Safe Haven $olutions

Key Insurance Mistakes to Avoid in Retirement

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Glenn Ramey break down the most common insurance mistakes people make in retirement. They discuss misjudging healthcare costs, missing Medicare deadlines, neglecting life insurance reviews, and overlooking beneficiary updates. The conversation also touches on confusion around annuities and the importance of regularly reviewing coverage, especially prescription drug plans. With a focus on awareness and education, this episode helps listeners avoid costly errors and stay better prepared for retirement. Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

Understanding Annuities and Their Role in Retirement Planning

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim Carrigan break down how annuities work and the role they can play in retirement planning. They explain the four main types of annuities, how they are issued by insurance companies, and the key differences between fixed, fixed indexed, variable, and immediate options. The conversation also covers common misconceptions, fees, and the importance of understanding what you own and why it fits your overall financial plan.  Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

How Life Insurance Fits Into Your Retirement Plan

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Glenn Ramey take a closer look at how life insurance fits into your overall retirement strategy. They discuss the different types of life insurance, how these policies have evolved over time, and why reviewing your coverage regularly is so important. The conversation also highlights the value of health savings accounts, common pitfalls to avoid, and the importance of identifying your specific needs before choosing a plan. With a focus on education and thoughtful planning, this episode helps listeners better understand their options and make more informed financial decisions for the future.  Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

Understanding Insurance in Retirement

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Kim Carrigan, and guest Glenn Ramey break down the critical role insurance plays in a well rounded retirement plan. They explore the realities of healthcare costs, how Medicare actually works and where it falls short, and why long term care planning is essential for protecting your financial future. The conversation also highlights common misconceptions, key coverage options, and modern strategies like hybrid and asset based plans that can help you prepare with more flexibility and confidence.  Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group

Common Retirement Mistakes to Avoid

In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim Carrigan outline some of the most common mistakes people make when transitioning into retirement. They discuss risks like planning to work indefinitely, claiming Social Security too early, underestimating healthcare costs, and failing to properly rebalance your portfolio. Throughout the episode, they emphasize the value of having a clear, adaptable plan to help you move from simply getting by to truly thriving in retirement. Connect with Haven Financial Group on all platforms! havenfinancialgroup.com facebook.com/havenfinancialgroup linkedin.com/company/haven-financial-group-mn instagram.com/haven_financial_group