5 Things Your Tax Return Is Trying to Tell You (That Most Women Miss)

Rosé & Real Talk: 5 Money Conversations to Have This Summer

Summer has a way of slowing us down -- just enough to have the conversations we avoid all year. In this episode of Women, Wealth and What Matters, Tracy Byrnes shares five money conversations worth having before summer ends: Conversations with yourself, your partner, your parents, your adult children, and your financial advisor. Do you actually know where everything is? What happens if one partner is suddenly alone? Do your parents have a plan? What do your adult children expect from you financially? And perhaps most importantly, are you actually on track? And because Tracy is also WSET Level 3 certified, she sprinkles in a little Rosé knowledge along the way. Whether you’re pouring Rosé, sparkling water, iced tea, or whatever feels like summer to you, the important part isn’t what’s in the glass. It’s the conversation. Listen now, and share this episode with someone you love. Better yet, grab something cold to drink and start one of these conversations. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

Mid-Year Money & Markets: What Matters, What Doesn't, and What To Do Next

We're halfway through the year, and it's been anything but boring. War headlines. Oil spikes. Inflation fears. A new Fed Chair. The SpaceX IPO. AI mania. But what does any of it actually mean for your money? In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the biggest stories of the year so far and explains what investors should be paying attention to, what they can safely ignore, and how to navigate the second half of the year with confidence. You'll learn: ·      Why markets often rise despite scary headlines ·      How oil prices impact your wallet ·      What the new Fed Chair Kevin Warsh and the Fed mean for interest rates ·      The real lesson behind the SpaceX IPO ·      Why investor behavior may be the biggest risk of all Plus, a simple mid-year financial checklist to help you stay on track. Because successful investing isn't about predicting the future. It's about being prepared for it. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

5 Things Every College Graduate Needs to Know Before Their First Paycheck

You got the diploma.  You got the job. Now what? In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the financial lessons most graduates never learn in college, including: ·      How to fill out a W-4 and understand your paycheck ·      Why a 401(k) match is free money ·      Whether a Traditional or Roth 401(k) makes more sense ·      How an HSA can become a powerful long-term savings tool ·      Why every graduate needs an emergency fund and good credit ·      The investing habit that can potentially add hundreds of thousands of dollars to your future wealth Whether you're a recent graduate or the parent of one, this episode is packed with practical advice explained in plain English. Because financial success isn't about being perfect. It's about getting started.  One smart decision at a time. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

5 Things Every Woman Should Know About Money, Marriage & Financial Independence

The Most Dangerous Words in Marriage: “He Handles It” What happens when a smart, capable, educated woman slowly stops participating in her own financial life? Inspired by the conversations surrounding Strangers by Belle Burden, this episode is not about fear, blame, or expecting the worst. It is about awareness. In this deeply personal and practical episode, Tracy Byrnes shares the five financial truths every woman should understand before she ever needs them, including: ·      Why every woman needs to know her numbers ·      The importance of maintaining your own financial identity ·      How titling assets can change ownership rights ·      Why couples need regular “money dates” ·      And why building your financial team before a crisis matters This episode explores the emotional side of money, marriage, trust, independence, and participation -- without jargon, shame, or fear tactics. Because financial independence is not about preparing for divorce. It is about confidence. It is about understanding your options. And it is about making sure no woman ever feels lost in her own financial life again. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

5 Things You Need to Know About Roth IRAs (Before You Open One)

Everyone talks about Roth IRAs like they’re magic — but few people explain what they actually are, who they’re best for, and when they make sense. In this episode, we break down the Roth IRA in plain English: how it works, why it was created, who it benefits most, and the key rules you need to know before contributing. We cover: * What a Roth IRA is — and why it’s named after Senator William Roth * 2026 Roth IRA contribution limits and income phaseouts * Why earned income matters * The difference between a Roth IRA, Traditional IRA, Roth 401(k), and Traditional 401(k) * Why Roth 401(k)s can be useful for higher earners * What a backdoor Roth is — and why it is not a DIY loophole * Why Roth IRAs can be powerful for young earners, women with changing income paths, and long-term tax planning * How Roths can help with retirement flexibility, estate planning, and tax diversification A Roth IRA is not right for everyone — but understanding how it works can help you make smarter decisions about your future. Because it’s not just about saving for retirement. It’s about giving your future self options. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth