Enough: A Life of Progress and Purpose with Jenna René Soto

Make Your Money Do More: Become Your Own Bank with Erica Neal

What if the rules you were taught about money were never the whole game? That's where this conversation starts. Dr. Felecia sits down with Erica Neal, co-founder of Infinity Investment Strategies, wealth strategist, authorized IBC practitioner, investor, and bestselling author of Mind of Gold: A Girlfriend's Guide to Financial Freedom. Erica shares how her early money lessons came from seeing what not to do, why she moved from pre-med into finance, and how working inside traditional financial planning opened her eyes to what many people are never taught about cash flow, retirement income, and true financial control. They talk about the limits of traditional financial advice, the moment Erica realized account balances don't always translate into income, and why she eventually let go of hard-earned licenses to build something more aligned. Dr. Felecia also asks the practical questions many listeners may be wondering: What is infinite banking? How does it work? What are the tax benefits? How much does it take to start? And how can women begin learning a money language they were never taught? This conversation is about cash flow, control, protection, abundance, and understanding the rules so your money can work for you. 00:00 – Erica's Money Story 07:36 – From Pre-Med to Finance 11:36 – What Happened After Graduation 14:15 – The Question That Changed How Erica Saw Retirement 17:41 – Why Cash Flow Became the Focus 19:42 – Letting Go of Licenses and Old Identity 23:15 – Who Supported Erica Through the Pivot? 28:01 – From Scarcity to Abundance 33:26 – Surrounding Yourself With Higher-Level Conversations 35:56 – Why Erica Focuses on Women and Financial Education 40:14 – Finding the Hands Reaching Back to Help You 45:08 – Infinite Banking Explained 50:38 – Do You Have to Pay the Policy Loan Back? 52:08 – The Tax Benefits of Infinite Banking 55:26 – How Much Does It Cost to Start? 58:10 – Protecting Cash From Lawsuits and Market Risk 01:02:55 – Defense Is Just as Important as Offense You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules. Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/ [http://moneywithmission.com/wealth-b-hers/] Connect with Erica! Book: Mind of Gold: A Girlfriend's Guide to Financial Freedom [https://www.amazon.com/Mind-Gold-Girlfriends-Financial-Freedom/dp/1946694606] Website: infinityinvestmentstrategies.com [http://infinityinvestmentstrategies.com] LinkedIn: https://www.linkedin.com/in/theericaneal/ [https://www.linkedin.com/in/theericaneal/] Instagram: https://www.instagram.com/theericaneal/ [https://www.instagram.com/theericaneal/] Facebook: https://www.facebook.com/TheEricaNeal/ [https://www.facebook.com/TheEricaNeal/] YouTube: Real Money Talk [https://youtube.com/playlist?list=PLalhQ7W86slLSOn6Ii4BasBhQtyx8cgcQ&si=cePP9nOcky2CPIDj] Key Quotes: "I still make decisions for me, and nobody can ever take that away." - Erica Neal "If you don't know the rules to the game, you can't win." - Erica Neal

Foundations #7: Purpose Before Portfolio

Before you invest a dollar, there's one question that matters more than the return, the structure, or the opportunity itself: What do you want this money to do for you? Not what did someone else earn. Not how much can this grow. What is this money meant to create in your life? In this episode, Dr. Felecia Froe explains why investing without purpose can leave you wealthy on paper but misaligned in reality. Money is a tool, and tools only make sense when you know what you are building. When your purpose is clear, the question changes from "Is this a good deal?" to "Does this move me toward the life I want?" That clarity helps quiet urgency, reduce comparison, and create calmer, more intentional decisions. 00:00 – The Question Before Every Investment 01:27 – Why Portfolios Need Purpose 02:05 – Alignment Changes the Experience 02:41 – Risk Tolerance vs Risk Capacity 03:33 – What Women Really Want Money to Create 04:08 – Does This Move Me Toward the Life I Want? 04:56 – Clarity Creates Calmer Decisions 06:01 – Money With Direction Creates Freedom You've worked hard to build your career. Now let's build wealth that outlives it. You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules. Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/ [http://moneywithmission.com/wealth-b-hers/] Key Quotes: " Money is a tool, and tools only make sense once you define the structure. If you don't define the structure first, the tools don't serve you, they control you." - Dr. Felecia Froe "Money without direction creates noise. Money with direction creates freedom." - Dr. Felecia Froe

Boring Money, The Steady Kind with Fred Moskowitz

What if real estate investing didn't have to mean owning the property, managing tenants, or taking repair calls? That's where this conversation starts. Dr. Felecia Froe sits down with Fred Moskowitz, educator, bestselling author, fund manager, and industry veteran in note investing. Fred explains how he first learned the power of income-producing assets from an unlikely mentor, why relying on a paycheck alone can be risky, and how mortgage notes allow investors to step into the role of the lender. They talk about what note investing actually is, how it differs from owning rental properties, and why it can be a powerful way to build cash flow without being as hands-on as traditional real estate. Dr. Felecia also asks the practical questions many listeners may be wondering: What is a note? What is a lien? Can individual investors buy notes? How do note funds work? And how can retirement accounts or health savings accounts be used to invest in this asset class? This conversation is a reminder that the more you understand, the better questions you can ask before putting your money anywhere. 00:04 – Fred's Money Story and the Entrepreneurial Bug 07:20 – Why a "Stable Job" Wasn't Really Stable 10:10 – The Mentor Who Changed How Fred Saw Wealth 13:20 – Learning From the Right Rooms 15:45 – Why Fred Shifted From Rental Properties to Notes 18:05 – What Is a Mortgage Note? 21:22 – Understanding Liens and Clear Title 26:16 – Can Individual Investors Buy Notes? 30:41 – How Investors Can Participate in Note Investing 34:27 – How Note Funds Pay Investors 36:36 – Using Retirement Accounts and HSAs for Note Investing 40:10 – Fred's Book " The Little Green Book of Note Investing" Ready to take the next step? Connect with us today: Website: moneywithmission.com [https://moneywithmission.com]LinkedIn: https://www.linkedin.com/in/moneywithmission/ [https://www.linkedin.com/in/moneywithmission/] Connect with Fred Moskowitz! LinkedIn: https://www.linkedin.com/in/thefredmoskowitz [https://www.linkedin.com/in/thefredmoskowitz] Instagram: https://www.instagram.com/thefredmoskowitz/ [https://www.instagram.com/thefredmoskowitz/] Book: The Little Green Book of Note Investing [https://www.amazon.com/Little-Green-Book-Note-Investing/dp/0578789981] Gift: giftfromfred.com [http://giftfromfred.com] Key Quotes: "Relying on the paycheck from my job as my only source of income, I was taking on this huge risk." - Fred Moskowitz "The work you do from your job, it kinda supports your life, but when you get involved in investing, investing in assets that generate income for you and appreciate over time, that's what really generates wealth." - Fred Moskowitz

Pushing Got Me the Number, Pull Gets Me Peace with Dr. Abigail Aiyepola

Who you're becoming requires you to leave behind the version of yourself you already know. That's where this conversation starts. Dr. Felecia Froe sits down with Dr. Abigail Aiyepola for a different kind of Wealth B-Hers conversation, one centered on alignment, transformation, purpose, and the many ways we give birth to new versions of ourselves. Dr. Abigail shares how moving to Cabo became part of a deeper season of rebirth for her, how life often moves in cycles rather than straight lines, and why the darkness of transition holds both difficulty and development. They talk about cocoon seasons, divine timing, ancestral purpose, the courage to stop living for other people's approval, and what it means to prepare the soil before planting the seed. This conversation is not about birth in the physical sense. It's about birthing a book, a business, a calling, a new identity, or a life that finally feels aligned with who you were created to become. 00:00 - Death, Rebirth, and the Butterfly Season 07:36 – How Dr. Abigail Found Her Way to Cabo 12:24 – Choosing the Beautiful Crazy 17:45 – Knowing What You Are Here For 23:07 – Accepting Your Purpose 32:42 – Self-Acceptance and Transformation 38:00 – A New Version of Yourself 41:40 – What Are You Really Gestating? 46:45 – The Elephant, the Dog, and Divine Timing 48:40 – Finding Purpose in the Darkness Ready to take the next step? Connect with us today: Website: moneywithmission.com [https://moneywithmission.com]LinkedIn: https://www.linkedin.com/in/moneywithmission/ [https://www.linkedin.com/in/moneywithmission/] Connect with Dr. Abigail! Substack: The Coochie Collective [https://thecoochiecollective.substack.com/]Clarity call: https://book.stripe.com/7sY14o7LQdAFcJx15W1sQ0a [https://book.stripe.com/7sY14o7LQdAFcJx15W1sQ0a] Six-session package: https://book.stripe.com/5kQaEYeae9kpfVJeWM1sQ08 [https://book.stripe.com/5kQaEYeae9kpfVJeWM1sQ08] 99-day container: https://book.stripe.com/dRm5kEgimgMRfVJ7uk1sQ0f [https://book.stripe.com/dRm5kEgimgMRfVJ7uk1sQ0f] Promo Code: FELECIA for 20% off through July 4th weekend Key Quotes: "People often want to become something, but don't have a clear vision of that becoming." - Dr. Abigail "There's some beauty and promise in the darkness when we understand the perspective of it." - Dr. Abigail

Foundations #6: Why Avoiding Money Decisions is More Common than You Think

There is a quiet kind of money stress many of us carry: the bank statement we don't open. The investment decision we delay. The financial advisor appointment we don't make. It looks like procrastination, but often it is something deeper. Money decisions can be emotional, feel risky, unfamiliar, and very high-stakes. In this episode, Dr. Felecia Froe lets you know it's not just you. Avoiding money decisions is more common than you think. Avoidance does not mean you are irresponsible or bad with money. It often means you do not feel clear, informed, or supported enough to move forward. When shame gets layered on top, the cycle gets harder to break. With clarity, community, and small steps, avoidance becomes awareness. Awareness is where change begins. 00:00 – Why Avoiding Money Decisions Is So Common 02:34 – Delay Is Still a Decision 03:19 – Clarity Over Confidence 05:00 – Breaking the Avoidance and Shame Cycle 06:48 – Start Small and Build Familiarity 💼 Be the Boss of Your Own Money. Own Your Future You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules. Ready to take the first step? Connect with us today: Website: moneywithmission.com [https://moneywithmission.com]LinkedIn: https://www.linkedin.com/in/moneywithmission/ [https://www.linkedin.com/in/moneywithmission/] Key Quotes: "Delay is still a decision." - Dr. Felecia Froe "Confidence isn't what eliminates delay. Clarity does." - Dr. Felecia Froe