Here's What You Need to Know About New Construction

Here's What You Need to Know About New Construction

Ryan breaks down the key differences between fix-and-flips and ground-up new construction, sharing what every investor should know before deciding which strategy is right for their business. While new construction can eliminate many of the unknowns that come with rehabbing older homes, Ryan explains why it brings its own unique challenges—from longer project timelines and permitting delays to budgeting, financing, and exit planning. Drawing from his experience as a private lender, Ryan also shares what he looks for when evaluating new construction deals, including how investors can present stronger opportunities, reduce risk, and increase their chances of getting funded. Whether you're considering your first new build or looking to refine your process, this episode offers practical insights to help you approach construction projects with confidence. 📖CHAPTERS 00:30 Understanding New Construction vs. Rehabs 03:09 Key Differences in Project Structure 06:19 Be Ready for a Longer Timeframe 08:59 Simplicity wins 12:11 Have contingency in your budget RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: ryan@fixedlending.com CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: joel@fixedlending.com CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Why Being a Go-Giver Rules with Chris Simpson and JD Dela Fuente

In this episode, Ryan sits down with Christopher Simpson and JD Dela Fuente to talk about real estate investing, entrepreneurship, and the power of surrounding yourself with the right people. Chris shares how he got started in real estate by leveraging hard money loans, the lessons he learned from the 2008 recession, and how building the right team completely changed the trajectory of his investing career. JD shares his journey from railroad engineer to full-time real estate investor and broker, including the mindset shifts that helped him scale from buying rentals to building a real estate business. The conversation dives into market conditions, interest rates, investing strategies, mentorship, analysis paralysis, and why taking action is often more important than waiting for the "perfect" opportunity. Most importantly, this episode is a reminder that success in real estate isn't just about finding great deals—it's about finding great people. 📌CHAPTERS 00:00 Introduction to Real Estate Journeys 04:36 Chris's Real Estate Beginnings 08:50 JD's Path to Real Estate Investment 13:00 Market Insights and Interest Rates 17:27 The Importance of Mindset and Team 21:07 Mindset and Motivation in Real Estate 22:17 Navigating Challenges in Real Estate 24:32 Overcoming Analysis Paralysis 27:03 The Importance of Taking Action 29:55 Collaboration Over Competition 32:18 Understanding Good Debt vs. Bad Debt 📕 THE GO-GIVER - https://thegogiver.com/ CONNECT WITH JD! Bridging the Gap Podcast: https://www.amazon.in/Bridging-Gap-DeLaFuente-Aaron-Aponte/dp/B0C384SGSV FB: https://www.facebook.com/JDDeLaFuenteTX IG: https://www.instagram.com/jddelafuente_realtortx/ RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: ryan@fixedlending.com CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: joel@fixedlending.com CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

5 Questions You Should Ask Your Lender

Most investors know to ask about interest rates and points. But the truth is, the success of your project often depends on much more than the cost of capital. Ryan walks through the five key questions every investor should ask a lender before closing, including how extensions work, how rehab draws are funded, how quickly a lender can close, what their lending criteria are, and who you'll actually be working with after the loan funds. He also shares a bonus question that can reveal a lot about how a lending company operates and who really controls the capital behind your deal. Whether you're doing your first flip or your fiftieth, understanding how your lender works can help you avoid costly surprises and build stronger long-term partnerships. ## CHAPTERS 00:51 Warm up: What are your terms? 01:57 Question 1: What is your extension process? 03:55 Question 2: What is your draw process? 05:42 Question 3: How fast can you close? 08:27 Question 4: Am I a good fit for your criteria? 11:40 Question 5: Who is my POC after closing? 14:30 BONUS QUESTION RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: ryan@fixedlending.com CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: joel@fixedlending.com CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

She Analyzed 80 Deals to Get That First Deal with Sylvia Ramirez

In this episode, Joel sits down with first-time investor Sylvia Ramirez to talk about what it actually takes to go from thinking about real estate investing… to doing your first deal. Coming from a finance background in the hospitality industry, Sylvia shares how she decided to diversify into real estate, analyzed dozens of opportunities, built her network, and ultimately pulled the trigger on her first flip in Texas. They discuss overcoming fear, avoiding analysis paralysis, negotiating with wholesalers, building the right team, and why taking action is often the hardest part of getting started. If you've been thinking about investing in real estate but haven't made your first move yet, this episode is full of practical lessons and encouragement from someone who's living it right now. 📖 CHAPTERS 03:21 Diving into Sylvia's First Deal 05:41 Overcoming Fear and Taking the Leap 08:21 Navigating the Rehab Process 10:42 The Importance of Trust in Contractors 13:21 Encouraging Female Investors 15:47 Unique Perspectives in Real Estate 18:03 Rapid Fire Questions and Closing Thoughts FOOD RECS 🍽 Cuquitas - https://cuquitasrestaurants.com/ CONNECT WITH SYLVIA! Email: 3ptexas@gmail.com RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: ryan@fixedlending.com CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: joel@fixedlending.com CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/

Three Things We Should Learn from the Spirit Airlines News

Ryan reflects on the recent unfortunate events that happened to Spirit Airlines and unpacks the business lessons real estate investors and entrepreneurs can learn from it. From knowing your identity and core values to avoiding the trap of always choosing the cheapest option, this episode dives into what it really takes to build a sustainable business that can survive both good markets and bad ones. Ryan also ties these lessons directly back to real estate investing — discussing contractor quality, pricing strategy, protecting margins, and why long-term success comes from building systems that can survive changing market conditions. If you're an investor, entrepreneur, or business owner trying to navigate today's market, this episode is packed with perspective and practical wisdom. CHAPTERS 00:00 Spirit airlines news: what does it mean for us? 02:17 Know your Identity 04:47 The cheapest option is not always the best 08:53 Always have a plan The HMB Episode: https://www.youtube.com/watch?v=rZGK4Ipv-So RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: ryan@fixedlending.com CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: joel@fixedlending.com CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/