Cost of Living Secrets: Financial Planning

Cost of Living Secrets: How to ask for a pay rise

What is the best way to start a discussion with your employer about getting a pay rise? In this episode we break down how to approach your boss, what type of industries are more likely to get a pay rise now, and negotiating more money when you start a new job. Dave Cawley from Hays recruitment looks at what strategies work and what strategies do not.

Cost of Living Secrets: Subscriptions

Streaming services, meal plans, product deliveries, gym memberships just some of the subscription services on offer. What are the ways some companies encourage you to subscribe and to what extent do they make it hard to unsubscribe?

Cost of Living Secrets: Insurance

With so many different types of insurance - car, home, health and travel - it can be difficult to know what’s needed and what’s not. How essential is insurance and how can you negotiate a better price? Jodi Bird is the insurance expert from CHOICE and helps us look at the current market.

Cost of Living Secrets: Housing

The average new home loan size hit a record high in December 2024. According to the bureau of statistics that is now $666,000, making it difficult for first time buyers to enter the market. Curtin University’s Professor Rachel Ong ViforJ looks closely at the pros and cons of housing entry schemes such as the first homebuyers grant and shared equity schemes.

Cost of Living Secrets: Financial Planning

What kind of financial planners are out there, and do you even need one? This episode looks closely at financial planning, the costs, what to do if you cannot afford one and how to spot a reputable financial planner. Ben Nash from Pivot Wealth also explains what kind of financial planning you need at different life stages.