Episode 3: Be Scared and Do it Anyway

Episode 8: From Debt to Paris: How My Sister Paid Off $33K, Got Fired, and Landed Her Dream in Paris

For Wealth, Wellness and Womanhood's first podcast guest, it had to be none other than my sister Frances Uzoukwu. We're only 15 months apart (I'll let you guess who's older). I've always looked up to her discipline with money and how she bounces back from anything. She turned getting unceremoniously fired into her dream move, spending two years in Paris earning her MBA. Here's the part that even I couldn't believe. She invested 75% of her income to pay off $33,000 in student loan debt in less than two years! It's a masterclass in aggressive strategy, but it also meant real sacrifice. But here's what I loved most: she's honest about how her perspective on money has shifted. She still believes in financial discipline, but now she knows the balance matters too. You can't do it all at once, and life is meant to be enjoyed. If you're an ambitious woman trying to figure out your financial life, this episode is for you. FINANCIAL ADVICE DISCLAIMER Frances and Cynthia are not financial advisors, investment advisors, or tax professionals. This episode is for entertainment purposes only and should not be considered personalized financial or investment advice. Past performance does not guarantee future results. Before making any financial decisions, consult with a qualified financial advisor, tax professional, or attorney. Investment returns vary and are subject to market risk. For investment/return discussion: The investment returns mentioned (such as the 120% return on a specific mutual fund) are based on Frances’s personal experience and past performance. Results vary widely based on market conditions, timing, fund selection, and individual circumstances. For the 8% preferred return reference: The 8% preferred return mentioned regarding a specific investment opportunity is that particular deal’s offering terms and should not be considered a guarantee or typical market return. Actual returns may vary significantly. For budgeting/saving strategies: The budgeting strategies and savings rates discussed (such as the 75% savings rate) reflect Frances’s personal situation and priorities. Individual circumstances vary widely.

Episode 7: I Spent $2,000 on Uber Eats (And What It Taught Me About Money)

Money awareness changed everything for me, and I’m sharing exactly how it can change your life too. In this episode, I’m getting vulnerable about the month I spent over $2,000 on Uber Eats and why being more aware of your finances is key for financial freedom both personally and in business. We’re diving deep into: • Why you’re not “bad with money,” you’re just unaware • The difference between spending that drains you and spending that buys back your time • How to implement a 30-day tracking challenge (spoiler: it’s not about restriction) • Critical money mindset shifts for entrepreneurs and business owners • Why wealthy people obsess over their finances (and why you should too) • My game-changing app, Monarch, and other practical tools If you’ve been avoiding your bank account or feeling shame around your spending, this episode is for you. Resources mentioned: - Monarch app - Financial Freedom: A Proven Path to All the Money You Will Ever Need by Grant Sabatier What’s one area of your finances you’ve been avoiding? Let me know @Cyn_Hammonds on Instagram, TikTok, or Substack.

Episode 6: How to Choose the Right Partner — In Business and in Life

Nobody hands you a manual for choosing a business partner. And nobody tells you that the process looks almost identical to choosing a spouse. Both are legally binding. Both can change your financial future. And both can be devastating if you get it wrong. In this episode, I am getting personal. I am sharing the full story of how I went from having panic attacks before work as a brand new dentist, to becoming a practice owner in a partnership I genuinely love and breaking down the surprising parallels between how I chose my business partner and how I chose my husband. Spoiler: the checklist was basically the same. I get into the green flags most people overlook, the red flags most people ignore, and the exact questions you need to be asking before you commit to building with anyone. I also share the one piece of advice my husband gave me that completely redirected my career, the moment my business partner said something that told me everything I needed to know about her character, and why transparency from day one is a non-negotiable. This episode is for you if you are considering a business partnership, at a crossroads in your career, or just trying to make better decisions about who you let into your building process. Come ready to take some notes. ✍🏾 Watch the episode on Youtube: https://www.youtube.com/watch?v=_oZp7IMYSmI Wealth, Wellness & Womanhood drops every other week. Follow the podcast so you never miss an episode. Giveaway Disclaimer This giveaway is in no way sponsored, endorsed, administered by, or associated with Instagram, Apple Podcasts, Spotify, or any other platform. By entering, you release each platform of any responsibility and agree to each platform’s terms of use. This giveaway is open to U.S. residents 18 years and older. Void where prohibited. No purchase necessary to enter or win. Odds of winning depend on the number of eligible entries received. The winner will be selected at random and notified via DM. Winner must respond within 48 hours or a new winner will be selected. Prize is non-transferable and has no cash value. Wealth, Wellness & Womanhood reserves the right to modify or cancel this giveaway at any time for any reason.

Episode 5: How to Build Real Community as an Ambitious Woman (Not Just a Network)

You have people who love you. But do you have people who get you? There's a difference between a support system and a peer system. A lot of ambitious women have plenty of the first and almost none of the second. Your friends and family show up for you and they cheer you on. But as your dreams start to grow, eventually even your most well-meaning loved ones can start to question you and look at you sideways. What you actually need are women who see the vision, who are building something too, and who can say "I know exactly what that feels like" without you worrying that you sound crazy for wanting to be in the next Forbes 30 Under 30 class. In this episode, I talk about why ambition can feel so isolating and what it really looks like to find your peer system in addition to your support system. Subscribe to Wealth Wellness and Womanhood wherever you listen, and share this with the woman who needs to hear it. *Giveaway closed*

Episode 4: How I Got My Life Back Together After Falling Off for a Month (And the Exact Routine That’s Working for Me)

Okay, so I’m going to be honest with you — I fell off. Like, completely fell off. I was down bad for a whole month, still doing a million and one things because the guilt of unrealized potential is real. And by the time I finally let myself rest, my routine was non-existent. This episode is a week late, I know — but I had to take the time to reset, and that’s exactly what I’m doing. In this episode, I’m sharing exactly how I’m doing it while giving you permission to do the same. We’re talking nighttime routines, the products I’m actually using, why I think your wind-down matters more than your morning, magnesium, creatine, bone broth, the 80% rule, and why pouring from overflow instead of lack is something I truly believe ambitious women need to hear more of. This isn’t advice. It’s just what’s been working for me — and honestly, it might be exactly what you needed to hear today too. If you’ve been hard on yourself for falling off, this one’s for you. Subscribe to Wealth Wellness and Womanhood and send this to the friend who needs a reset right now.