Terra.talk
Welcome to Terra.talk, the official podcast of international climate school Terra.do. [https://www.terra.do/climate-fellowship-learning-for-action/?cdc=terratalk] This episode lodges itself somewhere between a financial explainer and a philosophy discussion, as James Regulinski guides Jae through a winding, intricate discussion of climate-forward personal finance and the foundational philosophies about Earth, life, and our natural resources that guide it all. James Regulinski is the co-founder of Carbon Collective, a groundbreaking investment platform providing low-fee, diversified portfolios built to help solve climate change and that helps companies build 401ks with climate-focused options. At Carbon Collective, James leads product development and technology as well as being CCO, ensuring that individuals and organizations can invest in ways that align with their sustainability values. In this capacity, he has worked with mission-driven companies like Terra.do to implement climate-aligned 401(k) retirement plans for employees, exemplifying how corporate benefits can advance environmental goals. Carbon Collective’s mission is to close the multi-trillion-dollar climate investment gap by divesting from fossil fuels and reinvesting in climate solutions, making James a key player in the push to green the finance industry. James’s career spans several climate-focused initiatives. Prior to founding Carbon Collective in 2020, he teamed up with his eventual co-founder Zach Stein at Osmo Systems, where they developed a low-cost water-quality sensor platform for sustainable aquaculture. Under James’s technical leadership as CTO, Osmo Systems raised over $4 million to commercialize this innovation, which won Imagine H2O’s 2018 prize for water tech innovation. James began his journey in climate solutions even earlier at ALL Power Labs, engineering biomass gasifiers that converted agricultural waste into renewable electricity while producing biochar to sequester carbon. He credits a unique childhood for sparking his commitment to the planet: as a child, he spent five years sailing around the world with his family, witnessing firsthand the negative impacts of human activity on the natural environment. This early global perspective instilled in him a drive to fight climate change through actionable solutions. Through his work with Carbon Collective and partnerships with organizations like Terra.do, James continues to bridge the gap between finance and climate action, empowering others to invest in a sustainable future. USEFUL LINKS 👇🏼👇🏼 * Check out Terra.do using this link [https://www.terra.do/climate-fellowship-learning-for-action/?cdc=terratalk] and save 25% on Terra's Learning for Action Fellowship - still accepting late enrollment as of October 21, 2025! * Check out Carbon Collective here! [https://www.carboncollective.co/] * Check out exclusive bonus footage and watch our episodes on YouTube here. [www.youtube.com/@terra-dot-talk] * Follow us on Instagram here. [www.instagram.com/terradottalk] * Fill out our feedback form [https://docs.google.com/forms/d/e/1FAIpQLScszhdWEjw2OK0LM8F997pTQBbMg-rGQcCdNuphsQ9GK2UY9Q/viewform?usp=dialog] to help us improve the podcast in future seasons! * Check out the Terra.talk Soundtrack here [https://open.spotify.com/playlist/1yjApzChxtIPeUiewLiUrO?si=85dca3a455044aff] to rock out to our guests' favorite music and discover something new for your playlist. Season 2 of Terra.talk debuted October 17, 2025 and is subsequently releasing every Tuesday from October 21 to November 11, 2025. The views expressed in this podcast are those of the hosts and guests and do not necessarily reflect those of Terra.do or its partners. 🌱🌎🌱
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