Raising Tiny CFOs, Part 2: The 5 Accounts That Give Your Kid a Head Start

Raising Tiny CFOs, Part 2: The 5 Accounts That Give Your Kid a Head Start

What if your kid didn't start their financial life at zero? In Part 2 of Raising Tiny CFOs, Maddie and Meghan break down five accounts that build a money system you can hand over piece by piece. You'll learn how a 529 became far more flexible than the old "college-only" bet, what the brand-new Trump Account actually is (and who qualifies for free starter money), how UTMAs and custodial Roth IRAs work as your "extra money" layers, and the costs-nothing authorized-user trick that gives your kid a credit history before they turn 18. Don't have kids? Stay right here — every account works for you, or for a kid you love as the favorite aunt, godparent, or grandparent. You don't need to open all five. Pick the one that fits your life right now and start. Because the real goal isn't leaving your kid money — it's leaving them the know-how to run it. Also mentioned: Budget Blueprint Builder [https://yourmoneystyle.myflodesk.com/budgetworkshop] — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here! Read the full Show Notes Here! [https://www.liveyourmoneystyle.com/post/raising-tiny-cfos-part-2-the-5-accounts-that-give-your-kid-a-head-start]   Thanks to our sponsor:   * Rakuten [http://www.rakuten.com/r/LIVEYO262?eeid=28187]   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter [https://square-tree-16781.myflodesk.com/xd4je4rvjg] to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com [http://www.liveyourmoneystyle.com]

CFO Corner Week 24: Why Your Mindset Matters

What's the story you're telling yourself about money? Not your budget — your beliefs. This week, we're doing a mid-year check-in on your money mindset. No budgets, no spreadsheets — just a slower, honest look at the "money story" quietly running in the background and shaping your decisions. We walk through a simple 3-part reflection to help you spot one belief that's holding you back, trace where it came from, and reframe it into something kinder and truer. In this episode: * What a "money story" is and where it comes from * A guided 3-prompt reflection: awareness, origin, reframe * The one question to ask yourself in the moment: is this my reality, or my old story? "You can have the right plan and still feel stuck — because of the story you're telling yourself about money." Also mentioned: Budget Blueprint Builder [https://yourmoneystyle.myflodesk.com/budgetworkshop] — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here! Read the full Show Notes Here! [https://www.liveyourmoneystyle.com/post/cfo-corner-week-24-why-your-mindset-matters]   Thanks to our sponsor:   * Rakuten [http://www.rakuten.com/r/LIVEYO262?eeid=28187]   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter [https://square-tree-16781.myflodesk.com/xd4je4rvjg] to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com [http://www.liveyourmoneystyle.com]

Raising Tiny CFOs: How to Talk to Your Kids About Money

Almost none of us chose the money mindset we grew up with — it got wired in before we were old enough to question it. And whether you've got kids, nieces, or just a future version of this conversation in your head, you're shaping someone's money story right now. This week, Maddie and Meghan get specific: the scarcity phrases worth retiring (starting with "money doesn't grow on trees"), the swap that teaches kids prioritization instead of fear, and why modeling calm money behavior matters more than any phrase you choose. They also walk through a real earn-tax-save-spend system running with a 4-year-old, why letting kids make small money mistakes is one of the cheapest lessons they'll ever get, and the three-hat framework — customer, employee, owner — that quietly dissolves the belief that investing is "for other people." Pick one thing. That's the whole assignment. Also mentioned: Budget Blueprint Builder [https://yourmoneystyle.myflodesk.com/budgetworkshop] — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here! Read the full Show Notes Here! [https://www.liveyourmoneystyle.com/post/raising-tiny-cfos-how-to-talk-to-your-kids-about-money]   Thanks to our sponsor:   * Rakuten [http://www.rakuten.com/r/LIVEYO262?eeid=28187]   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter [https://square-tree-16781.myflodesk.com/xd4je4rvjg] to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style   Visit our website for articles, resources, and more at www.liveyourmoneystyle.com [http://www.liveyourmoneystyle.com]

CFO Corner Week 23: Stop Cutting Fun. Start Redirecting It.

Real talk: most financially responsible women are really good at tracking their bills, stressing about their savings rate, and feeling guilty about big purchases. But the everyday fun spending? It just happens — and nobody looks at it. This week, Meghan is taking you through the Fun Money Audit: a simple, honest look at whether the money you're spending on joy is actually delivering. Because a budget that doesn't account for real enjoyment is a budget you won't stick to — and a real CFO makes sure every resource is serving the mission. Including the fun ones. In this episode: how to pull your fun spending data in under five minutes, the three buckets every fun dollar falls into, and the one redirect that moves money from default spending to deferred joy. No restriction required. Your action step this week: one cancel. One redirect. Done. Also mentioned: Budget Blueprint Builder [https://yourmoneystyle.myflodesk.com/budgetworkshop] — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here! Read the full Show Notes Here! [https://www.liveyourmoneystyle.com/post/cfo-corner-week-23-stop-cutting-fun-start-redirecting-it]   Thanks to our sponsor:   * Rakuten [http://www.rakuten.com/r/LIVEYO262?eeid=28187]   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter [https://square-tree-16781.myflodesk.com/xd4je4rvjg] to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com [http://www.liveyourmoneystyle.com]

You Save Money… But You Still Feel Guilty Spending It

You Save Money… But You Still Feel Guilty Spending It    You check your savings. It's growing. You can afford the thing. And you still feel guilty buying it. In this episode of Deeply Invested, Maddie and Meghan dig into one of the most common — and least talked about — money struggles for high-achieving women: spending guilt. Not the kind that comes from overspending. The kind that shows up even when you're doing everything right. They break down the three root causes behind the guilt, what it actually looks like in everyday life, and four practical steps to start spending with confidence — without undoing the financial progress you've worked so hard to build. In this episode: * Why saving more can actually make spending feel harder * The "permission problem" that keeps you stuck in saving mode * How fear of going backwards shows up in your spending habits * What your Safe to Spend number is and how to find it * Why practicing spending is a skill — and how to build it Reflection question: Where are you holding back, even though you don't have to? Also mentioned: Budget Blueprint Builder [https://yourmoneystyle.myflodesk.com/budgetworkshop] — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here! Read the full Show Notes Here! [https://www.liveyourmoneystyle.com/post/you-save-money-but-you-still-feel-guilty-spending-it]   Thanks to our sponsor:   * Rakuten [http://www.rakuten.com/r/LIVEYO262?eeid=28187]   Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter [https://square-tree-16781.myflodesk.com/xd4je4rvjg] to get all of our latest advice and freebies!   Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com [http://www.liveyourmoneystyle.com]