreacannon] Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon [https://www.youtube.com/@TheAndreaCannon]

Ep. 56: From $0 Down Cars to AI Agents: Creative Finance Blueprint with Mike Davis the Subto Car Guy

In this episode of From Corporate to Cash Flow, Andrea Cannon and Liz Schwab sit down with Mike Davis, a former corporate finance professional turned real estate entrepreneur and AI innovator, to explore the intersection of creative finance, wealth building, and cutting-edge artificial intelligence. Mike's journey from "YouTube University" to launching SellFi.io, the world's first AI-driven creative finance platform for vehicles, reveals how strategic thinking, community collaboration, and AI leverage can compress years of learning into months of action. What You'll Learn:  **Mike's Corporate-to-Entrepreneur Transition (0:00–5:00)** — How a 2019 wake-up call led Mike to quit his Beverly Hills finance job and dive headfirst into real estate wholesaling during the pandemic, and why his first deal took longer than expected  **From Wholesaling to Co-Living Real Estate (5:00–15:00)** — Mike's evolution from wholesaling to buy-and-hold strategies, including his primary focus on co-living properties in Baltimore and Southern California, and how he identifies high-cash-flow deals  **The SubTo Vehicle Revolution (15:00–25:00)** — A deep dive into creative finance vehicles—the story of how Mike reverse-engineered car deals using Turo groups, discovered an underserved market, and turned a personal problem into a scalable business model that generates multiple income streams  **AI as Your Business Multiplier (25:00–35:00)** — How Mike leverages AI agents (custom-built with Claude Code) for real estate underwriting, deal analysis, legal research, & automation, plus his warning about the urgency of adopting AI now before the wealth gap accelerates  **Critical AI Adoption Advice (35:00–40:00)** — Why this is the "worst AI will ever be," the exponential curve we're on, & Mike's frank message: stop dabbling, start building AI agents into your business ecosystem TODAY  **Money Mindset & Financial Independence (25:00–30:00)** — Mike's philosophy on treating money as a tool (not a goal), building leverage, and deploying capital strategically to generate passive income streams  **Entrepreneurial Habits & Accountability (18:00–23:00)** — The non-negotiable routines Mike implemented after leaving corporate—morning rituals, time blocking, self-accountability, & why self-reflection is the overlooked secret to scaling businesses --- Key Takeaways: • Don't Go Alone — The fastest path to financial freedom involves community, collaboration, & reciprocity. Solo "YouTube University" learning costs you time & missed opportunities. • Money is a Tool, Not a Destination — Think of capital as soldiers going out to fight & bring back more money. Stop being emotionally attached to dollars & start leveraging them strategically. • AI Adoption is Non-Negotiable — The wealth gap between AI users & non-users is widening exponentially. Start with ChatGPT, graduate to AI agents, & automate your way to scale before your competition does. • Creative Finance Vehicles Unlock Accessibility — Through platforms like SellFi.io, you can buy vehicles (cars, trucks, boats, RVs) without bank approval, credit checks, or traditional lending—opening new doors for deal flow & cash flow. • Entrepreneurship = Intense Self-Accountability — Leaving corporate removes the safety net of external accountability. Success requires disciplined routines, early mornings, & the willingness to confront your worst habits in the mirror. --- Mentioned Resources:  SellFi.io — The world's first AI-driven creative finance platform for vehicles (no banks, no credit needed)  AIOS Blueprint — Get a fully autonomous AI agent to run your business (visit AISOBlueprint.com)     Connect with Mike Davis — Instagram & Facebook: @mikewillcloseit    Follow me on Instagram: https://www.instagram.com/theandreacannon [https://www.instagram.com/theandreacannon]    Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon [https://www.youtube.com/@TheAndreaCannon]

Ep. 55: How Cost Segregation Can Save You $249K in Taxes with Belinda Prattis, The Cost Seg Lady

Did you know you could slash your tax bill by hundreds of thousands of dollars, legally, using a strategy most real estate investors overlook? In this episode of From Corporate to Cash Flow, Andrea Cannon and Liz Schwab sit down with Belinda Prattis, aka "The Cost Seg Lady", to break down everything you need to know about cost segregation, the tax strategy that saved one hotel investor $249,000 in a single year. Belinda shares her remarkable journey from a Baltimore corporate job to launching a personal chef service (with Ray Lewis as her first paid client!) to living off-grid in the New Mexico desert — and ultimately becoming a specialist in one of real estate's most powerful tax tools. Whether you're a W-2 earner, a short-term rental owner, or a seasoned investor with a multi-unit portfolio, this episode will change the way you think about depreciation. ---  **In This Episode:** - What cost segregation actually is — and why every income-producing property qualifies - The short-term rental (STR) loophole for W-2 workers who can't claim Real Estate Professional status - Why mid-term rentals CAN be cost-segregated (despite what you may have heard) - Partial Asset Disposition (PAD) and how it can generate massive deductions on renovations - Which asset classes perform best: RV parks, marinas, mobile home parks, hotels, and hospitals - When NOT to do a cost seg study — and what to do instead - The minimum cost basis to qualify (~$150K–$160K) - How to avoid depreciation recapture with a 1031 exchange or proper entity structure - Belinda's advice for W-2 workers ready to take the leap to entrepreneurship ---  **Key Quotes:** - *"There's cash in your walls."* — Belinda Prattis - *"You have the key to the cage and it's locked from the inside."* — Belinda Prattis - *"Instead of eating one M&M a year for 39 years, you're now getting a bunch of M&Ms to eat at once."* ---     **Connect with Belinda Prattis:** Instagram: @thecostseglady https://instagram.com/thecostseglady [https://instagram.com/thecostseglady]  Facebook: www.facebook.com/costsegwithbelinda [http://www.facebook.com/costsegwithbelinda]  Sub2 Community members: Find her directly inside the Sub2 Kajabi platform (preferred partner) ---    Follow me on Instagram: https://www.instagram.com/theandreacannon [https://www.instagram.com/theandreacannon]  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon [https://www.youtube.com/@TheAndreaCannon]

Ep. 54: 1 Year of Podcasting: What We Learned From 52 Episodes with Andrea Cannon & Liz Schwab

We made it! One full year and 53 published episodes of **From Corporate to Cash Flow** podcast — and we're sitting down (well, Andrea's literally on the floor of her new house) to celebrate, reflect, and share everything we've learned along the way. In this special anniversary episode, hosts Andrea Cannon and Liz Schwab pull back the curtain on the real behind-the-scenes of running a podcast while holding down demanding W-2 jobs, traveling constantly, building real estate portfolios, and doing private lending, all at the same time. No guests. Just the two of us getting real about what worked, what didn't, and where we're headed next.   --- **In This Episode:** - How the podcast got started over a conversation in Sedona a year ago - The real logistics: StreamYard, Podbean, a Google intake form, a shared calendar, and a VA - Why we hit publish on imperfect episodes (and why you should too) - The stat that will make you proud we're still here: 90% of podcasts never make it past 20 episodes - How doing this podcast has changed our real estate perspectives — and our investing strategies - Andrea's biggest mindset shift: why she was building **net worth** when she should have been building **cashflow** first - Liz on being an **introvert** who actually loves podcasting (and why it makes sense) - **Imposter syndrome** — Andrea's honest take on almost not starting as a podcast guest herself - The short-form content challenge: why clips over 20 seconds just don't get engagement - What we want to do differently in Year Two **Biggest Takeaways from Year One:** - *"It sounded so much more intense than it actually was — getting started and working through the thing IS the thing."* — Andrea - *"It's me talking to me from a year or two ago — not 15 years ago."* — the relatability principle - The cashflow-first vs. net worth-first framework (from Benjamin Wong's laundromat episode) - Every guest has said some version of: your network and community are everything - Defining success on YOUR terms — not Pace Morby's, not anyone else's ---   **We want your feedback!** If you've been listening — what do you want more of? Leave a comment below. We read every single one. --- **About From Corporate to Cash Flow** Hosted by Andrea Cannon and Liz Schwab — two pharmacists building time and financial freedom through real estate investing and private lending while working their day jobs. New episodes every week. **Subscribe** so you never miss an episode!    Follow me on Instagram: https://www.instagram.com/theandreacannon [https://www.instagram.com/theandreacannon]  Subscribe to my YouTube Channel: https://www.youtube.com/@TheAndreaCannon [https://www.youtube.com/@TheAndreaCannon]