The Cozy Budget | Anne Serrano | Growing Money with Sean Trace

The Cozy Budget | Anne Serrano | Growing Money with Sean Trace

In this episode of Growing Money with Sean Trace, I sit down with Anne Serrano, a CFP professional who helps the rising generation build a healthier relationship with money. We talk about why so many people feel guilt, shame, and anxiety when they look at their bank account, and why budgeting does not have to feel restrictive or miserable. Anne shares a softer, more human approach called cozy budgeting, where money becomes less about punishment and more about building a life that actually feels good. We also talk about comparison, social media, financial stress, and why smart, hardworking people can still feel overwhelmed by money. One of the biggest takeaways for me was that the first financial habit is not always about numbers. Sometimes it is simply learning how to pause, breathe, notice what is happening, and make one compassionate decision at a time. This conversation is really about money, but it is also about self-trust, future-you, and creating a financial plan that feels like home. What is one money habit you want to make feel less stressful and more peaceful?

Stop Trying to Look Rich | Growing Money With Sean Trace

Walk through any mall and you'll see luxury brands, expensive watches, designer bags, and people chasing the appearance of success. The problem? Looking rich and building wealth are often two very different things. In this episode of Growing Money with Sean Trace, I explore why so many people spend money to impress others, how lifestyle inflation quietly destroys financial progress, and what truly wealthy people often do differently. We discuss: • Status vs. wealth • Lifestyle inflation • Social media and comparison • Assets vs. liabilities • Financial freedom vs. appearances • How to stop spending for validation This isn't about avoiding nice things. It's about asking yourself one simple question: Are you buying it because you want it, or because you want other people to notice it? What's one purchase you regret making just to impress someone?

Simple Builds Wealth | Don Bennyhoff | Growing Money Podcast

In this episode of Growing Money with Sean Trace, I sit down with Don Bennyhoff, a longtime investment professional and fractional Chief Investment Officer, to talk about why successful investing is often much simpler than people think. Don shares why so many investors get pulled in by scary headlines, financial media, market predictions, and the pressure to “do something” when fear sets in.  What stood out to me most is that investing success is not just about being smart or having more information. A huge part of it comes down to behavior, emotional control, keeping costs low, staying diversified, and avoiding unnecessary mistakes over time. We also talk about compounding, long-term investing, why even high-income professionals can overcomplicate money, and why simple strategies often beat complicated ones.  This conversation is a great reminder that real wealth is usually built by staying patient, staying invested, and not letting fear or ego take over. What do you think is harder for most people: learning how investing works, or controlling their emotions when the market gets scary?

Money Got Emotional | Andrew Trammell | Growing Money with Sean Trace

In this episode of Growing Money with Sean Trace, I sit down with Andrew Trammell, founder of Trammell Wealth, to talk about why money is never just about numbers. Andrew is a CFP, enrolled agent, and retirement income certified professional who helps retirees, Florida public employees, and medical professionals build clearer, more intentional financial plans.  We get into why smart people still make emotional money decisions, how retailers understand impulse spending better than most of us do, and why making more money can sometimes create more stress instead of less. We also talk about lifestyle creep, keeping up with the Joneses, Social Security, retirement planning, budgeting, compound interest, and why a good financial plan should bring peace, not panic. One of my favorite parts of this conversation is Andrew’s reminder that the best plan is the one that lets you sleep at night. Financial confidence starts with knowing where you stand and making decisions that match the life you actually want to build. What’s one money decision you made that gave you more peace instead of more stress?

Invest With Courage | Max Kulyk | Growing Money with Sean Trace

In this episode of Growing Money with Sean Trace, I sit down with Max Kulyk, founder and CEO of Chicory Wealth, to talk about money in a way that goes far beyond budgets, portfolios, and retirement accounts. Max shares how his own complicated relationship with money led him into financial planning, and how he now helps people think about wealth through the lens of identity, safety, freedom, and values. We talk about the financial challenges many LGBTQ individuals and families still face, including estate planning, healthcare decisions, legal protections, marriage, emergency reserves, and the need for real financial security in uncertain times. Max also shares a powerful perspective on socially responsible investing, why your money should reflect what you believe in, and how asking “who benefits?” can change the way we look at financial decisions. This conversation is about more than investing. It is about freedom, courage, resilience, and using money as a tool to protect the people and communities we care about. What does financial freedom mean to you beyond just having more money?