Word on the Strasse

Planning Your Financial Future as an Expat in Germany

Word on the Strasse is a podcast by expats, for expats — about life in Germany! In this episode, Willy talks to financial advisors Chris and Martina, from Horbach Expats. They walk through a fictive session with a financial advisor, to help you understand the benefits of speaking to an expert. Tip: it is never too late to get financial advice, no matter your budget or your financial goals. Read more about financial planning for expats in Germany here: https://www.expath.com/knowledge-base... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbFJ2Q1ZHamNBaXhVaDBvT1I5Vnc0eTU3ZnVvUXxBQ3Jtc0trUF9Tb3Fib2lnYUJDMVc5UFUtZG85UF9nY3EzWE44UzExUUFDUnBReUJKdW5KWDg1cG5LdHVzREdvbHhGanBBRkpwVDUzdldDbEF3SDd4YWhPTVNQX3RsQXJMUFUyTWZJeVdjNkJEQXAyZHpQSTZOQQ&q=https%3A%2F%2Fwww.expath.com%2Fknowledge-base%2Fgermany%2Ffinancial-planning-for-expats-in-germany&v=c27Dhe0Ymn0] ----------- Expath Website: https://expath.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazJXZ0VOZ1N5bjRGMExiVjBHcjg4SU1zV19RUXxBQ3Jtc0tuZVpZcWtxa0Q1ZmFiTEN2Qmh6dWtxem5qbVNaOXV2djFMNXNtR2Y1bk8xQWRsWVdDS1Z0SmRBRlBSdXo0M0trTXRZVjlFQW52Qkx4X0txR05UcV9LQklBRURxTS0teTR5SlhnOVd0TWstT2p5d0lmMA&q=https%3A%2F%2Fexpath.com%2F&v=c27Dhe0Ymn0] Instagram: instagram.com/expath__ Facebook: https://www.facebook.com/myExpath [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa0M0Nk9PQlFrYVRYY3B5dUJINlc0VzUwRjdpQXxBQ3Jtc0ttSzFJSWRMd1FlbzdRWU1RZzUzempVa2ZUUDRGanB5LTFBQmM5MC1xbVVKeTJvQ1lhWnI1TjNDcDQ0aVhuTUxTams5eUZTVHJEakZoOHNjLTU1MDZSa25Zb1lnZm1vSTBTLTJIVElfNVR0bWtSUmFOcw&q=https%3A%2F%2Fwww.facebook.com%2FmyExpath&v=c27Dhe0Ymn0] Find our guests at Horbach Expats https://horbachexpats.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbHRNbklwb2lrM1FxbXg3ZXdsaDgxY0V6ejlGUXxBQ3Jtc0ttVFVnM21SRU40YTJNQ0lkTHZ5TExiaE8wbzF4UkZKbHdqVDZBU09YSEM3NDktVU1hYld3ajhybDRMVVlnUmlYNHBNQklaOGxWUmIxMFphRmlrZzdUWDhqWXhIV2lodXJBbDhkM19hWmhwdk43eWwzSQ&q=https%3A%2F%2Fhorbachexpats.com%2F&v=c27Dhe0Ymn0] Timestamp: 00:00 Planning your financial future as an expat in Germany 04:10 Defining your financial goals 07:45 Understanding your finances 11:20 Defining your life goals 15:19 How financial planning works 21:00 Why working with a financial advisor 22:28 Narrowing down on financial solutions 26:05 Final tips on financial planning

All About Parental Allowance (Elterngeld) in Germany

Word on the Strasse is a podcast by expats, for expats — about life in Germany! In this episode, Willy speaks with Elodie, the founder of Baby in Berlin, about parental allowance (Elterngeld) in Germany. Elodie went through this experience as an expat herself and now supports other new parents with tips on pregnancy and giving birth in Germany. She discusses who is entitled to Elterngeld, how to get Elterngeld whether you're employed or a freelancer and other good practices to ensure a stress-free pregnancy and parental leave as an expat in Germany. ----------- Website: https://expath.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbkdOdG1yUWV5eU05dl92am5vbmVwSE9XV2FFd3xBQ3Jtc0tuTlRjemZ2VlAtaDE1c0lrYnlHMTRDR0FndzJDYk0wekpsUGdSWW1sQ1ZFMXg5d0U2N2Faa3A1eVhhaGJibWZOc1V3RFFfaG5zb1I1dWRoYUJCclZjMDhpbGp3N1luM3UzcWh5LUlBdFM0RHlqNGhnZw&q=https%3A%2F%2Fexpath.com%2F&v=5rdyVO0Mvjs] Instagram: instagram.com/expath__ Facebook: https://www.facebook.com/myExpath [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGdEZnVONGxkV1pxaHJWS1pIekZqRDFNLTFId3xBQ3Jtc0tuRDVNb3lad1NnZ2lkN042by14UEJtcDlGUGdDWDdEWGxCXzdhN3ZURlF2S3hpLTFGaTBma185cjBRTGFZY0NJTHNmaXpfRC1qeTdFdGMwN2Z2ZFdlNXpiQm1GYkVSbl82NWVGbkgtUk5hNWlKOXhvSQ&q=https%3A%2F%2Fwww.facebook.com%2FmyExpath&v=5rdyVO0Mvjs] Timestamp: 00:00 Parental allowance (Elterngeld) in Germany 03:20 Elterngeld calculation 11:00 Applying for Elterngeld 13:55 Elterngeld payout 16:35 Maternity leave benefit 17:10 Krankengeld for freelancers 20:50 Elterngeld rights 25:00 Moving to Germany during pregnancy 28:30 How to split parental leave 31:30 Elterngeld for non-nuclear families 34:00 Elterngeld for adoptive parents Extra Links: https://babyinberlin.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbDFuaDFIZ2xTTDJSUmZmQjVtU3hXRW9USFQ0QXxBQ3Jtc0ttZzdiWnA2b2xHanFIUlJzZE9DcXdod2pFZVZnUWxGRnNRdGFSZkJjalhBM0xtNjVlczlCSV84S2k3dTV0X0dkbDNzaDNZU0NnSW5lZlpzWElEVEhwaUlQZDhFUjA4M3dnN08xWFFSdXVXd2dxR3NpVQ&q=https%3A%2F%2Fbabyinberlin.com%2F&v=5rdyVO0Mvjs]

Five Tips for Having a Baby in Germany

Word on the Strasse is a podcast by expats, for expats — about life in Germany! In this episode, Willy speaks with Elodie, the founder of Baby in Berlin, about all the important information on having a baby in Germany as an expat. Elodie went through this experience herself, and now supports other new parents with the process. Her top five tips to have a baby in Germany outline the key to-do's from pregnancy to your baby's first years. You can also watch this episode on YouTube here: https://www.youtube.com/watch?v=gDY30WOVXhw [https://www.youtube.com/watch?v=gDY30WOVXhw] ---------- Learn more about Baby in Berlin: https://babyinberlin.com/ [https://babyinberlin.com/] ---------- Website: https://expath.com/ Instagram: instagram.com/expath__ Facebook: https://www.facebook.com/myExpath

How to succeed as a freelancer in Germany

Word on the Strasse is a podcast by expats, for expats — about life in Germany! In this episode, Willy speaks with Nick from Uplink, where they build an active freelance community for the IT community. They talk about all the tools needed to succeed as a freelancer in Germany, remotely or not. Plus they speak about organizing clients, invoices, bureaucracy and how to make sure you get paid what you deserve! You can also watch this episode on youtube, here: https://youtu.be/kvgxWt4eJ1c [https://youtu.be/kvgxWt4eJ1c] ----------- Helpful links: https://uplink.tech/en/freelancers [https://uplink.tech/en/freelancers] https://www.linkedin.com/in/nick-oestreich-075218135/ [https://www.linkedin.com/in/nick-oestreich-075218135/] Calculation tools for the hourly rate  https://usepastel.com/hourly-rate-calculator [https://usepastel.com/hourly-rate-calculator] https://www.freelancermap.de/blog/welchen-stundenlohn-kann-man-als-freelancer-verlangen/ [https://www.freelancermap.de/blog/welchen-stundenlohn-kann-man-als-freelancer-verlangen/] Highly recommended services for freelancers  https://qonto.com/ [https://qonto.com/de]en (banking/accounting)  https://goodlanceapp.com/de/ [https://goodlanceapp.com/de/] (accounting)  https://www.accountable.de/en/ [https://www.accountable.de/en/] (accounting)  https://www.exali.de/ [https://www.exali.de/] (insurance)  https://www.hiscox.com/ [https://www.hiscox.com/] (insurance) Website: https://expath.com/ Instagram: instagram.com/expath__ Facebook: https://www.facebook.com/myExpath

Putting your best financial foot forward in Germany

Word on the Strasse is a podcast by expats, for expats — about life in Germany! In this episode, Willy talks to financial advisors Chris and Martina, from Horbach Expats. They talk insurances, pensions, bureaucracy and all the other financial stuff that makes you sweat - but don't worry, their expertise will put you at ease. You can also watch this episode on youtube, here: https://www.youtube.com/watch?v=1mCoxcWYL1I [https://www.youtube.com/watch?v=1mCoxcWYL1I] ----------- Read more about financial planning for expats in Germany here: https://www.expath.com/knowledge-base/germany/financial-planning-for-expats-in-germany [https://www.expath.com/knowledge-base/germany/financial-planning-for-expats-in-germany] Horbach Expats: https://horbachexpats.com/ Website: https://expath.com/ Instagram: instagram.com/expath__ Facebook: https://www.facebook.com/myExpath