When Waiting Costs More Than You Think

When Waiting Costs More Than You Think

What if chasing the “perfect” financial decision costs you the moments that matter most? In this episode from this past weekend’s radio show, Jon Hicks explores how retirement planning goes beyond spreadsheets and projections. From Social Security timing decisions to the risks of over-saving or delaying retirement, the conversation highlights how emotions, habits, and priorities shape financial choices. Jon also discusses the shift from saving to spending, the role of income planning, and why balancing risk, lifestyle goals, and personal fulfillment is a key part of the retirement journey. Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Why Your Next Market Reaction May Surprise You

Will you react any differently the next time the market drops? This episode explores how investor behavior is often driven more by emotion than logic, especially as retirement approaches. Jon Hicks breaks down why past reactions to market downturns tend to repeat—and how discipline, planning, and understanding risk capacity play a role in navigating uncertainty. The conversation also highlights the shift from saving to spending, the importance of income strategy, and how multiple income streams may help during market volatility.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Tax Mistakes That Could Follow You Into Retirement

Are hidden tax traps quietly reshaping your retirement? This episode from this past weekend’s radio show explores how retirement shifts you from taxpayer to tax manager—and why decisions around withdrawals, Social Security, and account types can affect long-term outcomes. Jon Hicks breaks down common pitfalls, including over-reliance on tax-deferred savings, changes to inherited IRAs, and the complexity of multiple income streams. The conversation also touches on risk, planning discipline, and the importance of aligning strategy with how people actually behave during market swings. Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Roth vs. Pre-Tax: Are You Choosing the Right Strate

Should all your retirement savings go into Roth—or is that strategy missing the bigger picture? In this episode, Jon Hicks breaks down the debate between Roth and pre-tax 401(k) contributions, explaining why flexibility—not extremes—can play a key role in retirement planning. He explores how different tax buckets work together, the considerations behind Roth conversions, and why focusing only on short-term or long-term tax outcomes can lead to different decisions. The discussion highlights the value of aligning tax strategy, income planning, and long-term goals instead of relying on one-size-fits-all approaches.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Sell in May? Why This Popular Strategy Is Being Questioned

“Sell in May and go away” might sound catchy—but does it still hold up? In this episode, Jon Hicks breaks down the origins of this long-standing market saying and why its relevance is being questioned today. He explores how relying on simple investment rules can miss the bigger picture, especially as financial priorities shift from growth to generating income in retirement. The conversation also highlights how planning, tax considerations, and mindset all evolve once you move from saving to using your portfolio.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.