Invest Smarter Grow Faster
Property investing is full of “common knowledge” that quietly costs people money. Sarah Megginson, Head of Editorial at Finder, one of Australia’s most recognised personal finance experts and author of How to Raise Rich Kids, joins us to break down the biggest property myths that are holding investors back. With over 20 years in property and finance journalism, Sarah has seen firsthand how misinformation spreads : from media headlines to social media to everyday “barbecue conversations” : and how these beliefs lead to poor decisions, delayed action, and missed opportunities.  We unpack why “you can’t go wrong with property” is dangerously misleading, why waiting for interest rates to drop can cost you more than acting now, and how negative gearing has been misunderstood as a strategy rather than a tool. We also dive into mindset : fear of debt, analysis paralysis, and why most investors focus on the wrong time horizon. Sarah explains why the biggest cost in property isn’t a bad deal : it’s a bad belief held for too long. If you’re buying, investing, or sitting on the sidelines, this episode will help you replace outdated assumptions with frameworks that actually build wealth. IN THIS EPISODE · Where property myths actually come from (and why they stick) · How media, social and "barbecue talk" distort investing decisions · Why "you can't go wrong with property" is false · The real cost of waiting for interest rates to drop · Why timing the market is less important than fundamentals · Negative gearing: what investors get wrong · The myth of the family home as your best investment · Rentvesting and thinking differently about ownership · Fear of debt vs. understanding "good debt" · How misinformation leads to analysis paralysis · Why long-term thinking beats short-term noise · The one mindset shift that changes everything · How to think about investing 20 years ahead · What investors should actually believe instead CHAPTERS 00:00 The Most Expensive Mistake in Property Investing 00:35 Introducing Sarah Megginson 02:10 Sarah's Money Story & First Property at 21 05:00 From Journalism to Finance & Finder 08:30 The Myth Factory: Where Misinformation Comes From 12:15 Barbecue Talk, Social Media & Confirmation Bias 16:40 "You Can't Go Wrong With Property": Truth vs Reality 20:50 Losing Money & Learning as an Investor 24:10 Waiting for Rates to Drop: The Hidden Cost 28:30 Why Timing the Market Keeps You Stuck 32:00 Negative Gearing Misconceptions 36:10 Thinking in 20-Year Outcomes (Not Today's Noise) 40:20 The Family Home vs Investment Strategy 44:00 Rentvesting & Alternative Paths into the Market 47:30 Fear of Debt vs "Good Debt" 51:20 Worst-Case Thinking & Risk Management 55:10 Who Should You Trust? Navigating Advice 59:30 Cash Flow vs Capital Growth Trade-Offs 01:03:20 What Investors Should Actually Believe 01:07:00 The One Mindset Shift That Changes Everything 01:10:30 How to Raise Financially Smart Kids 01:13:30 Final Principle: Bad Beliefs vs Bad Deals 01:15:00 Disclaimer ABOUT SARAH MEGGINSON Sarah Megginson is Head of Editorial at Finder and one of Australia's leading personal finance experts. With over 20 years in property and finance journalism, she's a regular media commentator across TV, radio, and print, helping Australians make smarter money decisions. She is also the author of How to Raise Rich Kids, a practical guide to building financial literacy and long-term wealth for the next generation. CONNECT WITH JULIAN 🌐 Website: https://searchpartyproperty.com.au/ 💼 LinkedIn: / buyersagent-sydney-brisbane-melbourne-adel... 📸 Instagram: / juliankhursigara_buyersagent 📘 Facebook: / investmentpropertybuyersagent 🎵 TikTok: / julian_buyersagent 📅 Book a personalised property strategy session with Julian: https://calendly.com/julian_spp/45min DISCLAIMER Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results. About Julian: Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards. As host of Invest Smarter Grow Faster, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time. Connect with Julian: Visit the website: https://searchpartyproperty.com.au/ [https://searchpartyproperty.com.au/] Follow Julian on LinkedIn: https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ [https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/] Follow Julian on Instagram: https://www.instagram.com/juliankhursigara_buyersagent/ [https://www.instagram.com/juliankhursigara_buyersagent/] Follow Julian on Facebook: https://www.facebook.com/investmentpropertybuyersagent/ [https://www.facebook.com/investmentpropertybuyersagent/] Follow Julian on Tiktok: https://www.tiktok.com/@julian_buyersagent [https://www.tiktok.com/@julian_buyersagent] Subscribe to Julian Khursigara YouTube Channel: https://www.youtube.com/@investsmartergrowfaster [https://www.youtube.com/@investsmartergrowfaster] If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom book a time here: https://searchpartyproperty.com.au/free-investment-roadmap-session/ [https://searchpartyproperty.com.au/free-investment-roadmap-session/] Disclaimer Invest Smarter Grow Faster provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your personal circumstances. Before making any financial decisions, you should seek professional advice from a qualified adviser. While we aim for accuracy and quality, we cannot guarantee all information is complete, up-to-date, or free from errors. Past performance is not a reliable indicator of future results.
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