Wait… What’s an Escrow Account? Here’s the Real Breakdown

Colorado VA Loans: The Refi Rules Veterans Need to Know Before They Sign

Colorado veterans have extra consumer protections when buying or refinancing a home—but many borrowers do not know what to look for. In this episode of the Vetted VA: Your Journey Home Podcast,Nathan talks with Victor Malone about Colorado’s tangible net benefit rules, VA refinance safeguards, loan comparisons, termite inspection updates, and why thelowest interest rate is not always the best deal. You’ll learn: ✅ What Colorado’s tangible net benefit form is ✅ Why VA refinance recoup time matters ✅ How bad refis can eat into your equity ✅ When VA and conventional loans should be compared ✅ Why 20% down does not automatically mean conventional is better ✅ What Colorado VA buyers should know about termite inspections ✅ Why education matters before choosing a loan

Arizona's NEW 100% Disabled Veteran Property Tax Exemption

Veterans in Arizona have some big news. In this episode of the Vetted VA Podcast, Marine Corps veteran andloan officer Matt Burkhead explains Arizona's updated 100% disabledveteran property tax exemption, including the removal of income limits andwhat changes take effect on January 1, 2027.

100% Disabled Veterans: Don't Let a Lender Cost You Thousands in Texas Property Tax Benefits

If you're a 100% disabled veteran buying a home inTexas, this may be one of the most important conversations you'll hear before closing. Many veterans don't realize that Texas law allowseligible 100% disabled veterans to receive an immediate property tax exemption on their homestead. Unfortunately, some lenders still calculate loan qualifications incorrectly, potentially reducing buying power and creatingunnecessary stress after closing. In this episode of the Vetted VA Podcast, we discuss: ✅ How Texas property tax exemptions work for 100%disabled veterans ✅ Why some lenders mistakenly qualify borrowers with taxes included ✅ How this can impact debt-to-income ratios and home affordability ✅ Why the exemption is available immediately under Texas law ✅ Steps veterans can take to ensure their lender handles it correctly ✅ The often-overlooked property tax credit veterans receive at closing ✅ How to avoid surprise tax bills after purchasing a home Whether you're preparing to buy your first home,relocating to Texas, or helping veterans navigate the home- buying process, thisepisode provides practical guidance that could save thousands of dollars and prevent costly mistakes.

From Internet to Utilities: The Stress-Free Moving Solution for Veterans

Moving is stressful enough. Setting up internet,utilities, trash service, movers, and home services shouldn't make it worse. In this episode of the Vetted VA Podcast's Journey Homeseries, host Nathan Nottingham sits down with Tiffany Van Dillen from One Source Home Connect to discuss a little-known service that helps veterans, military families, homebuyers, renters, and homeowners simplify the moving process—allat no cost to the consumer. You'll learn: ✅ How One Source Home Connect helps coordinateutilities and home services ✅ Why veterans and military families benefit during PCS moves ✅ How to compare internet, TV, utility, and home service options without spending hours researching ✅ Why the service is completely free to use ✅ How homeowners can re-shop services and potentially save money even after they've moved in ✅ The concierge-style support available throughout the entire move Whether you're buying a home with a VA loan, relocatingon military orders, or simply trying to avoid the headaches that come with moving, this conversation offers practical solutions that can save time and reduce stress.

The VA Loan Rules Most Veterans Are Never Taught

Many veterans qualify for powerful VA loan benefits, but too often theyare not fully educated on how those benefits work. In this episode of the Vetted VA: Your Journey Home Podcast, we break down key VA loan lessons every veteran, service member, military spouse, and real estate professional should understand before buying a home. You’ll learn: ✅ Why VA loan education matters before making an offer ✅ How to choose mortgage professionals you can trust ✅ Why hard news should be shared early in the loan process ✅ What veterans should disclose upfront to avoid delays ✅ How non-borrowing spouse debt may be handled on a VA loan ✅ Why “show me what yes looks like” is a better approach than a simple no The goal is simple: help veterans understand the VA loan process, askbetter questions, and work with professionals who know how to guide them theright way.